ARYA Posted July 7, 2014 Author Report Posted July 7, 2014 em le dude...went to myrtle beach okkadive poyinava...
agora Posted July 7, 2014 Report Posted July 7, 2014 okkadive poyinava... okkadine etla potha man...dost galatho poina
ARYA Posted July 7, 2014 Author Report Posted July 7, 2014 okkadine etla potha man...dost galatho poina ha ha ha .... roomate gallu leka pote atlane povali kada man.. :(
Hyderabad_Nawab Posted July 7, 2014 Report Posted July 7, 2014 Ikkada score ki india lo loan ki emi relation undadu. Nenu LIC Housing lo loan teesukunna 2 years back. Appudu bank statements koncham bagane choosadu. Credit report nannu adagaledu assalu Coming to credit score, naaku telisindi aithe: 1. Overall Utilization < 20% is a safe play 2. See if your bank will increase the limits on any of your cards without running an inquiry. I know citi does this if you are eligible. Ala aithe overall crdit perigi utilization automatic gaa drop avutundi. 3. Billing cycle eppudu close avutundo observer chesi, aa time ki bill mottam pay chesesi oka $20-$30 alance maintain cheyyi. That way it gets reported to the 3 bureaus and makes it look like an active account rather than a dormant account. 4. Anni credit bureaus ni contact chesi nee info updated gaa undo ledu telusuko. Service sites (like credit monitoring services) lo idi 100% confirm chesukovadam kashtam. This is time consuming. 5. First credit card kaakunda, madhyalo teesukunna cards lo evanna shopping cards )like Macys JC Penny Express GAP BananaRepublic etc) unte slow gaa cancel cheseyyi (like 2 every 3 months). Never cancel your first card. For this naaku telisina reason : You better not have cards or accounts with small line of credit like $500, $2000 etc. This means that at one point of time, you were worth a very small amount of credit. This impacts your future for up to 5 years. Personal Accountant cheppindi. Credit scores do not boost overnight, but with good clean up strategy and a good practice moving forward you will reap good score. Length of credit is something we can do nothing about. Only time should get this. If you have very close family who have been here for a long time, ask them to add them to one of their old cards as an authorized (not additional) card holder. Vaalla credit length neeku reflect avutundi. I know there are so many myths, best practices, disciplines apart from these. Nenu personal gaa follow ayinavi and naaku results vachayi ani telisina points cheppanu anthe. Cheers! Great Post.... :4_12_13: :4_12_13:
agora Posted July 7, 2014 Report Posted July 7, 2014 ha ha ha .... roomate gallu leka pote atlane povali kada man.. :( roommates lekapoina mana dost lu untaru kada mayya
ARYA Posted July 7, 2014 Author Report Posted July 7, 2014 roommates lekapoina mana dost lu untaru kada mayya ya...vallu vere areas lo undi...mana deggara dabbulu leka poyina time lo okkalame kurchoni beating seskovali kada maya :(
agora Posted July 7, 2014 Report Posted July 7, 2014 ya...vallu vere areas lo undi...mana deggara dabbulu leka poyina time lo okkalame kurchoni beating seskovali kada maya :( yeah anthe anuko
.thumb.jpg.ce42bb16ec102475a78c2087ce269c7d.jpg)
.thumb.gif.343fe49c7e1c507ae0056326bd8cf77e.gif)
Recommended Posts