Medical Insurance - 2Plans To Choose From.. Please Help

[apparao123]

I have 2 options to choose from for my medical insurance....which 1 should i take....

 

 

Option 1

 

Covered Benefits                                                                               Network                                             Non-Network

Deductible (Single/Family)                                                                     $2,500/$5,000                                 $5,000/$10,000

 

Out-of-Pocket Limit (Single/Family)                                                        $5,000/$10,000                               $12,700/$25,400

 

Physician Home and Office Services (PCP/SCP)                                    $30 / $60                                        30%

 

Primary Care Physician(PCP)/Specialty Care Physician (SCP)

Including Office Surgeries and allergy serum:

· Allergy injections (PCP and SCP)                                                           $5                         30%

· Allergy testing                                                                                         0%                        30%

· MRAs, MRIs, PETS, C-Scans, Nuclear Cardiology Imaging Studies,       0%                        30%

non- maternity related Ultrasounds and Pharmaceuticals

 

Option 2

 

Covered Benefits                                                                               Network                                             Non-Network

Deductible (Single/Family)                                                                     $500/$15,00                                 $1,000/$3,000

 

Out-of-Pocket Limit (Single/Family)                                                        $3,000/$6,000                               $6,000/$12,000

 

Physician Home and Office Services (PCP/SCP)                                    $20 / $40                                        50%

 

Primary Care Physician(PCP)/Specialty Care Physician (SCP)

Including Office Surgeries and allergy serum:

· Allergy injections (PCP and SCP)                                                           $5                                               50%

· Allergy testing                                                                                         30%                                            50%

· MRAs, MRIs, PETS, C-Scans, Nuclear Cardiology Imaging Studies,       30%                                            50%

non- maternity related Ultrasounds and Pharmaceuticals

 

 

What should we look for when we choose medical insurance...................please help me choose one.....following are monthly deductions.......

 

 

Option 1

Single: $108.33

Employee/Spouse: $367.89

Employee/Children): $257.39

Family: $560.49

 

 

Option 2

Single: $118.88

Employee + Spouse: $391.08

Employee + Child(ren): $275.20

Family: $593.06

 

 

 

 

[k2s]

What is ur status? Single or married ? Children? Health condition of u & family ?

[Simple123]

based on your health and your wife health pick it

[iTeachSAP]

[Yuva Nataratna]

second plan looks better than first one....

[perugu_vada]

Go with 2nd one, pedha diff ledu price wise nuvu pay chesedi, also regarding insurance, the more the coverage u have, the better it is

[Chitti_Robo_Rebuilt]

[sujithrede]

anta cheap ga etla vastunnai...

go for 2nd one

[apparao123]

iam married.....me n my wife only.......we both have daily tabs...which are costly without insurance....

[Yuva Nataratna]

what is the insurance provider that's offering these plans?

[maximummax]

ltt

[sharenshare]

@apparao123...ikada post cheyava insurance provider details...chala affordable...andariki help avtundi

 

I have 2 options to choose from for my medical insurance....which 1 should i take....

 

 

Option 1

 

Covered Benefits                                                                               Network                                             Non-Network

Deductible (Single/Family)                                                                     $2,500/$5,000                                 $5,000/$10,000

 

Out-of-Pocket Limit (Single/Family)                                                        $5,000/$10,000                               $12,700/$25,400

 

Physician Home and Office Services (PCP/SCP)                                    $30 / $60                                        30%

 

Primary Care Physician(PCP)/Specialty Care Physician (SCP)

Including Office Surgeries and allergy serum:

· Allergy injections (PCP and SCP)                                                           $5                         30%

· Allergy testing                                                                                         0%                        30%

· MRAs, MRIs, PETS, C-Scans, Nuclear Cardiology Imaging Studies,       0%                        30%

non- maternity related Ultrasounds and Pharmaceuticals

 

Option 2

 

Covered Benefits                                                                               Network                                             Non-Network

Deductible (Single/Family)                                                                     $500/$15,00                                 $1,000/$3,000

 

Out-of-Pocket Limit (Single/Family)                                                        $3,000/$6,000                               $6,000/$12,000

 

Physician Home and Office Services (PCP/SCP)                                    $20 / $40                                        50%

 

Primary Care Physician(PCP)/Specialty Care Physician (SCP)

Including Office Surgeries and allergy serum:

· Allergy injections (PCP and SCP)                                                           $5                                               50%

· Allergy testing                                                                                         30%                                            50%

· MRAs, MRIs, PETS, C-Scans, Nuclear Cardiology Imaging Studies,       30%                                            50%

non- maternity related Ultrasounds and Pharmaceuticals

 

 

What should we look for when we choose medical insurance...................please help me choose one.....following are monthly deductions.......

 

 

Option 1

Single: $108.33

Employee/Spouse: $367.89

Employee/Children): $257.39

Family: $560.49

 

 

Option 2

Single: $118.88

Employee + Spouse: $391.08

Employee + Child(ren): $275.20

Family: $593.06

 

 

[paampachak_1]

Idi em insurance ? Maa oorlo minimum 750$ deductible and adi kavalante 330$ per month

[allu_arjun_fan]

nuvvu regular ga doctor visiting aithe choose first plan.

[andhrafriends2013]

anta cheap ga etla vastunnai...

go for 2nd one

miracle