Ippudu Naa Doubt Emitante

[Ranga_The_Donga]

credit score check chesukunte taggipothunda credit karma laanti sites lo... or maa dost ki co-applicant ga pedamanukuntunna for a car leas... ala cheste emaina probs vastaya??? or credit score ekkadaina run ayyi nanta matrana score taggutunda??? cheppandi vayyas ...okko site lo oka vundi...

[vadapav]

good q 

[Laffut]

credit score thru creditkarma, freecredit score nundi softcheck chestaru...em score taggadu...mi fren ki co applicant ayyi atanu timely payments kattakapothe den neeku pedda bokka...

co applicant ga apply chesinapu vallu hard check chestaru apudu 10-15 points taggochu...

vilayithe appu evvu...dont put ur ssn...

[ramu]

Credit karma vadu chesedhi soft hit... danivalla em effect vundadhu... credit cards loans apply chesinappudu hard hits... these will reduce ur score a bit. Inka lease antava ur personal issue... he believes ur superman.. u believe his tiger man ... anthe

[Sastrygaru]

credit karma laanti sites lo enni saarlu chuuskunna taagadhu.. someone has to run hard check on your details that's when scores change.

[tiger_sathi]

equifax best

[ringa_ringa]

credit score check chesukunte taggipothunda credit karma laanti sites lo... or maa dost ki co-applicant ga pedamanukuntunna for a car leas... ala cheste emaina probs vastaya??? or credit score ekkadaina run ayyi nanta matrana score taggutunda??? cheppandi vayyas ...okko site lo oka vundi...

 

credit karma lanti sites through check chesthe asalem effect undadu, as they are not totally accurate, they are ball park scores which are calculated ones.

 

Antha enduku, nee credit score nuvvvu enni sarlu check chesukunna em avvadu

 

only hard credit check chesthe taggutadi, and how much anedi ippudu unna nee score paina depend ayyi untadi (the more score, the more it decreases)

 

and co-applicant ga pedthe credit score pull chestaru, so hard enquiry... obvious ga taggutadi

[Ranga_The_Donga]

manam auto showrooms lo inka credit unions lo loans apply chesi nappudu credit score run chestaru kada... avi kooda hard hits yena?

[ramu]

manam auto showrooms lo inka credit unions lo loans apply chesi nappudu credit score run chestaru kada... avi kooda hard hits yena?

ave hard hits ante....

[Ranga_The_Donga]

credit score thru creditkarma, freecredit score nundi softcheck chestaru...em score taggadu...mi fren ki co applicant ayyi atanu timely payments kattakapothe den neeku pedda bokka...

co applicant ga apply chesinapu vallu hard check chestaru apudu 10-15 points taggochu...

vilayithe appu evvu...dont put ur ssn...

 

Credit karma vadu chesedhi soft hit... danivalla em effect vundadhu... credit cards loans apply chesinappudu hard hits... these will reduce ur score a bit. Inka lease antava ur personal issue... he believes ur superman.. u believe his tiger man ... anthe

 

 

credit karma laanti sites lo enni saarlu chuuskunna taagadhu.. someone has to run hard check on your details that's when scores change.

 

 

credit karma lanti sites through check chesthe asalem effect undadu, as they are not totally accurate, they are ball park scores which are calculated ones.

 

Antha enduku, nee credit score nuvvvu enni sarlu check chesukunna em avvadu

 

only hard credit check chesthe taggutadi, and how much anedi ippudu unna nee score paina depend ayyi untadi (the more score, the more it decreases)

 

and co-applicant ga pedthe credit score pull chestaru, so hard enquiry... obvious ga taggutadi

oka vela pote 10 points ... nenu anni timely payments katti and bills anni on time lo pay cheste ... enni months padathundi rough ga peragataaniki... nenu oka 4 months taruvaatha loan auto loan apply chedham anukuntunna credit union lo ... so appatiki 10 points taggite prob avthunda?

[ringa_ringa]

manam auto showrooms lo inka credit unions lo loans apply chesi nappudu credit score run chestaru kada... avi kooda hard hits yena?

 

Yes avi hard hits

 

but car koneppudu you might look different places for better rate (showrooms, banks, Credit Unions) andaru run chestaru credit score, but will only count as one hard pull as it is for same purpose

[ramu]

oka vela pote 10 points ... nenu anni timely payments katti and bills anni on time lo pay cheste ... enni months padathundi rough ga peragataaniki... nenu oka 4 months taruvaatha loan auto loan apply chedham anukuntunna credit union lo ... so appatiki 10 points taggite prob avthunda?

at present entha vundhi anedanimeeda base ayi vundadhi effect.... plus short span lo multiple hard hits antha manchidhi kadu ani naa opinion.
minimum 675 vunchuko...if ur trying for auto loan in credit unions... all the best

[Ranga_The_Donga]

Yes avi hard hits

 

but car koneppudu you might look different places for better rate (showrooms, banks, Credit Unions) andaru run chestaru credit score, but will only count as one hard pull as it is for same purpose

oka vela pote 10 points potai anukundham railubandi ... nenu anni timely payments katti and bills anni on time lo pay cheste ... enni months padathundi rough ga peragataaniki...

 

nenu oka 4-5 months taruvaatha loan auto loan apply chedham anukuntunna credit union lo ... so appatiki 10 points taggite prob avthunda? already co-applicant ga vunnadhuku naaku loans ki emaina prob avthunda anedi question  spiderm_dnc1 

[Ranga_The_Donga]

at present entha vundhi anedanimeeda base ayi vundadhi effect.... plus short span lo multiple hard hits antha manchidhi kadu ani naa opinion.
minimum 675 vunchuko...if ur trying for auto loan in credit unions... all the best

at present naadi 725 vundi credit karma lo... anduke maa odki help anukutunna...

 

short span antunnav kada ... ante oka 6 months ? 12 months ? ala cheppocha ... 

[ringa_ringa]

oka vela pote 10 points ... nenu anni timely payments katti and bills anni on time lo pay cheste ... enni months padathundi rough ga peragataaniki... nenu oka 4 months taruvaatha loan auto loan apply chedham anukuntunna credit union lo ... so appatiki 10 points taggite prob avthunda?

 

10 point ani enduku anukuntunnav???

 

That's a big calculation, and depends on what type of loan you are taking, and as of now what is your credit score, and how many credit esquires you have on you account in last 12 months.. etc

 

and depends on where the credit score is pulled from, like  transunion? Equifax?  Experian?? Depending on all these factors, your FICO score changes

 

and it can be from ~ 5-40

 

You might gain those points in 4 month period, but that hard inquiry stays on your account in that 4 months, so when you pull for auto loan after 4 months, its gonna show up on ur account, not that only one hard inquiry effects... but it might depending on your situation..