kal Posted May 1, 2014 Report Posted May 1, 2014 they will inform us through mails....like they have sent the reason to reject / approval. ya that is after.. but u can ask before you apply over the phone..
Dallas123 Posted May 1, 2014 Report Posted May 1, 2014 Talk to Chase lending department. They will go through your credit report and will approve or reject. Chase: 800-436-7927 (Application status - automated) Chase: 888-270-2127 (Application reconsider) Chase: 888-245-0625 (Credit Analyst - Recons) Check ur application status first and then talk to them. Thakkuva limit isthe, konchem ekkuva limit kavalani cheppu without pulling my report again. Oka representative ekkuva limit ivvakapothe, hang up and call again. It works in most cases.
Potugaadu Posted May 1, 2014 Report Posted May 1, 2014 nenu 3 cards apply chesanu...oke time lo... Discover- $1000 approved. Citi-simplicty- rejected Chase slate- rejected. Same case neelaage...after 1 week chase vadu credit chesk chesthadu. enduku saami - why do you sell yourself so cheap not just you..i have seen lots of folks on this db.. veyyi ki aidu velaki apply cheyyadam rejects light teesukodam its not good okati rendu cards unte vaatini vaadukondi..don't have any pulls for a couple of years india pamadaaniki oka 5k ki apply cheyyadam waste oka 2-3 years aagandi..oka decent job unte 20k-25 on each card easy kakkurthipadoddu plz manallaki anni telivi tetalu unnaayi anukuntaaru kaani long term implications choodaru 1
BillMarkSteve Posted May 1, 2014 Report Posted May 1, 2014 enduku saami - why do you sell yourself so cheap not just you..i have seen lots of folks on this db.. veyyi ki aidu velaki apply cheyyadam rejects light teesukodam its not good okati rendu cards unte vaatini vaadukondi..don't have any pulls for a couple of years india pamadaaniki oka 5k ki apply cheyyadam waste oka 2-3 years aagandi..oka decent job unte 20k-25 on each card easy kakkurthipadoddu plz manallaki anni telivi tetalu unnaayi anukuntaaru kaani long term implications choodaru ok...
BillMarkSteve Posted May 1, 2014 Report Posted May 1, 2014 ya that is after.. but u can ask before you apply over the phone.. ok...
Spartan Posted May 1, 2014 Report Posted May 1, 2014 y do u guys need so many credit cards man.... avi utilize cheyaka proper ga.....malli score bokka pettinchukovatam..
ronitreddy Posted May 1, 2014 Report Posted May 1, 2014 y do u guys need so many credit cards man.... avi utilize cheyaka proper ga.....malli score bokka pettinchukovatam.. ante andarki ne laga steady income undadu kada anduke .. odiley papam
Spartan Posted May 1, 2014 Report Posted May 1, 2014 ante andarki ne laga steady income undadu kada anduke .. odiley papam atu tirigi itu tirigi nanne anandi...salaha iste kuda.... koncham podupu ga vadukondi anedi....why getting into unnessacary troubles in future
citizenofIND Posted May 1, 2014 Report Posted May 1, 2014 It doesn't really matter. Multiple enquiries within a 1 week period is considered as 1 hard enquiry ani ekado chadiva man. So inka 100 cards apply chesko.. No worries. Nen oke month lo 4 chesa..anni approved.. Not agreed na history lo okka roju taapu ki 9 hard enquires
accuman Posted May 2, 2014 Report Posted May 2, 2014 Get the facts right.. Every lender will pull your credit for issuing new credit cards.. Every credit pull will lower your score.. As you all know there are 3 credit bureaus and lender might pull from one or more of those bureaus. Case:1 If you apply for 3 credit cards at the same time: If each lender pulls from different credit bureau you will be lucky and u will get approved for all 3. Case2: If two lenders pull from one bureau, then you may not get approved by the lender who pulls last. as far as I know and from experience: Credit One pulls credit from all three, which is bad DCU only pulls from Equifax.. I did a lot of research.. I can answer as far as I know.. true
ronitreddy Posted May 2, 2014 Report Posted May 2, 2014 atu tirigi itu tirigi nanne anandi...salaha iste kuda.... koncham podupu ga vadukondi anedi....why getting into unnessacary troubles in future nu richest kabatti ninne antaru ...
ronitreddy Posted May 2, 2014 Report Posted May 2, 2014 Not agreed na history lo okka roju taapu ki 9 hard enquires emo man nen chadivanu ala ekkado..idi matram ippatiki dorkindi Several inquiries within a couple week period only count as 1 as far as your credit score is concerned. They understand that people shop around for the best rates on a loan. 8 inquiries at about the same time isn't the same thing as 8 over the course of 6 months. Often, but not always, personal credit card applications made at the same time will merge as one inquiry (or if the bank pulls from two credit bureaus, two inquiries for the two cards, instead of four) Even two personal credit card applications for the same issuer made at the same time can result in two different inquiries, in particular when an issuer pulls under two different entity names. This has been reported for certain Citi and Bank of America cards. Personal and business credit card applications result in two different inquiries for most banks, in particular Chase, although for AMEX sometimes they are merged into one While some are successful at applying for 4 cards from a single issuer at once, I'd recommend 2-3, and of course having very good reasons (not just the miles or points bonus) for wanting each of the new cards.
pavan_613 Posted May 2, 2014 Report Posted May 2, 2014 dont apply multiple cards .... unna credit card ney limit penchamani adugu ... 2 to 3 cards are good enough vatiney max use chesi end of the month clear off chesthu undali.. inka money avasaram anukuntey thapaadhu kaani. basic neeku enni number of accountsa antha credit score bokka padudhhi .
MeetFriendz Posted May 2, 2014 Report Posted May 2, 2014 @chase freedom choodu vadu baane yechadu naku nina apply cheste ...
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