Anta Assamey Posted October 10, 2014 Report Posted October 10, 2014 nen kuda ade anukuntunna.. Nenu right now paying monthly .... Ee india trip lo clear cheddam ani thinking nenu kuda...
dalapathi Posted October 10, 2014 Report Posted October 10, 2014 Alex vuncle cheppinattu cheyyatma aey better
Spartan Posted October 10, 2014 Author Report Posted October 10, 2014 Alex vuncle cheppinattu cheyyatma aey better na first thought kuda ade unde..monna thread vesinappudu.. malli madhyalo edo fitting vaste..e idea cheppi intlo vallu vaddu antunnar.. nenenmo katti padeste illu mana peruna untadi...ani chepte vintale..
graham Posted October 10, 2014 Report Posted October 10, 2014 home loan entha % interest ki vachindi India lo? naaku 2005 lo 7% ki vachindi, so I am not paying it off on purpose, leisure ga kattukuntu potunna. If I were you I would invest the money in hand in short term deposits like 1 year, 18 months etc. any money u have will be doubled in 8 years if u do smart deposits. short term deposits aithe worst case lo teesesukovachu. interest nela nela accumulate chesukuntu pothe chaala add up aipotundi adi..interest teesukuntu unte alaane untundi... anyway, if I were you, I wouldn't pay off home loan if interest rate is not super high. I would invest the cash in hand smartly and try to double it.
Spartan Posted October 10, 2014 Author Report Posted October 10, 2014 Nenu right now paying monthly .... Ee india trip lo clear cheddam ani thinking nenu kuda... cash teskopotunnai..?
Anta Assamey Posted October 10, 2014 Report Posted October 10, 2014 cash teskopotunnai..? Inka decide chestunayi... em anukoledu...
micxas Posted October 10, 2014 Report Posted October 10, 2014 17 lakhs 2 rupaila vaddi ki thippu nelaki 34 velu vaddi vastadi.. :police: andulo sagam petti Home loan kattu sSc_hidingsofa
k2s Posted October 10, 2014 Report Posted October 10, 2014 50-50 vaddu bhayya..mottam kadigeskovatame best anukuntunna nenu... kaani intlo andar against.. if not... pay like 50%-80% now.. so that EMI u pay after that mostly goes to capital, very less amount goes to interest. Like Rs 17k EMI lo capital Rs 16k, interest $1k.... ala migilana loan amount u pay in EMIs for about 1-2 yrs
tom bhayya Posted October 10, 2014 Report Posted October 10, 2014 nenu intlo ade cheptunna uncle.. kaani intlo reverse ga..free ga aipoye daniki ne 14lacs enduku spend chestunnav antunnar.. yeah naaku aa situation vasthey em chesthaano cheppa uncle mee lanti rich employees ki emundhi inko yr lo 20 lakhs save cheyagalaru kadha :3D_Smiles_38:
Spartan Posted October 10, 2014 Author Report Posted October 10, 2014 home loan entha % interest ki vachindi India lo? naaku 2005 lo 7% ki vachindi, so I am not paying it off on purpose, leisure ga kattukuntu potunna. If I were you I would invest the money in hand in short term deposits like 1 year, 18 months etc. any money u have will be doubled in 8 years if u do smart deposits. short term deposits aithe worst case lo teesesukovachu. interest nela nela accumulate chesukuntu pothe chaala add up aipotundi adi..interest teesukuntu unte alaane untundi... anyway, if I were you, I wouldn't pay off home loan if interest rate is not super high. I would invest the cash in hand smartly and try to double it. hmm...kaani i have only two options either payoff or FD the amount and pay the interest from there...
Spartan Posted October 10, 2014 Author Report Posted October 10, 2014 17 lakhs 2 rupaila vaddi ki thippu nelaki 34 velu vaddi vastadi.. :police: andulo sagam petti Home loan kattu sSc_hidingsofa ala aasa padi...vaddi vastad kada ani....ekkado cheetillo vesi... 7lacs 10bettaru intlo teliyakunda...i dont want to do that.... a 7lacs inta varaku pata ledu..teskunnodu paaripoyad...avi undi unte..intiki loan kuda teeskonavasaram lekuntunde..
Spartan Posted October 10, 2014 Author Report Posted October 10, 2014 yeah naaku aa situation vasthey em chesthaano cheppa uncle mee lanti rich employees ki emundhi inko yr lo 20 lakhs save cheyagalaru kadha :3D_Smiles_38: prastutam kashtam le uncle 20lacs save cheyadam....family people ayyam ga.. adi kakunda...share price maree close ga undi...profit % taggipoindi..
Hitman Posted October 10, 2014 Report Posted October 10, 2014 50-50 vaddu bhayya..mottam kadigeskovatame best anukuntunna nenu... kaani intlo andar against.. if u have some money left.. it can be used for any other investment.. that's the reason. anyway u will be loosing less than 2%. which is not bad. now a days in the market you need ready cash for any immediate opportunists may arise. ALso in india , once you paid off it will be difficult to get loans even though you have properties. i feel this is better .. only due to lot of other investment opportunities.
Spartan Posted October 10, 2014 Author Report Posted October 10, 2014 if not... pay like 50%-80% now.. so that EMI u pay after that mostly goes to capital, very less amount goes to interest. Like Rs 17k EMI lo capital Rs 16k, interest $1k.... ala migilana loan amount u pay in EMIs for about 1-2 yrs hmm...mottam pay cheyadam prefer chesta aite.....
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