gade_swarup Posted December 9, 2014 Report Posted December 9, 2014 Next Month Nunchiii Bills vundavuuuuuuuuuu.uuuuuu.............................
k2s Posted December 9, 2014 Report Posted December 9, 2014 credit score - emaina effect/ change aiythadha gradual ga kattu man.... full ga pay off vs partial pay off ki Credit score difference chala untundi
SeemaLekka Posted December 9, 2014 Report Posted December 9, 2014 gradual ga kattu man.... full ga pay off vs partial pay off ki Credit score difference chala untundi Clear ga explain chei ankul
BillMarkSteve Posted December 9, 2014 Report Posted December 9, 2014 Nenu chala sarlu full pay-offs chesesanu... But pay 70% of balance first month...then pay rest 30% balance in 2nd month... Then u will credit score improves a lot... Paying off always increases credit score... But if u see ur pay off history paying in 2 instalments make more sense...:)
karampodi Posted December 9, 2014 Author Report Posted December 9, 2014 Clear ga explain chei ankul +1 bro
k2s Posted December 9, 2014 Report Posted December 9, 2014 Clear ga explain chei ankul CCs enni unnai? vati limit entha ? CC balance entha undi ? nee deggara cash entha undi ?
Pournami1 Posted December 9, 2014 Report Posted December 9, 2014 na credit score chala thaggindi house theesi mottam pay chesa adi reason kadu kada....
karampodi Posted December 9, 2014 Author Report Posted December 9, 2014 Nenu chala sarlu full pay-offs chesesanu... But pay 70% of balance first month...then pay rest 30% balance in 2nd month... Then u will credit score improves a lot... Paying off always increases credit score... But if u see ur pay off history paying in 2 instalments make more sense... :) antae em chustharu baa, like did we pay complete at a time or... ila min bal maintain cheyyali ana
Pournami1 Posted December 9, 2014 Report Posted December 9, 2014 antae em chustharu baa, like did we pay complete at a time or... ila min bal maintain cheyyali ana 2 times pay chai antunnadu anukonta...
Osama Bin Gandhi Posted December 9, 2014 Report Posted December 9, 2014 Naku telsi credit scores are based on credit utilization... nuvvu 10% kanna takkuva unte it doesnt even count anything..and ur score will stay static from later point of time... The manner your paying off ur credit debts defines ur credit score kada...nuvvu 0 cheseste there is no use..atleast maintain 20% But dont close the card. antae em chustharu baa, like did we pay complete at a time or... ila min bal maintain cheyyali ana
SeemaLekka Posted December 9, 2014 Report Posted December 9, 2014 CCs enni unnai? vati limit entha ? CC balance entha undi ? nee deggara cash entha undi ? 1 8000 1500 1500
k2s Posted December 9, 2014 Report Posted December 9, 2014 1 8000 1500 1500 1500/8000 ~ 18% usage which is below 20%. your score wont change even if you pay off in 1,2,3,...or 10 installments. perigina oka 2-3 points peruguddi antey
SeemaLekka Posted December 9, 2014 Report Posted December 9, 2014 1500/8000 ~ 18% usage which is below 20%. your score wont change even if you pay off in 1,2,3,...or 10 installments. perigina oka 2-3 points peruguddi antey Thankyou what about 2500/8000 and paying everything in 3-4 installments before next billing cycle?
k2s Posted December 9, 2014 Report Posted December 9, 2014 thankyou what about 2500/8000 and paying everything in 3-4 installments before next billing cycle? s
Journey Posted December 9, 2014 Report Posted December 9, 2014 CCs enni unnai? vati limit entha ? CC balance entha undi ? nee deggara cash entha undi ? +1 Ne motham CCs limit lo 30% appu unte better.. Chala months 60% appu petti oke sari 0 cheste credit score thaggutadi.. Endukante ala kadite dani meaning ne dagara mny lekapote full vadatav mny vaste motham kadatav which is not good for credit..payments stable ga unte good for credit... Installments lo clear chestene ur credit will increase..
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