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Posted

Yes istaranukunta

yes antav malli anukunta endi ohh.gif?1290060778

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Posted

mi yenki ,  new loans/ Cr Cards lo  interest after 1yr start aiythadhi

 

lemme explain process, ( naa exp)

 

cr A 20% paduthundhi

Cr B 22% paduthundi

Cr C 19% paduthundi..

 

oke sari home loan tesukoni anni Cr cards kattesa...  Cr history perigindhi

ii Home loan after 1 yr interest charge chestharu....  ( with in 1 yr 50-70 % amt kattesa)

 

now naa degara savings vunnayi

Posted

no tension bhaiyya,... be practical ohh.gif?1290060778  / financial plan chesuko,  

Posted

mi yenki ,  new loans/ Cr Cards lo  interest after 1yr start aiythadhi

 

lemme explain process, ( naa exp)

 

cr A 20% paduthundhi

Cr B 22% paduthundi

Cr C 19% paduthundi..

 

oke sari home loan tesukoni anni Cr cards kattesa...  Cr history perigindhi

ii Home loan after 1 yr interest charge chestharu....  ( with in 1 yr 50-70 % amt kattesa)

 

now naa degara savings vunnayi

 

50-70% kattavaa... what is ur loan amount man... TOLLYGIFS_santhanam.gif

Posted

india lo naa... aitey get LIC man... 10-11% .. istaaru OPT lo kuda...TOLLYGIFS_santhanam.gif

Posted

50-70% kattavaa... what is ur loan amount man... TOLLYGIFS_santhanam.gif

 

bhaiyya...

18 k cr vunde,   home loan tesukunna.. cr cards katta, 18K ki after 1 yr interest padindhi.. 

 

aa lopu 1 yr lo 9k katta.. tharuvatha migithadhi manage chesa...

 

But finally (1yr ki 22 % interest for 18K save aiyyindhi)

 

I personally don't encourage such things, kaani financially plan chesukuntae u can use all things anta... 

Posted

india lo naa... aitey get LIC man... 10-11% .. istaaru OPT lo kuda...TOLLYGIFS_santhanam.gif

 

 

Okay Bro.. I will try., Thanks for the info

Posted

bhaiyya...

18 k cr vunde,   home loan tesukunna.. cr cards katta, 18K ki after 1 yr interest padindhi.. 

 

aa lopu 1 yr lo 9k katta.. tharuvatha migithadhi manage chesa...

 

But finally (1yr ki 22 % interest for 18K save aiyyindhi)

 

I personally don't encourage such things, kaani financially plan chesukuntae u can use all things anta... 

 

home konakunda home loan iccharaa man?? which bank it is man...?? TOLLYGIFS_santhanam.gif

  • 3 months later...
Posted

Okay Bro.. I will try., Thanks for the info

India lo homeloan istaru... depending on the property neeku loan vastundi...

 

Very recently i was approved.. Power of Attorney sign chesi pampisthe migatha antha india lo me parents chusukovachu..

 

U need to send your w2, pay stubs, bank statements etc.. Very simple process... Nri home loans ATB :)

Posted

India lo homeloan istaru... depending on the property neeku loan vastundi...

 

Very recently i was approved.. Power of Attorney sign chesi pampisthe migatha antha india lo me parents chusukovachu..

 

U need to send your w2, pay stubs, bank statements etc.. Very simple process... Nri home loans ATB :)

endhulo thiskunnav bhayya nuvvu home loan..?? nenu oka 40-45 lakhs petti illu kondham ani chusthunna.. oka 10 lakhs downpayment chestha.. migitha 35 lakhs ki loan isthara opt midha unte..??

 

2 years nundi working and continuous ga paystubs avanni unnai.. ekkada try cheyyali koncham info ivvu baa please

Posted

Ivvaru. there is some Incident happened recently..

 

2 PHD students.. just completed and working in University itself. BOA initially given them Pre Approval letter. while giving pre approval letter they don't dig much into whole thing. They found a house.. then struggles started.. BOA declined.. and also lot of other banks.. finally there someone (not sure abt the name).. given Ok.. but demanded large down payment .

 

Finally they gave up. SO dont waste your time. Now real estate market is is peak demand. Even some one ready but you will end up paying high interest rate which is not good with the current real estate prices.

Posted

Ivvaru. there is some Incident happened recently..

 

2 PHD students.. just completed and working in University itself. BOA initially given them Pre Approval letter. while giving pre approval letter they don't dig much into whole thing. They found a house.. then struggles started.. BOA declined.. and also lot of other banks.. finally there someone (not sure abt the name).. given Ok.. but demanded large down payment .

 

Finally they gave up. SO dont waste your time. Now real estate market is is peak demand. Even some one ready but you will end up paying high interest rate which is not good with the current real estate prices.

ikkada US lo konadaniki kadhu bhayya.. india lo konukkovadaniki indian banks nundi loan osthadha ani asking

Posted

Opt meeda istharu

Kaani before 2007 varaku banks istam appu ichhe di ivvanidi,

Kaani banks losses vachhayi ani tax claim chesthunnaru ani cheppi

Prabuthvam Chala measures pettayi

Aa measures tho qualify aythene loan or credit ivvali

Or else ready to pay big fines

Opt vallaki istharu. In some cases they ask a collateral surity sign adugutharu from a gc holder or citzn vi

Or konni banks adagaka povachhu

Atb

Illu kaani crdt history Donna bettukunna vallu vunnaru

ADe vid am ga illu koni rent savings chesukunna vallu vunnaru

Here.


Ps: us lo real estate purpose ki matram illu konakandi

10 mandi owners ni Adigi 10 pages benefits or cons raasu kuni then decide

Posted

endhulo thiskunnav bhayya nuvvu home loan..?? nenu oka 40-45 lakhs petti illu kondham ani chusthunna.. oka 10 lakhs downpayment chestha.. migitha 35 lakhs ki loan isthara opt midha unte..??

 

2 years nundi working and continuous ga paystubs avanni unnai.. ekkada try cheyyali koncham info ivvu baa please

nenu SBI lo tisukuna bro.. 16 lakhs approve ayindi since mine is new apartment. Home ayithe nuvu chepinattu 30 plus istharu since you will have the whole land right?

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