Is Emergency Room Subjected To Deductible ?

[prayaanam]

Last week i had a visit to emergency. On my Insurance card it says "$200 (waived if admitted)"

Is it subject to deductible....? I have a $2000 deductible. Vaadu aa testuu ...eetestuuu...ani chaala chesaadu
Naaku vaachipothundemo....

[Piscop]

[prayaanam]

[quote name='Arrjun' timestamp='1378316178' post='1304202732']

[/quote]

thanks...

[Jatka Bandi]

200$ emergency room vsit ki matrame.... admit avute adi waive chestadu... kani ne diagnosis ki insurance details ento chudu.... 2000 deductible ani vunte... adi antha nuvve kattali

[Darling999]

yes dude, That goes to your deductible, initial visit for emergency will be covered by ur insurance with copay, but emergency room ekkuva charge chestaaru like 6k to 7k so u need to pay the deductible remaining will be covered. and also out of pocket entha kadtunnav need atlo choodu oka saari

[Jatka Bandi]

[quote name='DARLING...' timestamp='1378316381' post='1304202750']
yes dude, That goes to your deductible, initial visit for emergency will be covered by ur insurance with copay, but emergency room ekkuva charge chestaaru like 6k to 7k so u need to pay the deductible[size=5][b] remaining will be covered[/b][/size]. and also out of pocket entha kadtunnav need atlo choodu oka saari
[/quote]remaining lo % basis meda kattali upto certain amount

[Darling999]

[quote name='bantrothu bullabbai' timestamp='1378316457' post='1304202760']
remaining lo % basis meda kattali upto certain amount
[/quote]
yeah based on ur insurance..

[prayaanam]

[quote name='bantrothu bullabbai' timestamp='1378316338' post='1304202747']
200$ emergency room vsit ki matrame.... admit avute adi waive chestadu... kani ne diagnosis ki insurance details ento chudu.... 2000 deductible ani vunte... adi antha nuvve kattali
[/quote]
[quote name='DARLING...' timestamp='1378316381' post='1304202750']
yes dude, That goes to your deductible, initial visit for emergency will be covered by ur insurance with copay, but emergency room ekkuva charge chestaaru like 6k to 7k so u need to pay the deductible remaining will be covered. and also out of pocket entha kadtunnav need atlo choodu oka saari
[/quote]

Thanks bros....i have 100% coinsurance. But aa deductible $2000 neney kattali anukuntaa.......

[Jatka Bandi]

[quote name='prayaanam' timestamp='1378316694' post='1304202781']
Thanks bros....i have 100% coinsurance. But aa deductible $2000 neney kattali anukuntaa.......
[/quote]This confirms. 2000$ varaku nuvve pay cheyyali. taravata valle cover chestaru

[athadu]

ni maximum out of pocket(MOOP) vachesi 2000 ayi utnudni.. So in case 6-7k bill vaste which is generally the case.. you will have to pay that 2000.. rest will be paid by your insurnce next tiem nunchi ee year lo entaina vade katukovali.. ante inkosari emergerny ki velte nuvu copay tapite inkmei pay cheyakarledu...

[salsa]

[quote name='prayaanam' timestamp='1378316694' post='1304202781']
Thanks bros....i have 100% coinsurance. But aa deductible $2000 neney kattali anukuntaa.......
[/quote]
yup.... nuvve kattali till your bill account reaches to $2000 .. Emergency per visit $150-$250 depends on plan and provider pay cheyalsi vastundi.... rest everything is covered up in $2000 dedcutible limit (appati varaku ne deductible limit cross avvakapote nuvve pay cheyalsivastadi till that limit)... which includes medicines too as per your statements (100% Co-insurance)