New Credit Card....help Cheyyandi...logical Answers Only...

[Novak_Djokovic]

Hello AFDB guys....

 

Nenu new Credi-t card ki apply chedam anukuntuna....

 

Like $4000 with 0.0APR is fine for 12 months or so...

 

Which card is easy to get approved and with higher credit limits ?

 

Naa hist0ry ila vundi...

 

Car loan - 25,000 with 3% APR..

 

Personal Loan -5000 with 14% APR....recently approved

 

CITI card --$4000 with 21% APR...

 

BOFA credit card --$1000 with 21% APR...

 

Dollar rate against Rupee getting stablised after elestions may be around 50 or some....

 

So koncham logic use chesi money Save chedam...mundu highlighted RED above cards re-pay chesedam ...anukuntuna...almost $1000 interest ke pothundi...

 

Naa Credit score - 690

 

Experian, credit karma and credit sesame.

 

 

 

 

[Nellore Pedda reddy]

last 12 months lo enni hard inquiries unnay?

 

FICO, Equifax, Transunion scores entha?

[Chitti_Robo_Rebuilt]

DISCOVERY aithey istharu eymo.. citi vadu ivvadu i think

[Leonardo_Di_Carpio]

Hello AFDB guys....

 

Nenu new Credi-t card ki apply chedam anukuntuna....  

 

Like $4000 with 0.0APR is fine for 12 months or so...

 

Which card is easy to get approved and with higher credit limits ? DISCOVER IT card ki apply chey....$3000 ravachu ...0.0 APR for 14 months....

 

Naa hist0ry ila vundi...

 

Car loan - 25,000 with 3% APR..

 

Personal Loan -5000 with 14% APR....recently approved

 

CITI card --$4000 with 21% APR...

 

BOFA credit card --$1000 with 21% APR...

 

Dollar rate against Rupee getting stablised after elestions may be around 50 or some....

 

So koncham logic use chesi money Save chedam...mundu highlighted RED above cards re-pay chesedam ...anukuntuna...almost $1000 interest ke pothundi...

 

Naa Credit score - 690

 

Experian, credit karma and credit sesame.

 

new credit card approval tharuvatha...use new one...and fill the old cards to avoid extra interests and charges....

[Novak_Djokovic]

last 12 months lo enni hard inquiries unnay?

 

FICO, Equifax, Transunion scores entha?

 

last 12 months lo almost 10+ enquireies...

 

Overall ga score avg....680-695 vundachu....

 

FICO. EQuifax and transunion sepreate ga telivu...only experian for now...685...

 

suggetions please....

[Novak_Djokovic]

DISCOVERY aithey istharu eymo.. citi vadu ivvadu i think

 

Already oka CITI card vundi....

 

so malli citi card ivvadu emo...

[Leonardo_Di_Carpio]

ltt...

[Novak_Djokovic]

ltt...

 

thanks bro...

[Nellore Pedda reddy]

last 12 months lo almost 10+ enquireies...

 

Overall ga score avg....680-695 vundachu....

 

FICO. EQuifax and transunion sepreate ga telivu...only experian for now...685...

 

suggetions please....

 

red flags ekkuva unnay bhayya...utilization koncham tagginchadaniki try chey.....low score cards konni untay online search chey

 

LTT

[BillMarkSteve]

Deals2buy.com lo credit cards tab click chesi...

Andhulo vunna cards meeda research chesi thisukko...

Chase cards Discover cards approvals baguntai with low limits but 0 apr raavachu...

[ghazni]

niku intiki evanna cards vastey avi apply cheyi....or  go for discover first lo limit takuva untadi but they will increase.... nenu intital ga 750 tho start chesa and ipudu 10k chesadu... 

[Novak_Djokovic]

red flags ekkuva unnay bhayya...utilization koncham tagginchadaniki try chey.....low score cards konni untay online search chey

 

LTT

 

 

Yaa...

 

logical gaa...manam credit score maintain chesedey...loans and credit cards kosam...

 

 

inka cards vachakka...red flag vuntey enti...lekapothey enti....

 

once loans and cards get approved....credit score anything close to 650 should be fine i guess...

[Novak_Djokovic]

Deals2buy.com lo credit cards tab click chesi...

Andhulo vunna cards meeda research chesi thisukko...

Chase cards Discover cards approvals baguntai with low limits but 0 apr raavachu...

 

ok..thanks man....

[Novak_Djokovic]

niku intiki evanna cards vastey avi apply cheyi....or  go for discover first lo limit takuva untadi but they will increase.... nenu intital ga 750 tho start chesa and ipudu 10k chesadu... 

 

$750 ante chala thakkuva...

 

nee credit score entha vundey...when u got card approved for $750 ... ??

 

i mean....i was doing all these things...to send money to ind-ia....before dollar value is deppreciated....

[ghazni]

$750 ante chala thakkuva...

 

nee credit score entha vundey...when u got card approved for $750 ... ??

 

i mean....i was doing all these things...to send money to ind-ia....before dollar value is deppreciated....

apudu 730 unadi but the length of the period was small..... apply for american express which has balnce transfer or DCU. they give you more...