help me Credit Ards Anni Oke Saari Kadithe

[karampodi]

credit score - emaina effect/ change aiythadha

[SeemaLekka]

Help

[Osama Bin Gandhi]

probably full pay off cheste initial ga Taggutundi..

[Crypto]

credit score - emaina effect/ change aiythadha

Yes,your credit score will improve..with in 30 to 45 days
But how much it will improve depends on various factors..

[BARMANI]

Creditkarma account unte andulo simulate my score ani oka tool untadi.. with that tool.. nee score entha change autundo... you can check there

[karampodi]

tnx bro's,

 

but credit karma... dont think it is beleivable

 

naa expe* ki karma score is more than 100 points

[Osama Bin Gandhi]

Disocver card unte they provide fico score everymonth for free..check that too..

 

usually CK score +/- 30 points untundi...

 

but you using credit karma will know where u stand based on the factors like

 

utilization %

credit inquiries

age of ur credit score

# of cards etc

 

[karampodi]

i wish meeku idhi usefull avuthundhi anukunta,,

 

naa crdit cards anni kalipi - 10k dhaka vunnay

intlo for some reason - inko 10k avasaram ii month end varaku

 

naa score 650 vundhi - as enquird by bnk ( credt karma lo 585 chupisthundhi)

 

20k crdt card approve chesaru - nd money transfer is free on first transaction

 

( I went in personal o bank and spoke not on phone)

 

naa crdt cards nnitiki >20% interest rate vundhi... this card is free of int for next 1 year...

 

meeku ila chance vuntae vellandi mee personal bank ki

 

I heard all banks has this - 

[karampodi]

but my concern is - ila pay chesthe - they reduce the crdt limit ani frnds annaru..

and effects crd score

[Osama Bin Gandhi]

ala em ledhu...nuvvu ala cheste , transfer balance to other credit cards and reduce utilization % nee credit score ee increase avtundi...

 

oka 70% threshhold petko cards balances paina never cross that limit...25% is best..

[karampodi]

ala em ledhu...nuvvu ala cheste , transfer balance to other credit cards and reduce utilization % nee credit score ee increase avtundi...

 

oka 70% threshhold petko cards balances paina never cross that limit...25% is best..

 

 

cool, thanks bro

[ARYA]

yes

[Nellore Pedda reddy]

improve avthundi.....nuv kattaka adi statement lo reflect ayyaka, aa balance credit bureaus ki report chestharu

[Legends]

No

[karampodi]

No

 

 

artham kaledhu baa, can u plz explain