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Personal Loan In Usa....


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Posted

Nenu Discover lo 20K tesukunna 1 yr back

 

Loan amount: 20K

Loan Term: 3Yrs 36 months

APR: 8%

Creditscrore: I guess 700

 

Anniti kanna important nuvvu credit cards ki less than 30% pay chesetattu untene niku best rate and more amount vastundhi

 

and they ask for reason of loan...i said furniture purchase and debt consolidation...

 

Gud luck bro

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Posted

7-8 % tho personal loan tissukuni ekkada invest chesina workout avatam kastam. try for 0 % APR  credit cards

Posted

7-8 % tho personal loan tissukuni ekkada invest chesina workout avatam kastam. try for 0 % APR  credit cards

+1

Posted

7-8 % tho personal loan tissukuni ekkada invest chesina workout avatam kastam. try for 0 % APR credit cards

+1
Posted

Nenu Discover lo 20K tesukunna 1 yr back

 

Loan amount: 20K

Loan Term: 3Yrs 36 months

APR: 8%

Creditscrore: I guess 700

 

Anniti kanna important nuvvu credit cards ki less than 30% pay chesetattu untene niku best rate and more amount vastundhi

 

and they ask for reason of loan...i said furniture purchase and debt consolidation...

 

Gud luck bro

 u mean we should only use 30% of our credit card any point of time? rest debit cards use cheyyala??

 

Posted

u mean we should only use 30% of our credit card any point of time? rest debit cards use cheyyala??

Use chesi katteyali man.. Usually there is a time in the month when each credit card reports to the bureaus so aa time ki 0-20% lo unte best..
Posted

Use chesi katteyali man.. Usually there is a time in the month when each credit card reports to the bureaus so aa time ki 0-20% lo unte best..

how do we know that time??

nenu usually 60 - 70 % of credit line in credit card use cheystha... will pay entire outstanding balance by the due date. 

never payed any interest. SO adi ok naa???

Posted

Less than 70% use cheyyatam better on any credit card. It will not effect credit score that much.

Posted

how do we know that time??

nenu usually 60 - 70 % of credit line in credit card use cheystha... will pay entire outstanding balance by the due date. 

never payed any interest. SO adi ok naa???

This is a very good strategy to pay entire balance by the due date and not to pay any interest on any credit cards. I do the same.

Posted

@TS... neeku local lo vunna anni CU ki call chesi kanukkoo... nenu did same thing... 7k @ 3.24% credit score 600~620

Posted

Pfed - 25k - 60 months - 8%

CITI - 10k - 18months -0%

 

Recent ga thisukuna...CK 755

Posted

Pfed - 25k - 60 months - 8%

CITI - 10k - 18months -0%

 

Recent ga thisukuna...CK 755

veedu personal loan kuda isthada ?

Posted

veedu personal loan kuda isthada ?

 

Balance transfer to checking account ichadu....

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