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  • 3 weeks later...
Posted

House konali, mortgage ki tips cheppandi if any experienced unc

Recently brought a condo..........If u need any information PM me

Posted

Recently brought a condo..........If u need any information PM me

pls share the details, experience 

Posted

pls share the details, experience 

 

 

 

message me if you need anything more

Posted

Ok..........let me tell u

 

I researched for 2-3 months on Zillow................Chase bank ki velli preapproval tisukunna..............then started looking for condos through realtor........vadu email pampe vadu.........andulo naku nachina condos ki rammanni chepthe vadu vachi choopinche vadu........my budget was 120k with 5% down or 3.5% down (FHA)..................2bed 2 bath............mAX 150K KANNa ekkuva pette alochana ledu............

 

h1 mida vunna................2 yrs nunchi family tho rent pay chestuna.........aa money anta bokka kada anukoni...............ee step vesanu..........Im not ready a single paise in India............so mottam money ikkade invest cheddamu ani chesanu...............

 

na credit score takuuve vundi................vadu email list lo manaki nachina homes ki vadi kanna munde velli direction choosukoni vachevallam nenu naa wife, bcoz i believe in vastu................condo vunna area nachina direction set kakapote lite tisukunanu..............

 

search started in after the 2-3 months of investigation on zillow on a fine day..............after two weeks oka condo nachindi............vallu xxxk annaru..................memu xxxx-8000 annamu................................vallu xxxk annaru final..................sare Ok done deal annammu...........memu leaks emaina vunnaya............ani choosukunamu.........area fine........schools anni 10/10 rating for all 3(high,mid and elementary).......east facing..........

 

 

5% down tho mortgage vere bank  lo apply chesanu............vadu chala choosadu..........2 years pay checks,w2, overtime, expenses cheques, and last 2-3 months of checking and saving transactions..............anta fine.......................approved and closed the home......................

 

 

One thing enti ante ............nenu mortagage apply chesinappudu us ki syria edo clash nadustundi..........so mortgage are like high.........an i have to pay PMI for the home which will be $100 everymonth until i reach 20% of the prinicpal amount on the  load...........i asked them how to get rid of it..............they said u can pay upfront..................i paid upfront PMI to avoid that $100 everymonth.......

 

 

message me if you need anything more

thanx man...

chase lo ne enduku pre-approved ki applied ? 

malli vere bank lo mortage loan ki enduku vellav? 5% down antey APR ekkuva untundi kada ? unless u have thope Credit history 5% down accept cheyyaru & chesina....u end up paying insurance ani vinna is that true?

Posted

an i have to pay PMI for the home which will be $100 everymonth until i reach 20% of the prinicpal amount on the  load...........i asked them how to get rid of it..............they said u can pay upfront..................i paid upfront PMI to avoid that $100 everymonth.......

 

 

message me if you need anything more

ekkada baa undedi?

 

10/10 rating unna schools and 150k ki condo vasthondi

 

PMI is insurance..vaallaki..bcos u didn't put in 20% down..ee lopu sankanakipothe vaallu raabattukovadaaniki..like gap insurance..once u have 20% paid up..u no longer have to pay

 

upfront inka anavasaram kadaa..daani badulu principal entho kontha kastapadi pay chesesthe as much as possible aa pmi tagguddi kadaa

 

did u pay 20% principal upfront or u paid all ur pmis upfront..didn't follow

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