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Custom Whole Life Insurance Any One Taken(High Premiums)


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Posted

$200 per month kaduthunnava?

 

:3D_Smiles:

 

 

ee 200$ savings loki pothayi.

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Posted

error vosthadi emo baa...two diff arrays avuthayi.......so rating '0' avuddi...

@3$%

correcte.. main lo sariga chudu :)
Posted

GP bro ....   company underwriting  still may ask u for medical if u change u r plan ..... term undi kadha ani whole ki convert cheyaru easy gaaa .... even if u increase u r whole .... some times company may ask u for partial or full medical test based on u r age  and coverage ......

 

 

but yeah whole and term combination always better ...... 

 

yes

 

neenu Life n whole kalipi teesukunna. kaani ippudu life ki ekkuva kaduthunna, whole ki takkuva kaduthunna.

 

 

why ala teesukunna?

 

 

for example neenu ippudu 30 age anuko. 

 

 

neenu anni health tests pass avvuthanu ippudu.

 

 

after 10 years maanamu anni health pass avvuthamo leedo telavadu. appudu oka vela pass kaakapothe ivvadu.

 

 

andukane ippude rendu kalipi teesukunna. the main advg is after 10 years without any health tests I can convert some of the amount of Life to the whole with the increased premiums. still its better. endukante appudu mana daggara dabbulu vunna manaki kavalisinatlu insurance company vaadu ivvadu.

 

 

 

so better 1M ki teesukondi,

 

daanilo .9 M Life pettandi, .1M whole pettandi(premium or monthly payment for example Life 50$, and for whole you pay 200$) in future you can increase whole to .5M and decrease Life to .5M(premium or monthly payment for example Life 20$, and for whole you pay 500$) , but at any point of time you are covered for 1M $

 

 

 

 

in least sceanrio I recommend to get 1M Life from top 5 companies for less premiums. 30-50$.

 

Posted

orni ... ninna calling post vesthy ralee kani .. gippudu  vochinavaaa???? PHP lo help avasaram unde ninna night ...

 

 

error emi radhu ... paidhi argument creation in main methos  ,  kindhi array method parameter 

error vosthadi emo baa...two diff arrays avuthayi.......so rating '0' avuddi...

 

@3$%

 

Posted

orni ... ninna calling post vesthy ralee kani .. gippudu  vochinavaaa???? PHP lo help avasaram unde ninna night ...

 

 

error emi radhu ... paidhi argument creation in main methos  ,  kindhi array method parameter 

 

avunaa ninna night outing lo unde baa anduke db choodaledu...emaindi baa.

Posted

yeah icha mama chala ... ee month eee apesaa kuda ivadam ....  

chudakunda isthe atlane untadi ... but cool ga explain chesav...neeku nenu 100 on 100 istha... nuvvu training ichava ippati varaku evvarikina... if no...future excellent trainer vi avvuthav :)

 

Posted

GP bro ....   company underwriting  still may ask u for medical if u change u r plan ..... term undi kadha ani whole ki convert cheyaru easy gaaa .... even if u increase u r whole .... some times company may ask u for partial or full medical test based on u r age  and coverage ......

 

 

but yeah whole and term combination always better ...... 

 

 

ala adaga kunda vunde manchi companies vunnayi, manamu entha early start chesthe antha upper hand manadi avvuthadi, company vaadi kante.

 

 

Not all the companies aduguthayi anukonu. I clearly read n understand that the company I am paying for is given a choice to change at any time once I passed my first tests.

 

after that premiums ekkuva adaguthadu emo kaani upfront neeku insurance ivvanu ani decline cheyyataniki under writers ki authority leedu, endukante ikkada konni strict guidelines n regulations vunnayi. top companies avi follow avvuthayi, endukante market lo vallaki customer satisfaction rating takkuva avvuthadi ani.

 

 

may be u r right, but I can say I am not completely wrong.

Posted

wamp server lo oka PHP opensource application install chesthunna .... andhuloo okka step SMTP server details aduguthundi .... local lo oka smtp server install chesthy ralee ... 

 

saree ani google smtp try chesaaa ... ainaa raleee almost 3 hours .. finally got it ... google setting ki velli gmail less secure app enable chesthy appudu vochindi ...

 

basic gaa nee help thesukoni aa SMTP step ni skip cheyadaniki PHP code change chddam anukunna .... 

 

avunaa ninna night outing lo unde baa anduke db choodaledu...emaindi baa.

 

Posted

nuvv cheppedhi corect ee mayaa ... I am just adding some points anthy ... 

 

u r super mayaaa ... training and life insurace lo janalani chala educate chesthavu 

ala adaga kunda vunde manchi companies vunnayi, manamu entha early start chesthe antha upper hand manadi avvuthadi, company vaadi kante.

 

 

Not all the companies aduguthayi anukonu. I clearly read n understand that the company I am paying for is given a choice to change at any time once I passed my first tests.

 

after that premiums ekkuva adaguthadu emo kaani upfront neeku insurance ivvanu ani decline cheyyataniki under writers ki authority leedu, endukante ikkada konni strict guidelines n regulations vunnayi. top companies avi follow avvuthayi, endukante market lo vallaki customer satisfaction rating takkuva avvuthadi ani.

 

 

may be u r right, but I can say I am not completely wrong.

 

Posted

wamp server lo oka PHP opensource application install chesthunna .... andhuloo okka step SMTP server details aduguthundi .... local lo oka smtp server install chesthy ralee ... 

 

saree ani google smtp try chesaaa ... ainaa raleee almost 3 hours .. finally got it ... google setting ki velli gmail less secure app enable chesthy appudu vochindi ...

 

basic gaa nee help thesukoni aa SMTP step ni skip cheyadaniki PHP code change chddam anukunna .... 

 

ohh...nenu eppudu aa script raayaledu bro on using smtp server for sending data...probly naaku kuda raademo...

Posted

SMTP sending kadhu  ... PHP code comments chesi ... just form submit cheddam anukunna to skip the smtp config step ... basic gaa naaku PHP radhu .... but finally got it .....

 

so evarina neeku thelina chinna  employers untee cheppu .... customized HRMS with ATS free gaa ichedam (open source code ni koncham customize) ... ninna aintha kurchoni idhee chesaaa 

ohh...nenu eppudu aa script raayaledu bro on using smtp server for sending data...probly naaku kuda raademo...

 

Posted

nuvv cheppedhi corect ee mayaa ... I am just adding some points anthy ... 

 

u r super mayaaa ... training and life insurace lo janalani chala educate chesthavu 

 

 

training Lifee kaadu, canada pr kosam kuda chesthanu.(with out any benefits n expectations) . 

 

endukante info is wealth I can share with others ani nammuthanu.

 

not only these best n useful anukunna info ni padi mandiki chebuthanu. that way I can save them with their interest, naa interest tho eduti vaadini save cheyyali ante naa daggara money vundali. vallaki karchu pettali. antha manaki leedu...

Posted

cool bro  ))(<  ))(<

training Lifee kaadu, canada pr kosam kuda chesthanu.(with out any benefits n expectations) . 

 

endukante info is wealth I can share with others ani nammuthanu.

 

not only these best n useful anukunna info ni padi mandiki chebuthanu. that way I can save them with their interest, naa interest tho eduti vaadini save cheyyali ante naa daggara money vundali. vallaki karchu pettali. antha manaki leedu...

 

Posted

If u have plans to settle down in USA ... Take it bro else term is better ....if u go with u r employer u may get term insurance for very cheap like million dollars coverage may get between 50-100 dollars pm.

If u r going with whole life insurance check hidden costs bro...

 

also most of the whole life insurance plans ... market investments chestharu ... based on market performance returns untayi ... or if u choose fixed returns ... return amunts peddagaa emi undavu ...

 

 

instead of that choose term insurance and invest in SIP or other options  with remaining money is always better ani maa guru garu chepparu 

 

 

what is SIP

 

or other options

 

250k whole life 

 

3333 per annum 

 

 

after 65 

 

i get every year 28 k per year for 15 years

 

after death my family gets around 300k 

Posted

ala adaga kunda vunde manchi companies vunnayi, manamu entha early start chesthe antha upper hand manadi avvuthadi, company vaadi kante.

 

 

Not all the companies aduguthayi anukonu. I clearly read n understand that the company I am paying for is given a choice to change at any time once I passed my first tests.

 

after that premiums ekkuva adaguthadu emo kaani upfront neeku insurance ivvanu ani decline cheyyataniki under writers ki authority leedu, endukante ikkada konni strict guidelines n regulations vunnayi. top companies avi follow avvuthayi, endukante market lo vallaki customer satisfaction rating takkuva avvuthadi ani.

 

 

may be u r right, but I can say I am not completely wrong.

 

taking ny life insurance in dfw area

 

500k 

 

250 k whole life - 3333 per annum

 

250 k term life - 250 per annum

 

 

what is your company, i can check the quotes

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