401K Question

[sahasam]

Hi all 

 

 

Pre-Tax basis  lo entha varuku contribute chesthe better? 

if age is below 30 , falling under 25% tax bracket

 

and  Roth elective defferals  lo contribute cheyadam good idea eh na? 

 

manam chese contributions pay check lo nunchi deduct avthaya every month? 

 

 

 

 

 

 

[sahasam]

CITI#H@

[anandam2012]

CITI#H@

[upendra_super]

Hi all 

 

 

Pre-Tax basis  lo entha varuku contribute chesthe better? 

if age is below 30 , falling under 25% tax bracket

 

and  Roth elective defferals  lo contribute cheyadam good idea eh na? 

 

manam chese contributions pay check lo nunchi deduct avthaya every month? 

entha varaku petachu anedhi ni situation and pay scale ni batti varies bhayya.

 

if u r FT generally what companies do is 100% match upto some4-5% of u r pay check( this varies from company to company). u can keep more than that but company is not going to give a match.

 

Roth 401K is after tax investment for u r retirement and company do give match for this. u can withdraw u r money from this any time as u already paid tax for it and when u want to withdraw the amount greater than u r investment u need to pay tax and I think some penalty also for early withdrawl.

[Praveenz]

LTT

[sahasam]

entha varaku petachu anedhi ni situation and pay scale ni batti varies bhayya.

 

if u r FT generally what companies do is 100% match upto some4-5% of u r pay check( this varies from company to company). u can keep more than that but company is not going to give a match.

 

Roth 401K is after tax investment for u r retirement and company do give match for this. u can withdraw u r money from this any time as u already paid tax for it and when u want to withdraw the amount greater than u r investment u need to pay tax and I think some penalty also for early withdrawl.

 

Thanks bhayya

mari pre tax oka 5% contribute chesthe for pay of 5000 monthly  ante 250 deduct avthunda after taxes pay lo nunchi or is it before taxes?? 

[upendra_super]

Thanks bhayya

mari pre tax oka 5% contribute chesthe for pay of 5000 monthly  ante 250 deduct avthunda after taxes pay lo nunchi or is it before taxes?? 

regular 401 aithe it is before tax ( tax ippudu kattamu) but we should pay tax when we are withdrawing the money at that time.

[sahasam]

regular 401 aithe it is before tax ( tax ippudu kattamu) but we should pay tax when we are withdrawing the money at that time.

 

that is helpful thank you. 

[upendra_super]

:0012391:  :0012391:

that is helpful thank you. 

 

[Johny]

if bay area call laadi ji or listen  1170am..edo sava thenguthuntadu roju..401k..lo*da lasangu antu nen vadu raagane change to 99.7fm..anyway naku antha scene ledhu so pattinchukoledhu...

[kissmiss]

entha varaku petachu anedhi ni situation and pay scale ni batti varies bhayya.

 

if u r FT generally what companies do is 100% match upto some4-5% of u r pay check( this varies from company to company). u can keep more than that but company is not going to give a match.

 

Roth 401K is after tax investment for u r retirement and company do give match for this. u can withdraw u r money from this any time as u already paid tax for it and when u want to withdraw the amount greater than u r investment u need to pay tax and I think some penalty also for early withdrawl.

chala companies change aithe ...andaru raka rakala %ages isthe... final ela calculate avutundi

[CheGuevara]

U cant contribute unlimited amount to 401k, of you are below age 50, anual intha kante contribute cheyyakudadu and above age 50 aiye ibka konchem ekkuva contribute cheyyochu... Limit number gurtuledu irs lo chusuko

I guess below 50, anually 15k anukunta, above 50 aite 18k anually, edi approx but limit matram untadi....anthakanna ekkuva cheyyalevu

[upendra_super]

chala companies change aithe ...andaru raka rakala %ages isthe... final ela calculate avutundi

company marithe ni 401k amount kotha company retirement account loki vestharu

[Spartan]

company marithe ni 401k amount kotha company retirement account loki vestharu

 

depends..other company same financial company vadite..andulone continue avvochu..

[upendra_super]

depends..other company same financial company vadite..andulone continue avvochu..

ma company vallu IRA account ani kuda chepparu both same?