Spartan Posted May 21, 2014 Report Posted May 21, 2014 Chaala mandiki idi already telsi undochu..or teliyakapovachu... but this are very important things which we need to do if present in US....accuman vesina Life Insurance thread lantide... this relates to the worst case scenarios (which i pray to god not to happen to anyone) =========================================================================================== 1) Bank Accounts meeru married ayi undi...bank account unte....try to add ur spouse and make it a joint account... incase if we are not there ...appudu vallu joint account lo lekapote..US law prakaram..it goes to State govt... malli vallu a dabbul techukovalante..have to go through attorney etc...vallaki trouble avvakunda untadi...and it is time consuming process... so add them to your joint account.... ============================================================================================ 2) 401K...idi may be andarki valid avvadu..if Full times..and saving in 401K... Add ur spouse or closed ones or parents as the Beneficiaries.. by default ga it will not be added, so add them...so that in worst case scenario they will be able to get it... ============================================================================================== 3) Share/Stock trading accounts... naaku telsi E-Trade vadu beneficiary ni add cheyanivvadu..dont know about other trading services... in case unte add cheyandi...leda share the password with them is the only way....to let ur close ones know about ur investments.. =========================================================================================== 4) meeku 100K + property amount unte..u need to write a living will all the time.... ============================================================================================= 5) life Insurance as accuman said...compulsory ga teskondi..if u have or dont have a family.... FT's vallaki company pay chestadi..but once you are fired you have to start from scratch...so better take a third party insurace might cost around 25$ per pay chk or so...leda India lo teskondi...akkada aite return vastai at certain age...unlike in US....us lo raavu unless that incident happens.... ============================================================================================== Uncles to discuss cheste...ilantivi nerchukovachu ani telsindi... 1
k2s Posted May 21, 2014 Report Posted May 21, 2014 :O qochen sir ? India lo life insurance ki ikkada incident ayithey can they claim ?
Spartan Posted May 21, 2014 Author Report Posted May 21, 2014 :o qochen sir ? India lo life insurance ki ikkada incident ayithey can they claim ? Yes you can..naaku kdua ade doubt vachindi... Deadth Certificate produce cheyali..... ICICI vadu provide chestadu...one i know..also i think INGVysya...
k2s Posted May 21, 2014 Report Posted May 21, 2014 Yes you can..naaku kdua ade doubt vachindi... Deadth Certificate produce cheyali..... ICICI vadu provide chestadu...one i know..also i think INGVysya...:(
Suhaas Posted May 21, 2014 Report Posted May 21, 2014 Yes you can..naaku kdua ade doubt vachindi... Deadth Certificate produce cheyali..... ICICI vadu provide chestadu...one i know..also i think INGVysya... +1. LIC vadu kuda 1
Spartan Posted May 21, 2014 Author Report Posted May 21, 2014 intiki potunna...pani undi.. keep LTTing the threads and pour in your inputs.....
bokuboy Posted May 21, 2014 Report Posted May 21, 2014 Yes you can..naaku kdua ade doubt vachindi... Deadth Certificate produce cheyali..... ICICI vadu provide chestadu...one i know..also i think INGVysya... chitti stocks lo invest cheddam anukuntunna.. what u say hdfc demat account tisukunna
Saanvi Posted May 21, 2014 Report Posted May 21, 2014 very good information,india lo jeevan saathi LIC policy manchidi
LungiLingaraju Posted May 21, 2014 Report Posted May 21, 2014 India lo lic kadtuna .. Inko 15 years kattali tarvata around big amount istadu okesaari ..
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