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India or US. Oka 5lakhs anukuntunnanu...India lo aythey emiana schemes choppandi...suggestions please

 

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Posted

Ekkada chesina nee peru meeda lekunda choosko

Posted

mee amma peru meeda no nanna peru meeda no cheyyi...if they are sr. citizens mari manchindi

 

almost anni banks offers > 9 interest rate

 

ikkada aithe takkuva..

Posted

India or US. Oka 5lakhs anukuntunnanu...India lo aythey emiana schemes choppandi...suggestions please

Dont ever do in USA they will give at most 1%, naku 25k ki $8 vasthadi month ki LOL

Posted

Sbi online account vuntey

U can deposit and withdram FD money from here also...

Naku sbi online account ledu...india lo maa mom name meeda vesanu ...for 1 year...with 9% interest...

FD's also there for 3 months 6 months duration...interest rate is 7% ...

Almost all banks safe and secure...even interest rates vary from 7% to 11% max...

Mee inti deggara bank lo invest chesko better for u...

Posted

Nenu kuda deeni meedha research chesa ..FD ki india better. Higher interest rates compared to usa. manam FD india lo Nro or Nre types lo open cheyavachu..nro athie 30.9 percent tax pay cheyali on the interest. Bank will deduct this amount from your account(TDS). It is the same whether account is in your name or your parents. Nre athie only us(foreign) nunche money deposit cheyagallu. Nre athie india lo tax exempt but us lo you have declare that interest amount for taxes. Also, if your interest earned is more than 2000$, you have to fill some other forms(google that). Both nro and nre will almost have same interest rates. Nri ki additional advantage is if you want to prematurely draw money , I think you can interest rates for upto the term you deposited money. Nre ki no interest will be paid. Also, if plan to do nro do it on your parents behalf that way you do not have to deal with it in usa, even though you wont be double taxed.

Naaku telindhi emiti ante deniki ekkauva tax savings untayi nro or nre. Deeni meedha evariki idea undha??

Posted

Naa peru meeda chesthey problems emi emi vuntay?

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