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Idiva Us Lo Insurance Company Pani Teeru


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[quote name='rambabu304' timestamp='1378934119' post='1304236366']
naaku kuda same case ayindi..... parking lot lo naa car ni side nuchi dash ichadu... peda 250 size truck... naadi edi emo path 4 cylinder car..... pachadayindi na car...... side windows rendu smashed ... side air bags rendu bayataku vachayii...... so car ni repair kanna scrap cheyadam better aanadu... sare le insurance cover chesthadi kada antey... ledu only car value cover chesthadi... megathadi u r responsible for the bank loan aani aanadu..... rules aala vunayii emm cheyalemu........ ... it is always good to take GAP insurance... it is provided by the bank itself... when talking the loan they will offer u GAP insurance....... which covers the balance of the loan if the car is scrapped in an accident even after insurance covers the car value............


....say car loan tesukunapudu car market value is 10,000 and you get the 10,000 loan from the bank ....... car accidient ayinapudu.. say car market value is 5,000 (after all the driving and repairs done to it) and car loan is still 7,500......manam car konapudu value will be correct but as you drive the car market value goes down quickly then the car loan... so 99% of the time..... car market value is always less then the bank loan after driving for two or three years............ so car insurance will only cover 5,000 remaining 2,500 u have to pay....adey GAP Insurance vuntey , it will cover the remaining 2,500.
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Posted

nuvvu brand new car konna 2 years lopu accident ayye chance unte...and nuvvu low initial deposit chesthe....appudu gap insurance avasram...leda waste

Posted

[quote name='ReddyGaru_' timestamp='1378931778' post='1304236124']
punch ...okapudu nenu ee bulla ababyi matalo mayalo padanu apudu ella unde vadini [img]http://fc00.deviantart.net/fs29/f/2008/116/c/2/handsome_guy_by_minesermet.jpg[/img]





idi matalu vini burra pani cheyaka illa ayanu


[img]http://img.allw.mn/www/thumbs/107/606.jpg[/img]






-- Ittlu me Bullaabbli matala badhithudu [img]http://4.bp.blogspot.com/-kzFUmFSQqM0/UidKe1BAh4I/AAAAAAAAIWg/8Z-J3WKZTMA/s1600/TOLLYGIFS_pkc1.gif[/img]
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Anduke Bullabai tho & DKCs tho jagratha ga undaali mayya ....geliki gokinchukunte raktham kaaraka ..rasam sambar karuddheti...[img]http://3.bp.blogspot.com/-m_hYYm89Bgc/UidKiRDCe3I/AAAAAAAAIW8/yIZj1HaOwHY/s1600/TOLLYGIFS_pkc13.gif[/img]

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