Nellore Pedda reddy Posted December 30, 2014 Report Posted December 30, 2014 CC motham limit lo atleast 40% use chesthee nee... CS build avthundhi kadha... ideal utilization is 7-8%....20% varaku use chesina parledu....30% daatithe -ve impact ekkuva.....50% daatithe red flag...this holds good for AMEX, CHASE, etc kontha mandi variety ga ekkuva vaadithe limit penchutharu....general ga citi vadu chesthadu ilage
Hyderabad_Nawab Posted December 30, 2014 Author Report Posted December 30, 2014 Creidt card and Personal loan both are hard inquires bhyaaa ... until uncless bank agrees to use same report for both .... 2 are completely different for credit institutions ... no matter u r doing it same day or not ..... correct e ..kaani okati apply chesaaka credit score taggocchu kadha.. n den later on if we apply 2nd one - den aa taggina score consider avtadhi kadha ani naa doubt.. %$#$
Nellore Pedda reddy Posted December 30, 2014 Report Posted December 30, 2014 Ante oka month lo 3 hard checks padda .. U will end up with the same score as one hardcheck aaa ?? Naku doubt e auto loans and mortgage loans ki 14-45 day period lo padina anni hard checks single hard check kinda consider chestaru....so aa loans pettukuneppudu aa window lo finish chesthe manchidi
Chitralekha Posted December 30, 2014 Report Posted December 30, 2014 ideal utilization is 7-8%....20% varaku use chesina parledu....30% daatithe -ve impact ekkuva.....50% daatithe red flag...this holds good for AMEX, CHASE, etc kontha mandi variety ga ekkuva vaadithe limit penchutharu....general ga citi vadu chesthadu ilage make sense..
Hyderabad_Nawab Posted December 30, 2014 Author Report Posted December 30, 2014 Yes ... Within certain time lo cheste u will get two cards .. Ala chala mandi chestaru But nee case lo .. Oka CC and loan kada .. Adi work avvadu .. Y.. rendu check chesevi Credit scores ne kadha..?>. %$#$
Nellore Pedda reddy Posted December 30, 2014 Report Posted December 30, 2014 cool... emo.. i tried for balnce transfr... aa % charges chusi bhayamesidhi.. yeah balance transfer amount lo kontha % charge chestaru general ga...adi kuda ekkuva untundi
Nellore Pedda reddy Posted December 30, 2014 Report Posted December 30, 2014 naaku chame.. aa Blue card ki oka dandham.. %$#$ agreed blue cash raawks :d
Hyderabad_Nawab Posted December 30, 2014 Author Report Posted December 30, 2014 ideal utilization is 7-8%....20% varaku use chesina parledu....30% daatithe -ve impact ekkuva.....50% daatithe red flag...this holds good for AMEX, CHASE, etc kontha mandi variety ga ekkuva vaadithe limit penchutharu....general ga citi vadu chesthadu ilage +1.. 30-40% use chesina kuda NP aukunta.. unless end of billing cycle after u pay . balance amt should be <10%.,.. %$#$
VenkatD Posted December 30, 2014 Report Posted December 30, 2014 auto loans and mortgage loans ki 14-45 day period lo padina anni hard checks single hard check kinda consider chestaru....so aa loans pettukuneppudu aa window lo finish chesthe manchidi Gotcha
Chitralekha Posted December 30, 2014 Report Posted December 30, 2014 If u have good score... doesn't matter ricky.. ninna okati miss ayyav... oka ame came janaki ninna... baabooii.. db ki motham english antee entoo nerpinchi poyindhi... wait.. will get that thread
Mila Posted December 30, 2014 Report Posted December 30, 2014 ricky.. ninna okati miss ayyav... oka ame came janaki ninna... baabooii.. db ki motham english antee entoo nerpinchi poyindhi... wait.. will get that thread sure... ok janaki aaa sopperu aaa? em doing nuv?
Hyderabad_Nawab Posted December 30, 2014 Author Report Posted December 30, 2014 agreed blue cash raawks :D AMEX lo inkoti apply cheyyali baa.. %$#$
Hyderabad_Nawab Posted December 30, 2014 Author Report Posted December 30, 2014 ricky.. ninna okati miss ayyav... oka ame came janaki ninna... baabooii.. db ki motham english antee entoo nerpinchi poyindhi... wait.. will get that thread sure... ok janaki aaa sopperu aaa? em doing nuv? Mee Sollu vere Thread lo vesukondi pls.. dis is not Sodhi Thread....kavalante naa Go There thread Use.. GET OUT
Chitralekha Posted December 30, 2014 Report Posted December 30, 2014 sure... ok janaki aaa sopperu aaa? em doing nuv? nenu salad thechukoni eating.. and dbing..nowork evala antha... manager yepuduu offline veltharaa ani seeing.. e thread lo chuduu.. last few pages.. rofled at most.. LBS, poseidon, NANI papammm http://www.andhrafriends.com/topic/571408-go-there/
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