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Posted

you are right baa..nenu kuda anni research chesanu. last 2 yrs nunchi research chesthunna. and full desi style negotiate chesa. same houses naaknate 60 sqft takkuva unna houses 335 ki vellinayi. that to in august and sept this year. nenu konna community lo naade least price. and this house is very near to train station. nenu rent ki ichina 2k to 2.5k easyga vastadi.

needi $5600 including escrow na?? new house kavatti transfer taxes undavu neeku. that makes lot of differnce. naaku maa realtor 1.5% back isthunnadu.

realtor ki 3% pay chestharu seller... so negotiate & ask upto 2% to realtor. 

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Posted

realtor ki 3% pay chestharu seller... so negotiate & ask upto 2% to realtor. 

 

adi adiganu. but max 1.5 back isthunnadu. inka verey realtors adi kuda ivvatledu. chala mandi realtors ni kanukkunna. Texas and arizona side 2% back istaru.

Posted

adi adiganu. but max 1.5 back isthunnadu. inka verey realtors adi kuda ivvatledu. chala mandi realtors ni kanukkunna. Texas and arizona side 2% back istaru.

nice.. seems like ur in market for long... so ATB & congrats 

Posted

nice.. seems like ur in market for long... so ATB & congrats


Yes. Thanks baa.
Posted

yes my lender is aggreed to return 400 dollars appraisal fee

 

my bank is paying lender fee of 3000. after that only i am ending up paying 11k. I am just paying regular, govt and escrow charges

 

appraisal+sub ordination fee  650

lender title insurance             2000

owners title insurance              200

Gov recording charges             203

Transfer taxes                        3050 (1% on sale price)

escrow                                    4549

insurance                                  600

Total                11072. indulo my lender aggreed to return 400 appraisal fee. indulo neeku ekkuva edi anipisthundi?
 

Transfer taxes 1% aa..which state do you belong to ? escrow kooda chala yekkuva but adi nee account lo untadi...CA lo 0.11% transfer tax..property taxes kooda takuva ne untayi around 1.1%..texas is expensive ankunta like 2.5%.. other states lo kooda yekkuve

Posted

endoo...okka mukka ardam katla...ededo matladukuntunnaru..Brahmi-2.gif

Posted

consider for refinancing to 10 yrs fixed ankul after couple years if you can afford monthly payments..amortization schedule chuste neeku artham aythadi incase if u are not aware

 pay check mortgage acct direct deposit ey inka Brahmi-2.gif

Posted

 pay check mortgage acct direct deposit ey inka Brahmi-2.gif

 

was talking about 150 to 200k type of loans ankul.. pedda loans ante assame

Posted

was talking about 150 to 200k type of loans ankul.. pedda loans ante assame

ya 100k aithey ala plan cheyochu.. kaani nenu undedhi CA Brahmi-2.gif

Posted

ya 100k aithey ala plan cheyochu.. kaani nenu undedhi CA Brahmi-2.gif

Brahmi-2.gif

Posted

ya 100k aithey ala plan cheyochu.. kaani nenu undedhi CA Brahmi-2.gif

house teesi bay area naa.. :3D_Smiles_38:

Posted

Transfer taxes 1% aa..which state do you belong to ? escrow kooda chala yekkuva but adi nee account lo untadi...CA lo 0.11% transfer tax..property taxes kooda takuva ne untayi around 1.1%..texas is expensive ankunta like 2.5%.. other states lo kooda yekkuve

 

naadi PA. ikkada property taxes depends on the county. compared to other countys inka maadi koncham takkuva.

Escrow lo 1 yr taxes + 2 months insurance. 1 yr property taxes $4450(1.5%).East side PA lone koncham takkuva. nuvvu inka NJ and NY velthe doola teerudhi. maa friend 380K house ki 10K pay chesthunnadu property taxes in NJ. I think Arizona have the lowest property taxes. akkada 250k pedithe pedha mansion vastadi.

Posted

appud aa tim cook gadila we are gayyy ani rojuko fb la share lu chudalsi vastadi endukochina chandalam uncle asale rojul balevbemmi.lol1.gifbemmi.lol1.gif

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