Illu Konukkovalani Mind Lo Unte

[Guest]

varies from place to place. bank to bank. cost to cost.

naaku telisinantha varaku 5% downpayment tho max loan 420k istharu. 10% downpayment tho 600k anukunta. 

alex uncle undedhi bay area. andulo pelli ayyi idharu pillalu kooda unnaru. so pedha illey konukoavali

 

right...20% kante takva unte PMI ( Mortgage insurance) kattali..adi oka bokka..nen ade kadtunna..andke..inko 15% vesi refinance cheyaniki trying to avoid this..5 or 7 year ARM ki chustunna.

yea bay area la iddar pani seyyakpothe pay check to pay check living untadi

[dkchinnari]

ur wrong.

if you are making 5% downpayment, the max loan amount u can get is 400-420k. exact number tevladu. incase nuvvu 10k as a govt charge kattanaiki ready avuthey bank 625k varaku loan isthadi for 5% down.

 

for 10% down the bank can give up to 625k loan.

 

for 20% down, bank can lend upto 5millions.

 

point to be noted. all these figures requires good credit score and good income.

tesli chepthuanavaa uncle..

[Guest]

Down payment ni batti kadu.. Loan amount ki nee Income ratio (excluding your monthly payments) batti loan apporval vastadi. u can start with 3% down payment.
 

3.5 ki FHA loan istaru..but the property should be FHA approved..mortgage insurance kattalsi untadi untli you hit 80% loan to value...convenstional loans la least is 5% CA lo naak telinantha varku..

[Silent_Boy]

:3D_Smiles:

[MichelScofield]

folsom lo 500k ki thakkuva levu houses kothavi.. back yard kuda undatam ledhu 500k house ki

u mean rancho pakkana folsom

[Guest]

u mean rancho pakkana folsom

yes man

[Silent_Boy]

foreclosed houses konadam entha varaku safe baa

[loveindia]

what is ur credit score man at the time of approval...? how much credit limits u have at the time of approval? and rate enta vachindi... tell konestaaa oo pani aipoddi...

[loveindia]

foreclosed houses konadam entha varaku safe baa

 

foreclosed is good but good community , neighbourhood undali... and illu em damages lekunda chuskoni konukkovali....

[Guest]

foreclosed houses konadam entha varaku safe baa

fore closed and auction houses pedda process and somewhat risky man..illu chuddatiniki kooda chance undaka povachu..competition yekva untadi..investors munda vaallu manaki dakka niyyaru..inta kante yekva research cheyale...inka yemanna telisthe cheptha

[loveindia]

fore closed and auction houses pedda process and somewhat risky man..illu chuddatiniki kooda chance undaka povachu..competition yekva untadi..investors munda vaallu manaki dakka niyyaru..inta kante yekva research cheyale...inka yemanna telisthe cheptha

 

answer my kocchen man...

[Guest]

what is ur credit score man at the time of approval...? how much credit limits u have at the time of approval? and rate enta vachindi... tell konestaaa oo pani aipoddi...

724 unde 3 bureau avg , limits ante 35k overall unde with 1 card 20k limit..5.1% interest rate..konchem yekva because of less downpayment ledante around 4.6 vastadi for 20%.

 

credit score la catch yentante..manku chupechedi oka score..lenders ki vere untadi..naadi around 750 unde but vaallaki 724 ani vachindanta..720 paina vunte chal you are in excellent category

[loveindia]

724 unde 3 bureau avg , limits ante 35k overall unde with 1 card 20k limit..5.1% interest rate..konchem yekva because of less downpayment ledante around 4.6 vastadi for 20%.

 

credit score la catch yentante..manku chupechedi oka score..lenders ki vere untadi..naadi around 750 unde but vaallaki 724 ani vachindanta..720 paina vunte chal you are in excellent category

 

avuna... aitey naaku car undi 60k ki.... konnappudu 740 vachindi vaadu pull chestey naaku 763 chupinchindi... ippudu enta undoo check cheskoni poyi oka inti vaadini avutaa...

[Silent_Boy]

fore closed and auction houses pedda process and somewhat risky man..illu chuddatiniki kooda chance undaka povachu..competition yekva untadi..investors munda vaallu manaki dakka niyyaru..inta kante yekva research cheyale...inka yemanna telisthe cheptha

 

 

Thanks mama... nuvvu ichina site "zillow' too good for search

[Guest]

avuna... aitey naaku car undi 60k ki.... konnappudu 740 vachindi vaadu pull chestey naaku 763 chupinchindi... ippudu enta undoo check cheskoni poyi oka inti vaadini avutaa...

avvu mama...naa encouragement yeppdu untadi..neelantolla kosame ee taadu