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Sbi Home Loan Lo Doubt...


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Posted

monna ne loan 26 lakhs tesunnam.. inka deductions start avale.. ipudu cash 10 lakhs set ayindhi... ipudu nenu 10 lakhs deposit cheyacha??? chesthe loan cancel chesthara???

home registration done vayya.. any experts please help..

Posted

interest rate takkuva ithe use this 10 lak for other purpose.

Posted

[quote name='Cheeta' timestamp='1374639544' post='1304002168']
interest rate takkuva ithe use this 10 lak for other purpose.
[/quote]

interest rate...9.75 pa

Posted

[quote name='iTeachSAP' timestamp='1374640426' post='1304002268']
interest rate...9.75 pa
[/quote]


chala takuva interest rate..bayata 2% ki tippu ne complete loan amount lo 3/4 pay cheyochu dani interest tho...nenu aithe ade cheystha

Posted

[quote name='iTeachSAP' timestamp='1374638554' post='1304002052']
monna ne loan 26 lakhs tesunnam.. inka deductions start avale.. ipudu cash 10 lakhs set ayindhi... ipudu nenu 10 lakhs deposit cheyacha??? chesthe loan cancel chesthara???

home registration done vayya.. any experts please help..
[/quote]

You have to pay minimum 6 months installments to clear the loan amount. After 6 months you are eligible.

Posted

[quote name='iTeachSAP' timestamp='1374638554' post='1304002052']
monna ne loan 26 lakhs tesunnam.. inka deductions start avale.. ipudu cash 10 lakhs set ayindhi... ipudu nenu 10 lakhs deposit cheyacha??? chesthe loan cancel chesthara???

home registration done vayya.. any experts please help..
[/quote]Loan emi cancel cheyaru.....alagani interest rate kuda taggadu.....
invest these 10lakhs in some other....

Posted

just pay it
they will take out from principle

but first month u have to pay the interest(which might have calculated already)

Posted

keeping housing load is very dangerous...
never will the interests rate go down..
and
if there r no tax benefits(if u r working in india then u will get the tax benefit) better clear if u can

keep the min. EMI amt which is equivalent to the rent u get

Posted

[quote name='iTeachSAP' timestamp='1374640426' post='1304002268']
interest rate...9.75 pa
[/quote]
nice ... 10L kadithey 2 ways loreduce cheskovachu .. nuvvu ippudu unna EMI continue cheyochu by decreasing the months .. or months same unchi EMI reduce cheyochu ... fast ga katte uddesham untey rendu same ee ...

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