Health Insurance Help

[SamosaChai]

ltt

[moviefan]

your plan is okay baa if you are contractor... manchi compnay ki full time ayethey this is not a good plan.

 

 

[Bairagi From Bapatla]

your plan is okay baa if you are contractor... manchi compnay ki full time ayethey this is not a good plan.

contractor baa... but aa plan ki almost 250-300$ avuthundi... Antha untada leka maa employer biscuit vesthunada ani?

[moviefan]

contractor baa... but aa plan ki almost 250-300$ avuthundi... Antha untada leka maa employer biscuit vesthunada ani?

 

rates ilane untayi man.... Health plans US lo chala vichitramainavi.... 

 

chinna compnaies ki always ilanti chetta plans istharu, big companies ki manchi deals vasthayi as they do things in bulk. 

[dkchinnari]

contractor baa... but aa plan ki almost 250-300$ avuthundi... Antha untada leka maa employer biscuit vesthunada ani?

ipdu rated perigayi obama care valla...min 200 untadhi.,..

[moviefan]

ipdu rated perigayi obama care valla...min 200 untadhi.,..

 

babucare valla rates perigindhi 7 to 8 % matrame... source: Our company insurance team told few months back.

 

so 150 unte 160 ala avthundhi anthey

[dkchinnari]

babucare valla rates perigindhi 7 to 8 % matrame... source: Our company insurance team told few months back.

 

so 150 unte 160 ala avthundhi anthey

emo bhayya...last year varaku 90 kadthhunte emp tho...ipdu 180 kadthunam...

 

also emp kante mundhu bcbs tho tisukunnaa 100 kadthunde..ipdu chusthe min edi ayina 180+ undhi...? 

[Journey]

wrong perception..... deductible is the maximum amount per year that you pay for medical expenses, any extra expenses will be paid on the whole by the insurance provider....

Ithe oka doubt... Ipudu neku head ache ani doctor dagariki velthe 500 iyindi anuko adi ne pocket nunde kada? Next time fever ani velthe 500 iyindi so 1000 ipoyindi... Tarvata back pain ani velthe vadiki entha ina insurance vadu kadathada???

 

Naku telisi it depends on the incident... Neku back pain meda 2000 karchu ithe 1000 nu kadatav and 1000 vadu kadathadu kada??

[moviefan]

Ithe oka doubt... Ipudu neku head ache ani doctor dagariki velthe 500 iyindi anuko adi ne pocket nunde kada? Next time fever ani velthe 500 iyindi so 1000 ipoyindi... Tarvata back pain ani velthe vadiki entha ina insurance vadu kadathada???

 

Naku telisi it depends on the incident... Neku back pain meda 2000 karchu ithe 1000 nu kadatav and 1000 vadu kadathadu kada??

 

nuvvu head ache ani velthey doc neeku just medicine prescribe chesthey isthadu anuko.. appudu nuvvu just copy ($25 as per bairagi's plan) pay chesthavu. doctor neeku MRI,CT etc blood test lanti testlu chesthey then aa bill nuvvu kattali , ippudu deductible starts.

 

assuming you paid 1000 out of your pocket within one calender year and you visit another doctor for backpain within the same calender year, ippudu insurance vaadu % kaduthadu. check your plan for percentage.

 

insurance artham ayyentha varuku, call customer care and torture chheyi.

[Journey]

nuvvu head ache ani velthey doc neeku just medicine prescribe chesthey isthadu anuko.. appudu nuvvu just copy ($25 as per bairagi's plan) pay chesthavu. doctor neeku MRI,CT etc blood test lanti testlu chesthey then aa bill nuvvu kattali , ippudu deductible starts.

 

assuming you paid 1000 out of your pocket within one calender year and you visit another doctor for backpain within the same calender year, ippudu insurance vaadu % kaduthadu. check your plan for percentage.

 

insurance artham ayyentha varuku, call customer care and torture chheyi.

Ok Bayya.. Ipoyadu chudu ivala vadini rape chesi vadulutha...

[Journey]

Rape ipoyina kondamuchu laga ipovali vadu... @3$%

[moviefan]

Ok Bayya.. Ipoyadu chudu ivala vadini rape chesi vadulutha...

 

i knew you were a Rapist uncle...

[Journey]

i knew you were a Rapist uncle...

Rapist anu kani uncle anaku.. inka manam youth e uncle..

[bio]

doesnt matter which plan, year oka physician visit free ga untundi, anni tests free gane cheyinchukovocchu, daaniki eh charges undavu, other than that one visit manam eh visit ki poyina, visit varaku copay entha untado antha charge chestaru manaki, in case ah doc visit lo vaadu medicines iccharanukondi, avi purchase cheyyataaniki copay untundi, adi pay cheyyali, in case edaina in patient situation vocchi hospital lo admit avvali anukondi, first 1000 manam kattali, daanni deductible antaru, say for example procedure ki $5000 ayyindanukondi, first 1000 manam kadatham, migilina 4000 lo mee insurance coverage ni batti say 80-20 undi anukunte, 3200 insurance company kadatadu, migathadi ante, deductible 1000+PR ante patient responsibility 800 kalipi 1800 mana pocket nundi kattukovaali (ila mana pocket nundi kattukune money ni out of pocket antaaru) thread starter 3500 max annadu, so daani meaning over a period of year mee pocket nundi maximum 3500 meeru pay chestaru not more than that, and the OP max includes all the deductibles, copays PRs etc. once you reach out pocket max, tarvata nundi 100% vaalle kadataru ah year lo..

 

naaku telisinantha varaku nenu cheppina dantlo mistakes levu, in case there r lemme know...

 

tx

 

 

[dkchinnari]

doesnt matter which plan, year oka physician visit free ga untundi, anni tests free gane cheyinchukovocchu, daaniki eh charges undavu, other than that one visit manam eh visit ki poyina, visit varaku copay entha untado antha charge chestaru manaki, in case ah doc visit lo vaadu medicines iccharanukondi, avi purchase cheyyataaniki copay untundi, adi pay cheyyali, in case edaina in patient situation vocchi hospital lo admit avvali anukondi, first 1000 manam kattali, daanni deductible antaru, say for example procedure ki $5000 ayyindanukondi, first 1000 manam kadatham, migilina 4000 lo mee insurance coverage ni batti say 80-20 undi anukunte, 3200 insurance company kadatadu, migathadi ante, deductible 1000+PR ante patient responsibility 800 kalipi 1800 mana pocket nundi kattukovaali (ila mana pocket nundi kattukune money ni out of pocket antaaru) thread starter 3500 max annadu, so daani meaning over a period of year mee pocket nundi maximum 3500 meeru pay chestaru not more than that, and the OP max includes all the deductibles, copays PRs etc. once you reach out pocket max, tarvata nundi 100% vaalle kadataru ah year lo..

 

naaku telisinantha varaku nenu cheppina dantlo mistakes levu, in case there r lemme know...

 

tx

gp n correct.. but qstn...

 

for ex frst doctor visit ki 300 ayindhi anuko....300 maname kattala?  or frst 1000 ayye varaku motham manadhe responsibility aa?