Insurance Experts

[Osama Bin Gandhi]

Please help...naaku ee concepts koddiga confusing ga unnai..

 

Couple ki which insurance is good...koddiga awareness ivvandi...ee following ee range lo unte better cheppandi incase of major events like pregnancy..

 

 

Deductible

 

Out of Pocket max

 

Co Pay

 

ER

 

Co Insurance

 

naadi employer insurance : 2000 ded 6500 out of pocket max 25 copay ER 30% coinsurance 30% (after ded)

[Osama Bin Gandhi]

help!

[MeetFriendz]

ltt

[mrindia]

State?

[loveindia]

deductible antey everytime nuvvu hospital potey akkada pay chesedi add ayyi reach avutundi aa amount ki...

 

let say your deductible is 1000, you go to doctor 10 times. each time you visit him you pay 100.. so the 11th time you don't pay anything...

 

out of pocket antey, like emergency room and all vastai account loki.... same thing like deductible but over 1 year period how much max you take out of pocket ani...

 

copay / coinsurance are like how much insurance company will pay towards some visits of docs , pharmacy etc...

 

any more questions???

[dkchinnari]

nu cheppindhi baane undhi ghaa... inka em kavali? entha paying daniki

[Osama Bin Gandhi]

Pregnancy case lo manchi insurance plan kavali...ippudu unnavatillo koddiga suggest cheyyani..i can pay up to 800-900

 

 

 

[loveindia]

Go through employer or get an agent and buy a quote... you will end up any how paying around the same... bear in mind that maternity thing will work only after 9 months of you having the plan... I know because I work for insurance giant in USA... 

[Osama Bin Gandhi]

ade doubt ochhi UHC call chesi adiga...ala em ledhu mundu unde pregnancy as pre exisitng condition kani ippudu you will have the benefits right away annadu..

[ILAQAT_MUFLIYA]

Go through employer or get an agent and buy a quote... you will end up any how paying around the same... bear in mind that maternity thing will work only after 9 months of you having the plan... I know because I work for insurance giant in USA...

Ala em ledu vuncle.. Maternity is also covered..

[csk]

ltt