Coinsurance Ante Enti

[karthik5591]

bhayyas...naku yavarina coinsurance ante koncham explain chestara...health insurance plan chuste 10% after coinsurance ilanti petadu...ardham avataledhu...koncham explin cheyara

[ben77]

nee total bill lo coinsurance % nuvvu kattali

[ben77]

if it is 10% then for $100 bill you have to pay $10 from your pocket

[Osama Bin Gandhi]

10% after kadu...10% coinsurance after deductible undochu

 

nee insu card paina deductible untadi...that is u have to pay that amount before insurance company starts paying

 

nuvvu dedcutible pay chesaka ochina bills paina u pay 10% coinsurance until u meet your out of pockt ( yearly calender)

 

 

1000 deductible 3000 out of pocket anuko

 

nee bill 5000 ochindi

 

u pay 1000+ 500 = 1500 10% of 5000 

 

after out of pocket is met its 100% covered

 

 

[adavilo anna]

Also, Coinsurance amount can be billed to to other insurance plan, I like to refer it as secondary insurance. Just as an example, if you are married you have an insurance from your employer and you are also enrolled in your wifes insuarance with her employer. In this case the coinsurance amt can be billed to your wifes insurance compny !

[Kottukusaavandi03]

You have to pay Deductible first and then Coinsurance %. 

 

Lets say you have $1000 deductible & 10% coinsurance and your total bill is $10,000 

 

You have to pay  Deductible (1000)  + Coinsurance (10% of 10,000 = 1000) = 2000

 

 

[karthik5591]

thanks bhayyas