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Posted

Which one is better from below credit cards.I want to apply two cards at same time(looking for more cash back and higher limit) ..suggesions please

 

Amex Blue Every Day -- 1st Choice

 

Chase Freedom -- 2nd Choice

 

Chase Slate -- Worst Choice.. It Offer No Cash back or Rewards..Only Balance Transfer with 0% APR and 0$ Fee for first 60 Days.. Money Transfer Cheuskoni pakkaki padeyadame...

 

Citi Double Cash -- 3rd Choice

 

  • 1 month later...
Posted

Personal loan ke best reason entidi ivvachu if we don't want to reveal actual reason.

Posted

Personal loan ke best reason entidi ivvachu if we don't want to reveal actual reason.

Dentlo Apply chestunnav.. General ga Planning small Bizziess with Family/Debt Restructuring ala chepocchu..

Posted

Dentlo Apply chestunnav.. General ga Planning small Bizziess with Family/Debt Restructuring ala chepocchu..

 

inka a bank decide kaledu...

 

Education First Federal Credit Union okati anukunna...inka veravi chusi decide avutanu...loan application chustey e question vundey andukey adiganu....

 

neeku verey banks idea vunda....neku emina personal loan vunda present ga

Posted

inka a bank decide kaledu...

 

Education First Federal Credit Union okati anukunna...inka veravi chusi decide avutanu...loan application chustey e question vundey andukey adiganu....

 

neeku verey banks idea vunda....neku emina personal loan vunda present ga

yup.. okati undhi Penfed lo..

Posted

Suppose if i need 2 Credit cards or like i want to Apply 1 Credit card + Personal Loan Combination...

 

Is is better to apply all of them at once (I mean Same Day)...or Should i do one by one.. %$#$

 

n How it Effects Credit Score.. @~`

 

Case 1: Apply for 2 Credit Cards

Verdict : NO Problem, as long as you have a decent/good/excellent credit scores, as the approval rates are seen as high with an excellent credit score, which can be found at either Mint.com or Creditscore.com

 

Case 2: Apply for 1 Credit Card and Personal Loan Combination

Verdict : Case 1 Verdict applies while you apply for Credit Card and I am not too sure, about the Personal Loan because banks do consider credit score basis for the amount (X in this case), to be given as personal loan and they can take Experian/Equifax/Trans Union Credit Scores and so cannot talk more on this.

Posted

Suppose if i need 2 Credit cards or like i want to Apply 1 Credit card + Personal Loan Combination...

 

Is is better to apply all of them at once (I mean Same Day)...or Should i do one by one.. %$#$

 

n How it Effects Credit Score.. @~`

FICO good score unte above 720.. apply chesey bhayya... 2 inquiries padhtay anthe ..konchem score tagguthundi initial ga but nuv monthly payments chesthu unte malli score peruhtundi...

Posted

Personal loan ke best reason entidi ivvachu if we don't want to reveal actual reason.

buying furniture, house renovation, credit payments ila cheppochu...actual reason edina kani vadiki doestn matter ..ne credit score bagundali nuv adigina loan ivvadaniki..

Posted

Case 1: Apply for 2 Credit Cards

Verdict : NO Problem, as long as you have a decent/good/excellent credit scores, as the approval rates are seen as high with an excellent credit score, which can be found at either Mint.com or Creditscore.com

 

Case 2: Apply for 1 Credit Card and Personal Loan Combination

Verdict : Case 1 Verdict applies while you apply for Credit Card and I am not too sure, about the Personal Loan because banks do consider credit score basis for the amount (X in this case), to be given as personal loan and they can take Experian/Equifax/Trans Union Credit Scores and so cannot talk more on this.

Case 1 : APR and monthly interest rates 2 credit cards ki kalipi choosthe chala ekkuva avuthundi...and FICo lo $4.95 katti redit score choosukovadam better

 

Case 2: oka personal loan and credit card apply cheyadam better...loan ki obvious ga interest rate takuva untundi...and loan undi and you do payments good credit score baga improve avuthundi

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