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Evaraina India Lo Plot Konnara Loan Tho


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Posted

pay check n w2 ni batti

 

45 ante i doubt but try cheye

ok thanks bro

Posted

Naaki bhi pampinchu bro additional infrmation.. appreciate it

istharu anukunta..kaani 1 year tarwatha oka room construct chesi chupinchali..ila illu kadthunam ani..ala evo conditions untayi..

 

Nen bi trying around 35 laks ki ala..oka 1 week lo matter telisipothadi..i will update you if i have any info ..

 

Posted

loan kastam for plot us lo try chei  but balance needi chala undi ga kashtam emo

Posted

Anduke i was thinking if we say we are going to build something on it, we may get a loan for land and building together..

 

trying to find someone who successfully did it man..

loan kastam for plot us lo try chei  but balance needi chala undi ga kashtam emo

 

Posted

Bros,

 

Was wondering if anyone bought a plot in india with a loan. Have about 25L to invest and the plot Im looking at coming upto 70L..

 

Loan teeskovacha? Ela teeskovali, I mean immediate ga build chestunnam ani teeskovala? How much can we get?

 

Inka adi option kaadu anukunte, can we get personal loan? Enta ravachu mana us w2 tho?

 

The plot I got is a very good steal anduke want to get it and start construction with a builder because it is a prime area in my district.. 

 

info kavali vayya.. plz help

LIC Housing Finance aithe just land ki 6 years max term loan istadu. House kattali ani rule emi ledu indulo. Nenu teesukunnanu. They give loan for 75% of market value of the land or your eligible value, which ever is least. 

Market value ane maata chala valuable ikkada. 

 

Let us say, nuvvu 70L ki kontunna land market value prakaram 50L anuko, then that land if eligible for 75% of that which is 37.5L

DCU Personal load is very very affordable dude. 720+ score unte, 8.5% eligible up to 25K$ which is awesome in my opinion. I am personally not a fan of cash advances and balance transfers, but up to you, 

 

ATB!!

  • Upvote 1
Posted

If you have decent enuf-good credit score 

 

you could minimize the interest you end up paying by taking refinancing your autoloan to a credit union  and also try a personal loan for as much of low apr as u can (try direct desoit to that bank accts they might even drop interest% by 0.5)

 

aa migathaa 45L lo  atleast get 20-25 L from USA loans.

 

India lo etuvanti loans ki ayinaa 3 times the interest rate compared to USA

 

so think twice and calculate.

 

 

inthakii ekkada plot ? hyderabad lo?

 

 

Posted

Very good information bros.. only catch here is because of an issue with my previous rental company, my score is screwed for unnecessary reason and I am already running with it, only thing is it takes so much time to get your score right. While I am at it, I dont want to miss an opportunity like this as its a very good deal to invest in.. so India lo loans gurinchi concentrate chestunna.. lets say I am buying at 70L and market value is 50L and LIC can give me 37.5 and I have 20, which leaves me with a deficit of 12.5, can I get a personal loan for this amount?

 

Or, is there a better option for my situation?

 

I know considering the credit score situation, it could have been wiser to postpone investment option like this one, but the deal is very good.

 

BTW, this plot is in a prime location in Tirupati bro.

 

 

LIC Housing Finance aithe just land ki 6 years max term loan istadu. House kattali ani rule emi ledu indulo. Nenu teesukunnanu. They give loan for 75% of market value of the land or your eligible value, which ever is least. 

Market value ane maata chala valuable ikkada. 

 

Let us say, nuvvu 70L ki kontunna land market value prakaram 50L anuko, then that land if eligible for 75% of that which is 37.5L

DCU Personal load is very very affordable dude. 720+ score unte, 8.5% eligible up to 25K$ which is awesome in my opinion. I am personally not a fan of cash advances and balance transfers, but up to you, 

 

ATB!!

 

 

If you have decent enuf-good credit score 

 

you could minimize the interest you end up paying by taking refinancing your autoloan to a credit union  and also try a personal loan for as much of low apr as u can (try direct desoit to that bank accts they might even drop interest% by 0.5)

 

aa migathaa 45L lo  atleast get 20-25 L from USA loans.

 

India lo etuvanti loans ki ayinaa 3 times the interest rate compared to USA

 

so think twice and calculate.

 

 

inthakii ekkada plot ? hyderabad lo?

 

Posted

LIC Housing Finance aithe just land ki 6 years max term loan istadu. House kattali ani rule emi ledu indulo. Nenu teesukunnanu. They give loan for 75% of market value of the land or your eligible value, which ever is least. 

Market value ane maata chala valuable ikkada. 

 

Let us say, nuvvu 70L ki kontunna land market value prakaram 50L anuko, then that land if eligible for 75% of that which is 37.5L

DCU Personal load is very very affordable dude. 720+ score unte, 8.5% eligible up to 25K$ which is awesome in my opinion. I am personally not a fan of cash advances and balance transfers, but up to you, 

 

ATB!!

720 + score FICO di choosthada??

 

capital one vadu iche free credit score tracker ni nammocha ??

Posted

US  pay checks and bank statements tho India lo personal loan thesukovacha?

Posted

US  pay checks and bank statements tho India lo personal loan thesukovacha?

 

great doubt Ucha mayya

Posted

LIC Housing Finance aithe just land ki 6 years max term loan istadu. House kattali ani rule emi ledu indulo. Nenu teesukunnanu. They give loan for 75% of market value of the land or your eligible value, which ever is least. 

Market value ane maata chala valuable ikkada. 

 

Let us say, nuvvu 70L ki kontunna land market value prakaram 50L anuko, then that land if eligible for 75% of that which is 37.5L

DCU Personal load is very very affordable dude. 720+ score unte, 8.5% eligible up to 25K$ which is awesome in my opinion. I am personally not a fan of cash advances and balance transfers, but up to you, 

 

ATB!!

Agreed

Posted

BTW, this plot is in a prime location in Tirupati bro.

ohhh TPT aaa

 

manaki bothigaa idea illey

 

good going bro, commercial plot aythey 

Posted

US  pay checks and bank statements tho India lo personal loan thesukovacha?

Already oksari vesa..malli vesthuna..nen already oka home loan tiskunna ..bank manager ivanni adigadu..

 

NRI CHECKLIST:

 

LIST OF DOCUMENTS GENERALLY TO BE SUBMITTED ALONGWITH LOAN APPLICATION

---------------------------------------------------------------------------------------------------------------------------------

 PERSONAL DOCUMENTS

1.Employment  contract duly attested by Embassy/notary.(If the contract is in a language other than English, the same has to be translated in to English and attested by the Employer/Embassy)

2.Latest salary slips/certificates for the past six months duly attested by the Embassy/Notary

3.Identity card issued by the current employer duly attested

4. Continuous discharge certificate(for merchant navy employees)

5.Latest work permit duly attested

6. Visa stamped on the passport duly attested

7.NRE bank account pass sheet for the last six months duly attested

8.Overseas Bank A/c Statement for the last six months reflecting salary credits duly attested

9. Biodata covering educational qualifications,age, job experience, nature of profession/business,etc.,  with necessary proof

10.Power of attorney in favour of local representative in India., duly attested by the Embassy /         notary, as applicable (format enclosed)

11. Credit report from credit rate agencies

12.  All the above documents are applicable for spouse also

13. Any other relevant document pertaining to your income/employment etc., if any

PROPERTY DOCUMENTS

A)       Ownership documents viz., sale agreement / sale deed

B)       Link documents of the property

C)       Encumbrance Certificate for the last 15 years

D)      Latest property tax receipt

E)       Approved plan / layout / licence

F)       Estimate incase of construction/renovation/repairs from any licenced engineer / architect

Valuation report from our panel valuer incase of purchase of property /takeover loans

 

TAKE OVER

 

i)              Loan Sanction Letter ii) Statement of account for the last one year  iii) List of property documents in possession with Bank & Place

Posted

US pay checks and bank statements tho India lo personal loan thesukovacha?


Yup...Siggu Eggu Lekunda... Provided u have Most Recent Paystubs..
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