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Posted

personal loan tho compare chesthee... CC ki thagguthundhi antaru nijamenaa?? 

 

enti thaggedi?

Posted

entha ayina nellore pedda reddy kadha.. aa matram undaali le.. %$#$

 

nenu balance unchanu genral ga anduke alaa gallery_21439_2_35887.gif

Posted

enti thaggedi?

 

 

naku evaroo chepparu.. personal loadn far better than CC money transfer ani.. 

 

endhkante... personal ki you will start paying back from day1.. so credit score anthem effect avvadhu....

 

CC aithe,.. konni months varaku pay cheyyam kadhaa... So,, thaggidhi.. and when u  get paid back after konni months.. appudu peruguthundhi..

 

ee lopu vere emaina konalante... CS thakkuva undi rejects avvochu gaa?? doest it make sense??

Posted

Baabooi

 

oka 3 months back andulo sagam undedi....one fine day, 2 cards approved for $19.8K each...alaa perigindi anthe gallery_21439_2_35887.gif

Posted

oka 3 months back andulo sagam undedi....one fine day, 2 cards approved for $19.8K each...alaa perigindi anthe gallery_21439_2_35887.gif

 

 

CC motham limit lo atleast 40% use chesthee nee...  CS build avthundhi kadha... 

Posted

Creidt card and Personal loan both are hard inquires bhyaaa ... until uncless bank agrees  to use same report for both .... 2 are completely different for credit institutions ... no matter u r doing it same day or not ..... 

 

 

 

 

Suppose if i need 2 Credit cards or like i want to Apply 1 Credit card + Personal Loan Combination...

 

Is is better to apply all of them at once (I mean Same Day)...or Should i do one by one.. %$#$

 

n How it Effects Credit Score.. @~`

 

Posted

u nasty vuncle.. ala undadhu... okkate sari cheste manchidhi antaaru.. like one by one cheste - first dhi chesaaka u score will dip anukunta..appudu second dhaaniki bokka.. %$#$


Yes ... Within certain time lo cheste u will get two cards .. Ala chala mandi chestaru

But nee case lo .. Oka CC and loan kada .. Adi work avvadu ..
Posted

Creidt card and Personal loan both are hard inquires bhyaaa ... until uncless bank agrees  to use same report for both .... 2 are completely different for credit institutions ... no matter u r doing it same day or not ..... 

 

 

aa one  month lo enni hard checks painaa.. parledhu... it comes under same... month ki oka bank dhaggariki velle kante.. oke month anni banks tho process cheyinchukunte...  hardchck effect ekkuva undadhu.

Posted

aa one month lo enni hard checks painaa.. parledhu... it comes under same... month ki oka bank dhaggariki velle kante.. oke month anni banks tho process cheyinchukunte... hardchck effect ekkuva undadhu.


Ante oka month lo 3 hard checks padda .. U will end up with the same score as one hardcheck aaa ??

Naku doubt e
Posted

naku evaroo chepparu.. personal loadn far better than CC money transfer ani.. 

 

endhkante... personal ki you will start paying back from day1.. so credit score anthem effect avvadhu....

 

CC aithe,.. konni months varaku pay cheyyam kadhaa... So,, thaggidhi.. and when u  get paid back after konni months.. appudu peruguthundhi..

 

ee lopu vere emaina konalante... CS thakkuva undi rejects avvochu gaa?? doest it make sense??

 

personal loan aina money transfer aina pedda difference em undadu....edaina intial ga dent padthundi CS ki, butonce you start repaying nee credit score improve avthundi CC aina, loan aina

 

CC lo nee balance transfer kuda utilization lo ne include avtundi....adi 20% daatithe akkada nunchi ekkuva -ve impact untundi...chala mandi chesedi ade balance transfer limit entha unte antha use chesestharu

 

edaina bottomline...nuvvu pay chese koddi score improve avthundi

Posted

Ante oka month lo 3 hard checks padda .. U will end up with the same score as one hardcheck aaa ??

Naku doubt e

 

 

yep.. thats true... nenu car konnappudu chepparu...  enni insurance companies ki aina.. oka week lo nee cheskondii ani..

 

 

do research.. naku thelsi.. anthee

Posted

personal loan aina money transfer aina pedda difference em undadu....edaina intial ga dent padthundi CS ki, butonce you start repaying nee credit score improve avthundi CC aina, loan aina

CC lo nee balance transfer kuda utilization lo ne include avtundi....adi 20% daatithe akkada nunchi ekkuva -ve impact untundi...chala mandi chesedi ade balance transfer limit entha unte antha use chesestharu

edaina bottomline...nuvvu pay chese koddi score improve avthundi



+1
Posted

personal loan aina money transfer aina pedda difference em undadu....edaina intial ga dent padthundi CS ki, butonce you start repaying nee credit score improve avthundi CC aina, loan aina

 

CC lo nee balance transfer kuda utilization lo ne include avtundi....adi 20% daatithe akkada nunchi ekkuva -ve impact untundi...chala mandi chesedi ade balance transfer limit entha unte antha use chesestharu

 

edaina bottomline...nuvvu pay chese koddi score improve avthundi

 

 

cool...  emo.. i tried for balnce transfr... aa % charges  chusi bhayamesidhi.. 

Posted

AMEX vadi daya valla...chase vadu kuda ekkuva limits ichadu gallery_21439_2_35887.gif

naaku chame.. aa Blue card ki oka dandham.. %$#$

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