Ft Employees, How Much 401 K Contribution You Are Using ?

[yenna_chata]

401K ki max entha %age contribute cheyochu.

 

Benefits: Free money 40% from employer

Risks: Retire ina time ki Stocks down ithe like recession all your investment goes down .

 

 

[yenna_chata]

Currently naadi default 3% undi...

[afuser]

if you are married and your spouse is also working it is always suggested to make your contributions 10+% .. because you will anyhow have 2 incomes .. or max contribution of one spouse & min contribution of other to get the employer match ..

 

inkaa investments antavaa that you have to take the call .. untill you have small amount to play around you can put is stocks .. later on when your amount is high starting putting in genuine bonds/mutual ...

 

if you are plaaning to settle in US its always better to have 401k that is one of the major benefit in FT .. use it when you have it ..

[ennnna chata]

Nadhi 4

[Simple123]

8%  --single income. married 

[saradagakasepu]

nadi 4%...employer matches 2% (50% of first 4%)

[k2s]

401K ki max entha %age contribute cheyochu.

 

Benefits: Free money 40% from employer

Risks: Retire ina time ki Stocks down ithe like recession all your investment goes down .

6%

[Silent_Boy]

naadi 4% and employer matches 4%... 

 

So total 8%

[ZuniorVentiyar]

employer 100% matching isthunadaaaa?????  100% entha varaku isthunadoo antha % contribute cheyi ....

naadi 4% and employer matches 4%... 

 

So total 8%

 

[afuser]

employer 100% matching isthunadaaaa?????  100% entha varaku isthunadoo antha % contribute cheyi ....

 

employer kii okaa limit vuntundhi ..

also I think you cannot contribute more than 14% to 401 k

[Silent_Boy]

employer 100% matching isthunadaaaa?????  100% entha varaku isthunadoo antha % contribute cheyi ....

 

 

yes bayya... employer matches 100% till 4%... Free money kadha.. so utilizing. 

[ZuniorVentiyar]

I know bhayaa .... thanks for adding ... 

employer kii okaa limit vuntundhi ..

also I think you cannot contribute more than 14% to 401 k

 

[ZuniorVentiyar]

yeah good to use that ..... oka vella eppudinaa middle lo thesesukunaa 40% tax cut avuthundi so ala chuskunaa adi benfit ee neeku 

yes bayya... employer matches 100% till 4%... Free money kadha.. so utilizing. 

 

[Aryaa]

40% employer istunnara

Em company babu

[Aryaa]

Nuvvu max $17500 per annum contribute cheyochu