Credit Score Help...deridram Kotesindi Bayya......

[Samanyudu]

Naaa credit score 730 $ undi vayya....jagrata ga kapadukuntunaa

Nadi oka secure credit card unde bofa di....pata di danni asal use cheyatam ledhu..2 mnts back..annnual fee 40 $ vesadu..adii..nenu chuskoledhu epudu late payment ani....naa credit Score....90 points bisketyayiiii epudu...


630 anta epudu......che denema jevithammm ..

Car kindam ani plan cheskuntu una...motham nashanam..


Edaina.....ways unaya malli na score back ki vachelaga.

Endo ee ..US.......che che

[AFDBAbhimanini]

Car konu.. enthoo kontha apr tho.. oka 3-6 months tarwata edaina credit union ki shift karo.. Manchi deal vasthundi.. Good Luck...

[saradagakasepu]

2 months late payment ke 90 points bokka pettada?  silent_I1

[alpachinao]

How come you missed man they will send you a mail kada... Better to have auto pay.. Which will reduce risk of missing payament

[Samanyudu]

Anthe kanni mall na scote perige chance ledhaa??

:( :( :( :(

[siru]

Anthe kanni mall na scote perige chance ledhaa??

:( :( :( :(

2 moths late aithe 90 points povu.. Vallu missed payment ni report chese mundu neeku call chesi warning istaru ..There could be sone other negative stuff on ur report.
Check ur report carefully.

[saradagakasepu]

malli peragalante konnallu aagalemo bhayya....credit score impact avvadaniki chala factors untay...

 

neeku edaina credit bureau(equifax, transunion, etc.,) lo account unte ganaka, "credit simulator" use chesi credit score change avvadaniki entha time pattuddo thelusukovachchu....

[siru]

Anthe kanni mall na scote perige chance ledhaa??

:( :( :( :(

And dont cancel that card. Secure card antunnav kabatti i am assuming that is ur 1st credit card in US.. Adi clise chesav ante u will lose length of that credit history

[Samanyudu]

90 pointa peragalante enni yrs agalemi bayya..chala disappoint ayanu...

:( :(
And equifa x lo kani vere ee credit bureaus lo na acct ledhu...

[siru]

90 pointa peragalante enni yrs agalemi bayya..chala disappoint ayanu...

:( :(
And equifa x lo kani vere ee credit bureaus lo na acct ledhu...

Hardly 6 months man could be even less.. Provided u never pay late again

[kakatiya]

call bank and let them report same to al lthre bureaus.. 

 

naku alane ayindhi okasari.. andarni mantralu veste.. tesesaru..

[vokatonumberkurrodu]

yes man naku kooda credit card more than 2 months late and one collection account unde oka 6 yrs back...score dropped < 600

 

took many years for it cross 700...

 

only way is keep paying on time and avoid hard enquiries ... will take some time to get the score high...no other way...