Credit Score Doubt....

[CooLgUy4U]

I got 2 reports one from FICO and the other one from Equifax. there is a big difference like >100 points difference. I know each bureau will have its own ways calculating, but still >100. don't know what could be the reason...

please share your thoughts

Thanks

[Yuva Nataratna]

[ghazni]

edi ekuva undi... ni equifax score will help...

[CooLgUy4U]

[quote name='Yuva_Nataratna' timestamp='1381870083' post='1304419569']

[/quote]

[Osama Bin Gandhi]

[quote name='CooLgUy4U' timestamp='1381869725' post='1304419520']
I got 2 reports one from FICO and the other one from Equifax. there is a big difference like >100 points difference. I know each bureau will have its own ways calculating, but still >100. don't know what could be the reason...

please share your thoughts

Thanks
[/quote]

Depends on the company that you are approaching...most of them look at equifax score.

[HAPPYLESS]

it means...your credit information on equifax and other rating agency(fico) is not matching.

for suppose...you've 10 accounts....equifax tracking all of them and other credit rating agency tracking only 7 of them.

[bhargava_v]

konthamandi 850 ki caluclate chesthunaru kondaru 1000 ki chusthunaru chudu edi enthaki ani

[galigannarao]

[quote name='CooLgUy4U' timestamp='1381869725' post='1304419520']
I got 2 reports one from FICO and the other one from Equifax. there is a big difference like >100 points difference. I know each bureau will have its own ways calculating, but still >100. don't know what could be the reason...

please share your thoughts

Thanks
[/quote]FICO vadidi telidu kani

equifax vadu matram neeku unnda all credit cards lo highest limit unna credit card meeda enta appu undi anna danito calculate chestadu. ade experian vadu ayte all cards meeda unna total apputo avg calculate chesi score istadu

[dkchinnari]

[quote name='galigannarao' timestamp='1381872192' post='1304419825']
FICO vadidi telidu kani

equifax vadu matram neeku unnda all credit cards lo highest limit unna credit card meeda enta appu undi anna danito calculate chestadu. ade experian vadu ayte all cards meeda unna total apputo avg calculate chesi score istadu
[/quote]maa db ki endku vachav nu

[Yuva Nataratna]

FICO is the most accurate anukunta.... next comes Experian.... Experian scores are the ones that are mostly used by banks or CC companies to provide services to you.....

[ranjith23]

[quote name='CooLgUy4U' timestamp='1381869725' post='1304419520']
I got 2 reports one from FICO and the other one from Equifax. there is a big difference like >100 points difference. I know each bureau will have its own ways calculating, but still >100. don't know what could be the reason...

please share your thoughts

Thanks
[/quote]

scores entha bhaya?

[sigsegv]

[quote name='Leon' timestamp='1381870338' post='1304419624']
it means...your credit information on equifax and other rating agency(fico) is not matching.

for suppose...you've 10 accounts....equifax tracking all of them and other credit rating agency tracking only 7 of them.
[/quote]
nice info man .

[kajal]

Thats correct...

Equifax, transunion, experion are three main agencies that give approximately same score. But, FICO score is completely different. FICO score is related to auto loan. FICO score will improve if you have a car loan etc.

[CooLgUy4U]

thanks all for the info.....