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Posted

Company matching yentha unte antha percent 401 k lo petti..inka 6000 Roth lo pettatam manchidanipistandi

 

manchi retirements savings kosam 401 max out (17500) chesi..retire ayina taravtha( may be 55 to 60 yrs) oka 300k jama aythe..monthly expenses ki konchem teeskuntu unte ok kaani manam 60 tarvatha eeda maatram undamu..india ki pothe motham paisal okesaari withdraw seskunte almost 50% paisal pothay..taxes and fees kalpi

Posted

just company matching ( 3 to 6 % untadi depending on the company) ani okka chinna benefit maatram kanapaduddi gaani..mothanga idi pedda biskit..ee Fidelity gaaniki seva seytam tappa indla manaki peddaga origedi ledu

Posted

just company matching ( 3 to 6 % untadi depending on the company) ani okka chinna benefit maatram kanapaduddi gaani..mothanga idi pedda biskit..ee Fidelity gaaniki seva seytam tappa indla manaki peddaga origedi ledu

 

 

401 k 6 to 10 years ki machi option.

 

60 varaku ikkada undi india ki potanate maatram bokka.

 

Ikkade jeevitaanatam undalante good option.

Posted

401 k 6 to 10 years ki machi option.

 

60 varaku ikkada undi india ki potanate maatram bokka.

 

Ikkade jeevitaanatam undalante good option.

6 to 10 yrs manchi option aa..explain it

 

age 59 1/2 kante mundu paisal teeskunte pedda bokka..almost 50% pothadi

Posted

Company matching yentha unte antha percent 401 k lo petti..inka 6000 Roth lo pettatam manchidanipistandi

manchi retirements savings kosam 401 max out (17500) chesi..retire ayina taravtha( may be 55 to 60 yrs) oka 300k jama aythe..monthly expenses ki konchem teeskuntu unte ok kaani manam 60 tarvatha eeda maatram undamu..india ki pothe motham paisal okesaari withdraw seskunte almost 50% paisal pothay..taxes and fees kalpi

Roth waste mayya.. If u are very active in investing emaina use aithadi lepothe lite fixed deposit eskodam better India lo ..
Posted

Roth waste mayya.. If u are very active in investing emaina use aithadi lepothe lite fixed deposit eskodam better India lo ..

i know but employer matching vestadu ani oke okka aasha thone idi or 401k opt cheyyali

Posted

i know but employer matching vestadu ani oke okka aasha thone idi or 401k opt cheyyali

Employer matching Roth ki enti ? Only 401k kada vuncle..
Posted

Ante needi 401k lo some part Roth and some traditional aa ?

Posted

Ante needi 401k lo some part Roth and some traditional aa ?

inkaa decide avale ankul..still researching..mostly ade chesta..ee madyane ft teeskunna

Posted

Roth 401k lo matching chestaru, go through the following link to understand the diff between regular and roth 401k

http://www.smart401k.com/Content/retail/resource-center/strategy/roth-401k-vs-401k-contribution-taxes

So basic ga if employer allows their plan to comprise of Roth then contribute chestharu.. But Roth u can earn interest or investments thru ochina money u can withdraw without any penalty..
Posted

inkaa decide avale ankul..still researching..mostly ade chesta..ee madyane ft teeskunna

So anla kuda pre tax an post tax undi kada and future lo u can't rollback to traditional 401k from Roth..
Posted

Naak already biscuitted changed employers and cashed out previous 401k.. 20k lonchi almost 45% 10gindi..

Posted

So anla kuda pre tax an post tax undi kada and future lo u can't rollback to traditional 401k from Roth..

pretax is regular 401k..after tax is roth 401k..y on earth u want to rollback from roth to 401k...roth lo already tax lu katti untaav malla 401k ki moving logically and technically makes no sense..but you can do other way

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