Did Any One Miss The Citi Credit Card Payment ?

[Balapam]

Mama .......evaraina citi credit card payment miss ayyara .....nenu one day late ga katta .....due amount ....any effect on my credit score ot intrest rate.......

 

 please cheppandi mama....... :3D_Smiles_216:  :3D_Smiles_216: :3D_Smiles_216:

[Idly Vishwanatham]

Yes bro.. cITI card chala strict.. Anni credit unions ki report chestharu about late payments.. Oka 45-60 points kindaki potundi mee score and don't try to apply for any new cards or ask to increase credit limit for the next 18 months

[Balapam]

Yes bro.. cITI card chala strict.. Anni credit unions ki report chestharu about late payments.. Oka 45-60 points kindaki potundi mee score and don't try to apply for any new cards or ask to increase credit limit for the next 18 months

 

 

ippude call chesa vadiki ....mari vadenti.....oka 30 late ayithe report chestham ani cheppadu 

[vokatonumberkurrodu]

1 day late is no issue...maybe late fee charge chestharu...and any promotional APRs unte adhi penchestharu...

 

more than 30 days late payment will affect your credit score badly....more than 60 days ante inka worst.

 

more than 30 days payment late ane remark will stay on ur credit file for ever... in that case only option is to pay monthly payments on time always to improve chances of getting future cards or loans.

[McD_Murthy_02]

Correct ga telidhu...but customer service gadu...15 days varaku late fee or report cheyamu ani cheppadu naku...

 

 

Experience eppudu avaledhu naku...LTT

[Hitman]

1 day no problem. more than 30 days ayite report chestaru..

[Balapam]

1 day late is no issue...maybe late fee charge chestharu...and any promotional APRs unte adhi penchestharu...

 

more than 30 days late payment will affect your credit score badly....more than 60 days ante inka worst.

 

more than 30 days payment late ane remark will stay on ur credit file for ever... in that case only option is to pay monthly payments on time always to improve chances of getting future cards or loans.

 

 

APR penchutara mama ayithe.....Late fees vesthe ok ......payment missed lo and credit  report cheyyakunda unte chalu

[Balapam]

1 day no problem. more than 30 days ayite report chestaru..

 

 

Thanks mama

[dotnetrockz]

yes i did once...back in 2009.....late fee mani oka 39$ esthadu..and apr penchuthadu...but u can ask to remove that increased apr..late fee  kattalsi untadhi...

[ravula]

Thanks mama

 

try to call the customer care again

try to talk to different agents everytime and see what they say

[agora]

try to call the customer care again

try to talk to different agents everytime and see what they say

+1

[agora]

but tc dude...okka sari em kadu kani...malli aeppudaina repeat aite score mida anavasranga impact padtadi

[Balapam]

yes i did once...back in 2009.....late fee mani oka 39$ esthadu..and apr penchuthadu...but u can ask to remove that increased apr..late fee  kattalsi untadhi...

 

emaina credit score problem vachinda mama neku 

[Balapam]

but tc dude...okka sari em kadu kani...malli aeppudaina repeat aite score mida anavasranga impact padtadi

 

 

 

ok mama 

[Balapam]

try to call the customer care again

try to talk to different agents everytime and see what they say

 

 

chesa ....ippude vere daniki ......20$ late fees for sure kattali....and 2% apr increse......and credit report cheyyamu annaru

 

will try another agent