ILAQAT_MUFLIYA Posted November 4, 2013 Report Posted November 4, 2013 Uncles and Aunties, No pilla pithres in this thadu plz me me insurance premiums insurance plans providers jara cheppandi vayya mamul plan vs HSA edi better elanti paristhitullo better ? P.s: Please no spamming..
ILAQAT_MUFLIYA Posted November 4, 2013 Author Report Posted November 4, 2013 endi vayya uncles and aunties leraa cme here
chantiabbai Posted November 4, 2013 Report Posted November 4, 2013 If you dont have health issues, then go for HSA else go for PPO, It is similar to buying a auto insurance, car ki ekkuva deductable pettav anuko neeku premium takkuva untadi but just in case accident avte neeku ekkuva deductible kattalsostadi...for eg: nuvvu HSA plan teeskunte monthly premium 50 ala undachu and deductible 5000 ala untadiii..so major health issues vaste you have to pay 5000 from your pocket and rest from insurance company if no health issues then you save money by paying low premiums. but PPO anuko.. you end up paying 100 dollars a month but dediuctable might be 1000 dollars so end up paying more premium...Usually, under 35 years HSA should be fine after that we can move to PPO..Its your own risk.. i hope this helps
edisav_edava Posted November 4, 2013 Report Posted November 4, 2013 bcbs...350 individual...no family....includes dental and vision
ILAQAT_MUFLIYA Posted November 4, 2013 Author Report Posted November 4, 2013 If you dont have health issues, then go for HSA else go for PPO, It is similar to buying a auto insurance, car ki ekkuva deductable pettav anuko neeku premium takkuva untadi but just in case accident avte neeku ekkuva deductible kattalsostadi...for eg: nuvvu HSA plan teeskunte monthly premium 50 ala undachu and deductible 5000 ala untadiii..so major health issues vaste you have to pay 5000 from your pocket and rest from insurance company if no health issues then you save money by paying low premiums. but PPO anuko.. you end up paying 100 dollars a month but dediuctable might be 1000 dollars so end up paying more premium...Usually, under 35 years HSA should be fine after that we can move to PPO..Its your own risk.. i hope this helps accident suchanalu undav kada .. suddenly happens kada mayya ....eppudu HSA ki kuda annual out of pocket max ani undi PPO and HSA differs by a 500$ in that column migatha antha same to same .. deductibl;e oka 2000$ ekkuva undi than what my regular PPO deductible ... but premium lo theda oka 250 undi monthly .. soo 3000$ theda undi na premiums ki Break down chudu PPO HSA DED 1000
ILAQAT_MUFLIYA Posted November 4, 2013 Author Report Posted November 4, 2013 Break down chudu PPO HSA DED 1000 3000 Out of pocket max 3000 3700 Premiums 9600 6600 soo anni use chesina HSA saves me some money .. deductible use cheyyakapothe it saves me a lot of money ..
KaskaMiska Posted November 4, 2013 Report Posted November 4, 2013 r u taking insurance provided by company or your own ?
tom bhayya Posted November 4, 2013 Report Posted November 4, 2013 United Delaware - Choice Balanced 100 Value - 30/5000/100% Plan 2HJ per month 840.66$
KaskaMiska Posted November 4, 2013 Report Posted November 4, 2013 United Delaware - Choice Balanced 100 Value - 30/5000/100% Plan 2HJ per month 840.66$ 840 aaa :3D_Smiles:
ILAQAT_MUFLIYA Posted November 4, 2013 Author Report Posted November 4, 2013 r u taking insurance provided by company or your own ? company provided insurance ee mayya United Delaware - Choice Balanced 100 Value - 30/5000/100% Plan 2HJ per month 840.66$ abba pichekinchav nadi bhi 820 :(
KaskaMiska Posted November 4, 2013 Report Posted November 4, 2013 company provided insurance ee mayya abba pichekinchav nadi bhi 820 :( how much money is your employer contributing to HSA account ?
ILAQAT_MUFLIYA Posted November 4, 2013 Author Report Posted November 4, 2013 do u have family ? varini siga tharaga title chusava asalu first post chusava ????
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