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Credit Card Payments


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Posted

what % of credit card balance we need to pay monthly to keep our credit score good?

Posted

my exp is that it does not matter how much balance u have on each card. You need to make payments such that your cumulative total balance on all cards is decreasing if you see on a graph for month by month. so credit score improves a lot. 

Posted

Citi identity monitor and bofa says 30% Is good for ur credit anything above will effect ..

Posted

so 30% of total spent every month?

 

hmm credit card company will report to credit bureaus at specified intervals in a yr and aa time lo entha balance untey antha report chesthaayi.. so that is something you cannot control... paying statement balance will avoid interest on your spending.. adhi follow ayipovadamey :)

Posted

credit karma app install chesi andulo chudu baa .. 30% below vundali anta usage eppudu ne total credit limit ki  bye1

Posted

credit karma app install chesi andulo chudu baa .. 30% below vundali anta usage eppudu ne total credit limit ki  bye1

aa credit karma gadu actual score kanna 40 ekkuva supistunnadu  bye1

Posted

aa credit karma gadu actual score kanna 40 ekkuva supistunnadu  bye1

 

naaku same chupinchadu na car loan appudu depends ba manam update chesedani batti vuntadi  bye1

Posted

naaku same chupinchadu na car loan appudu depends ba manam update chesedani batti vuntadi  bye1

ya bye1

Posted

neeku total credit limit $1000 vunte....spend 20-30 % of it...like 200 to 300 and pay off the most of amount(like 150-250) just before payment date ....and some amount (50-50) later the payment date....that way u can  keep more credit score....

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