osaho Posted December 16, 2014 Report Posted December 16, 2014 naaku UK lo posting vesadu maa odu and said that he will apply L1 after 1 year but business constraints valla sponsoring my US visa is indefenitely put on hold. US lo MS chesetappudu akkada SSN and chinna size credit cards unnai.. avi ala unchesanu elago US veltanu kada ani.. now that they are not moving I want resign and permanently return to India (personal choice). US accounts ala unchite eppatikaina panikostai antara.. lekapothe close cheseymantara including all credit cards?
osaho Posted December 16, 2014 Author Report Posted December 16, 2014 one culprit friend suggesting max out all credit cards if going to india for ever
mukunda1 Posted December 16, 2014 Report Posted December 16, 2014 u think like hopeless...wht if you join some company in india and that company brings u to usa after 3 or 4 yrs. if credit history goes bad, that time u wont even get rental apartment.
osaho Posted December 16, 2014 Author Report Posted December 16, 2014 u must be talking about maxing out and not clearing debt I currently have no debt.. all cards zero balance.. should I consider closing them or keep them open how long will my SSN remain active u think like hopeless...wht if you join some company in india and that company brings u to usa after 3 or 4 yrs. if credit history goes bad, that time u wont even get rental apartment.
mukunda1 Posted December 16, 2014 Report Posted December 16, 2014 u must be talking about maxing out and not clearing debt I currently have no debt.. all cards zero balance.. should I consider closing them or keep them open how long will my SSN remain active life is not ended for you man. u may come back later right. so just keep open but give residential address of some friend. u can close them after 2 or 3 yrs later if you want.....ssn is active for life. does't expire.
PichiPyune Posted December 16, 2014 Report Posted December 16, 2014 SSN once given is given... Kavalantey Credit cards discard cheyyi... bank accounts unchoko... If by chance u come to US again... u can take a new card with ur bank account... bank accounts and credit history ala paduntai.... they r not bothering you kadha... What the loss in throwing them in a corner??
PichiPyune Posted December 16, 2014 Report Posted December 16, 2014 SSN number will not change or expire for lifetime.... Adi tala ratha lantidi... they will only give you a new one if reported for theft ID or witness protection program stuff like dat... that too serious issues... even if you tear out the paper.... Credit history 3-4 yrs no activity antey... inactive stage loki velpothadi... but malli avi vadtey they can retrieve ur transactions..
sillynivas Posted December 16, 2014 Report Posted December 16, 2014 credit cards ayite close chesessi..annual membership fee vesthadu yearly..nuvvu call cheste waive off chestaru kani ivannee track cheyyatam talanoppi..okati unchuko emergency ki panikostundi..mee desham lo membership fee ledu ante ala undanee..
complete_faking Posted December 16, 2014 Report Posted December 16, 2014 Cards unte problem endi.. manchi shopping chesuko.. mint app undi ga just track chesthu undu.. enduku close cheyadam..
osaho Posted December 16, 2014 Author Report Posted December 16, 2014 many asking about why closing.. the reason is I don't have permanent address in US to which my mails can go to. After couple of years or so, card expiry date reach aina tarvata they send new cards but then I will loose them bcz I don't know who is staying at my old addres also as someone mentioned, one of them has membership fee yearly.. who knows when what kind of fee this bank will impose ..they keep changing terms and conditions from time to time and even with paperless statements, this sort of info is mailed. tracking them is a hassle
PichiPyune Posted December 16, 2014 Report Posted December 16, 2014 many asking about why closing.. the reason is I don't have permanent address in US to which my mails can go to. After couple of years or so, card expiry date reach aina tarvata they send new cards but then I will loose them bcz I don't know who is staying at my old addres also as someone mentioned, one of them has membership fee yearly.. who knows when what kind of fee this bank will impose ..they keep changing terms and conditions from time to time and even with paperless statements, this sort of info is mailed. tracking them is a hassle Then cancel the cards and locker your SSN
osaho Posted December 16, 2014 Author Report Posted December 16, 2014 Then cancel the cards and locker your SSN cancel cards ardamaindi but bold lo unna daani meaning enti.. how to do that
afuser Posted December 16, 2014 Report Posted December 16, 2014 Better talk to credit card companies say them about ur trip plans, they will suggest what to do.
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