saradagakasepu Posted October 22, 2014 Report Share Posted October 22, 2014 land related link documents thesuko in the sense property elanti godavalu lekunda chusuko by taking EC from rego office... deni valla use enti ante nuvvu konnna tharvaatha vere vaadu i m also owner for this case veyakunda vundataniki... so link documents pakka ga chusuko... loans ayithe dont go for HDFC,ICICI,AXIS banks,,, go to govt banks like SBI,SBH, Andhra Bank, evi baguntaayi,, off course ee banks documents pakkaga vunte ne proceed avthaayi, nuvvu kone property elanti godavalu lo lekunda vuntene better kadha... dobbulu echii maari dispute property enduku konadam + 1 ne peru meeda loan theesko...beneficiary/power of attorney me dad ki pettu...docs anni ikkada attestation cheyinchi india pampali Link to comment Share on other sites More sharing options...
eclipse Posted October 22, 2014 Author Report Share Posted October 22, 2014 thanks Maddy and Vats... ...thanks for the caution...about EC and linked documents and for loan I am inclined towards SBI ... Vats...mayya beneficiary/power of attorney ma Dad peru pedithe....I think we need not be present phycially at the time of registration before registrarar...correstena...? Link to comment Share on other sites More sharing options...
ronitreddy Posted October 22, 2014 Report Share Posted October 22, 2014 yeah ma cousin dagara teskunaru Na daggara kuda tiskunnaru appudeppudo oka 2 years back Link to comment Share on other sites More sharing options...
ronitreddy Posted October 22, 2014 Report Share Posted October 22, 2014 land related link documents thesuko in the sense property elanti godavalu lekunda chusuko by taking EC from rego office... deni valla use enti ante nuvvu konnna tharvaatha vere vaadu i m also owner for this case veyakunda vundataniki... so link documents pakka ga chusuko... loans ayithe dont go for HDFC,ICICI,AXIS banks,,, go to govt banks like SBI,SBH, Andhra Bank, evi baguntaayi,, off course ee banks documents pakkaga vunte ne proceed avthaayi, nuvvu kone property elanti godavalu lo lekunda vuntene better kadha... dobbulu echii maari dispute property enduku konadam gp Link to comment Share on other sites More sharing options...
ronitreddy Posted October 22, 2014 Report Share Posted October 22, 2014 flat aa plot aa leka independent house aa? Link to comment Share on other sites More sharing options...
agora Posted October 22, 2014 Report Share Posted October 22, 2014 Na daggara kuda tiskunnaru appudeppudo oka 2 years back oh ok... a bank mayya...interest entha? Link to comment Share on other sites More sharing options...
eclipse Posted October 24, 2014 Author Report Share Posted October 24, 2014 old house...bhayya...SBI la loan teesukundaam anukuntunnaaaa...as usual...customer care ki call chesthunnaaa...but mean time edanna reference unte iyyandi Link to comment Share on other sites More sharing options...
perugu_vada Posted October 24, 2014 Report Share Posted October 24, 2014 nenu LIC lo theeskunna loan .. for buying plot and constructing house in that plot .. its not a tedious process .. 50 lakhs worth ki .. i took loan for 20 lakhs .. Link to comment Share on other sites More sharing options...
puli raaja Posted October 24, 2014 Report Share Posted October 24, 2014 old house...bhayya...SBI la loan teesukundaam anukuntunnaaaa...as usual...customer care ki call chesthunnaaa...but mean time edanna reference unte iyyandi na babee sbi customer care ki chestnava ademanna us anukunava Link to comment Share on other sites More sharing options...
madhub8 Posted October 24, 2014 Report Share Posted October 24, 2014 anyone recently opted home loan in india pelase share info,guidance and experiences already kattina illu from a private party konings...so em documents adugutharu bank valllu for loan giving... evaru takkuva interest ki isthunnaru and no surprises... dhanyavadamulu.... googling too :) bank statements recent 3 months pay stubs credit report 6 months paystubs last 2yrs w2s employer letter visa copy (not sure) make sure linked documents are clear.... nenu last year thisukunna... 70lakhs constructed house price, nenu 45lakhs loan thisukunna from ICICI Link to comment Share on other sites More sharing options...
rapchik Posted October 24, 2014 Report Share Posted October 24, 2014 anyone recently opted home loan in india pelase share info,guidance and experiences already kattina illu from a private party konings...so em documents adugutharu bank valllu for loan giving... evaru takkuva interest ki isthunnaru and no surprises... dhanyavadamulu.... googling too :) Try IDBI ...akada Creditscores chusi isthunaru chala banks ....ee bank okati bagundhi without related to credit score... isthunaru Link to comment Share on other sites More sharing options...
ronitreddy Posted October 24, 2014 Report Share Posted October 24, 2014 oh ok... a bank mayya...interest entha? Canara financial homes mayya.. interest antha idea ledu kaani..thakkuvane ochindi around 10 anukunta Link to comment Share on other sites More sharing options...
stag Posted October 24, 2014 Report Share Posted October 24, 2014 opt lo job chesthunna bhayya.. evaraina OPT lo home loan tiskunnara?? andharu H1 adguthunnaru nenu Axis bank lo try chesthe Link to comment Share on other sites More sharing options...
tom bhayya Posted October 24, 2014 Report Share Posted October 24, 2014 :3D_Smiles: credit score and ikkada bank statements pakka.. ikkada em em loans unnayo verify chesukuntaaru Link to comment Share on other sites More sharing options...
ronitreddy Posted October 24, 2014 Report Share Posted October 24, 2014 Naku aithe ivi adigaru.. NRI CHECKLIST: LIST OF DOCUMENTS GENERALLY TO BE SUBMITTED ALONGWITH LOAN APPLICATION --------------------------------------------------------------------------------------------------------------------------------- PERSONAL DOCUMENTS 1.Employment contract duly attested by Embassy/notary.(If the contract is in a language other than English, the same has to be translated in to English and attested by the Employer/Embassy) 2.Latest salary slips/certificates for the past six months duly attested by the Embassy/Notary 3.Identity card issued by the current employer duly attested 4. Continuous discharge certificate(for merchant navy employees) 5.Latest work permit duly attested 6. Visa stamped on the passport duly attested 7.NRE bank account pass sheet for the last six months duly attested 8.Overseas Bank A/c Statement for the last six months reflecting salary credits duly attested 9. Biodata covering educational qualifications,age, job experience, nature of profession/business,etc., with necessary proof 10.Power of attorney in favour of local representative in India., duly attested by the Embassy / notary, as applicable (format enclosed) 11. Credit report from credit rate agencies 12. All the above documents are applicable for spouse also 13. Any other relevant document pertaining to your income/employment etc., if any PROPERTY DOCUMENTS A) Ownership documents viz., sale agreement / sale deed B) Link documents of the property C) Encumbrance Certificate for the last 15 years D) Latest property tax receipt E) Approved plan / layout / licence F) Estimate incase of construction/renovation/repairs from any licenced engineer / architect Valuation report from our panel valuer incase of purchase of property /takeover loans TAKE OVER i) Loan Sanction Letter ii) Statement of account for the last one year iii) List of property documents in possession with Bank & Place Link to comment Share on other sites More sharing options...
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