Home Buying - Down Payment Advice

[pjung88]

ala aitay frst aa 233k kattaka mottam clr ayyaka 250k ki payments strt chestunatta

not excatly ..every month payment, koncham interest ki koncham principal ki pay off avthundhi....starting lo signifcant amount interest ki velthundhi...

 

Also, most people refinance or save some money to make addtional payments to principal...

[Silent_Boy]

if you do 20% down

 

1. you no need to pay PMI

2. your monthly payment will be low

3. you get good mortgage interest rate

4. your mortgage loan will be approved easily

5.you will end up paying less interest

6. originators and underwriters loves you

 

let me know if you need more info

 

[Guest]

yentha unte antha pay chey..migilina amount ki 10 year fixed teesko or even lower term if you can afford..deentlo unlike 30 yr fixed neeku interest takkuva vastundi and monthly payment lo 80% goes to principal..ade 30 year fixed lo reverse untadi  ( look at amortization schedule for 30 year/10year etc.,)

[Spartan]

ltt CM17..

[tom bhayya]

currently not looking bhayya..ee madhya ma colleague okkadu tesukonnadu - 30 yrs - loan 250K - 5 % interest. calculate chesi chusthe vadu 233K interest ke pay chesthadu - if keeps paying monthly payments....endhuko naaku edhi antha correct anipinchaledhu..koncham ekuuva down payment chesthe better anipinchindhi....

 

economy bagundi home rates padanantha varaku nee calculation correct ey but god forbid economy dhobbi nee house rate sakam padipoyindhi anuko loan aithey illu vadilinchukovachu foreclosure or something tho but cash tho konna illu aithey neeku aa option undadhu kadha ... so ee desam lo interest kattina parledhu loan aithey safe untam ani ala plan chesthaaru

[Chakram12]

economy bagundi home rates padanantha varaku nee calculation correct ey but god forbid economy dhobbi nee house rate sakam padipoyindhi anuko loan aithey illu vadilinchukovachu foreclosure or something tho but cash tho konna illu aithey neeku aa option undadhu kadha ... so ee desam lo interest kattina parledhu loan aithey safe untam ani ala plan chesthaaru

em chepinav baa  think_ww  think_ww

[vadapav]

Do you have a pole in your home ?

[tom bhayya]

em chepinav baa  think_ww  think_ww

 

peddhalu experience tho chepparu baa.. 2005-2007 aa time lo konna vallu 2009 lo more than half padipoyaayi anta illu cost :(

[Chakram12]

peddhalu experience tho chepparu baa.. 2005-2007 aa time lo konna vallu 2009 lo more than half padipoyaayi anta illu cost :(

yeah , coreste baa, but in bay area it deosnt regardless of area. :(

[tom bhayya]

yeah , coreste baa, but in bay area it deosnt regardless of area. :(

 

bay area lo kuda paddayi rates baa kaakapothey mari antha worst kaadhu.. but ee 3 yrs lo ooo range lo perigaayi gaa akkada rates :3D_Smiles_38: :3D_Smiles_38:

[Chakram12]

bay area lo kuda paddayi rates baa kaakapothey mari antha worst kaadhu.. but ee 3 yrs lo ooo range lo perigaayi gaa akkada rates :3D_Smiles_38: :3D_Smiles_38:

nuvu kontunav kada baa home , all the best baa

 

nenu recesion kosam waiting  :3D_Smiles_38:  :3D_Smiles_38:

[tom bhayya]

nuvu kontunav kada baa home , all the best baa

 

nenu recesion kosam waiting  :3D_Smiles_38:  :3D_Smiles_38:

 

:3D_Smiles:
 

[Chakram12]

:3D_Smiles:
 

rates thaguthayi kada baa, illu konadaniki

tapuga think chesivunte forgive me baa :(