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Help! Amex Rental Car Insurance


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Posted

WTH man......$500 aadu pay cheyyatam enti........reverse undali kada.......... nijam cheppu mama........ repu nenu kooda rental car teeskuntunna.......... insurance teeskoledu I'll use Amex too...........[img]http://4.bp.blogspot.com/-4QN5JGuG5xQ/UbRNHqU-X7I/AAAAAAAAHUg/48bHXIiivSs/s1600/brahmi+%285%29.gif[/img].......... inthaki ee amex gaadu entha istadu if car damages are more than $5K???

Posted

[quote name='sid_22' timestamp='1379606249' post='1304270540']
WTH man......$500 aadu pay cheyyatam enti........reverse undali kada.......... nijam cheppu mama........ repu nenu kooda rental car teeskuntunna.......... insurance teeskoledu I'll use Amex too...........[img]http://4.bp.blogspot.com/-4QN5JGuG5xQ/UbRNHqU-X7I/AAAAAAAAHUg/48bHXIiivSs/s1600/brahmi+%285%29.gif[/img].......... inthaki ee amex gaadu entha istadu if car damages are more than $5K???
[/quote]


Just ippude matladanu bhayya with Amex insurance .... this is what she said

1. If we find that u have a primary insurance, then Amex will pay only deductible in that primary insurance... n rest u need to approach primary insurance or pay out of pocket
2. if we find that u dont have any insurance (may be since u don't own a car or something like that) then Amex will pay the amount basing on the damage and the policy rules... in some cases it may be the full amount... in some cases not...
3. There is a premium rental policy in which u can enrole ... which will pay 100% insurance... but it is 25$ every time u rent a car... not per day... per whole rental period 25 $ ... and everything is covered...
4. U can use this as may times as u want... there is no limitation ... and every time... we verify if the accident is valid and then will pay the deductible of ur primary insurance

i dont know about rest of the cards .... but amex vadi rules ithe matuku evi...

bokka la nenu ippudu rest 600$ pay cheysukovali...

Posted

[quote name='Tarus' timestamp='1379607551' post='1304270649']


Just ippude matladanu bhayya with Amex insurance .... this is what she said

1. If we find that u have a primary insurance, then Amex will pay only deductible in that primary insurance... n rest u need to approach primary insurance or pay out of pocket
2. if we find that u dont have any insurance (may be since u don't own a car or something like that) then Amex will pay the amount basing on the damage and the policy rules... in some cases it may be the full amount... in some cases not...
3. There is a premium rental policy in which u can enrole ... which will pay 100% insurance... but it is 25$ every time u rent a car... not per day... per whole rental period 25 $ ... and everything is covered...
4. U can use this as may times as u want... there is no limitation ... and every time... we verify if the accident is valid and then will pay the deductible of ur primary insurance

i dont know about rest of the cards .... but amex vadi rules ithe matuku evi...

bokka la nenu ippudu rest 600$ pay cheysukovali...
[/quote]


avute e cc's ni nammakudadu voyyo

nneu epudu rental insurence teskoledu kakkurthi padi 25/50 ki

g musukuni teskotam best from nxt time e edava penta kanna

Posted

[quote name='puli raaja' timestamp='1379607718' post='1304270665']


avute e cc's ni nammakudadu voyyo

nneu epudu rental insurence teskoledu kakkurthi padi 25/50 ki

g musukuni teskotam best from nxt time e edava penta kanna
[/quote]


agree... nenu kuda eppudu teesukoledu.. but ippudu teylisi vachindi...
atleast Amex vadu ithey matuku only deductible ani cheppadu... I dont know rest..

Posted

so with costco amex card manam 25 dollars kadithe for entire renting full coverage insurance vastudha ??

good point.. nenppudu use cheyaledhu adhi..

Posted

[quote name='kakatiya' timestamp='1379609947' post='1304270869']
so with costco amex card manam 25 dollars kadithe for entire renting full coverage insurance vastudha ??

good point.. nenppudu use cheyaledhu adhi..
[/quote]

for every rent period it is 25 $

Posted

Bhayya CC vallu eppudaina collision matram cover chestharu... Liability nuvve chusukovali idhi naku telisina info....

Posted

[quote name='Bairagi From Bapatla' timestamp='1379610931' post='1304270941']
Bhayya CC vallu eppudaina collision matram cover chestharu... Liability nuvve chusukovali idhi naku telisina info....
[/quote]

same info i have

Posted

[quote name='Bairagi From Bapatla' timestamp='1379610931' post='1304270941']
Bhayya CC vallu eppudaina collision matram cover chestharu... Liability nuvve chusukovali idhi naku telisina info....
[/quote]


naadi hit n run... so under what category will it fall??
final ga Amex guys said... they only pay me deductible and i need to use my primary insurance to pay rest

Posted

[quote name='Tarus' timestamp='1379611204' post='1304270961']


naadi hit n run... so under what category will it fall??
final ga Amex guys said... they only pay me deductible and i need to use my primary insurance to pay rest
[/quote]

ne car insurance ni rental car ki ella apply chestavu? daani valla premium pergutudhi and ippudu ne driving history lo accident ani vunda ?

Posted

[quote name='kakatiya' timestamp='1379611763' post='1304271026']

ne car insurance ni rental car ki ella apply chestavu? daani valla premium pergutudhi and ippudu ne driving history lo accident ani vunda ?
[/quote]

thats what my point is bro...
i dont want to have my car insurance involved in this... anduke Amex vadu cover chesthadu ga ani Amex card tho teesukunta everytime... but this is the 1st time i had accident... and Amex showed middle finger

Posted

[quote name='Tarus' timestamp='1379612036' post='1304271053']

thats what my point is bro...
i dont want to have my car insurance involved in this... anduke Amex vadu cover chesthadu ga ani Amex card tho teesukunta everytime... but this is the 1st time i had accident... and Amex showed middle finger
[/quote]

nenu rendu sarle teeskunna car rental.. a rendu sarlu adiga. na credit card use chesta insurance ki ante.. you have to make sure it covers all annadu.. nenu endukule ani full coverage teeskunna both times

Posted

ippude visa di kooda check chesa same rules vellaki kooda

[url="http://usa.visa.com/personal/cards/benefits/bft_dmg_waiver_personal.html"]http://usa.visa.com/personal/cards/benefits/bft_dmg_waiver_personal.html[/url]

check in what is covered section..clear ga mention chesadu..oka vela driver ki collision gani theft gani insurance vunte...visa will only cover deductable...

but it covers the total amount if the driver doesnt have collision insurance...

Ippudu suppose naku car ki full insurance ledhu..i mean i only got liablity and i dint have collision for my car..so if i paid the renatl car bill with my visa card it will cover because i dont have a personnel collision insurance..oka vela naku personnel full coverage vunte..vadu only deductable pay chesathdu...


Kani int this case he is lucky..just think he met with a big accident and car got totaled and if he is responsible for it..he might have end of paying more...vammooo cant even think about it...

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