bondjamesbond Posted February 4, 2015 Report Posted February 4, 2015 Manki life insurance wortha. Monthly entha kadithe worth. Entha kadithe wasting money.
massmaharaj Posted February 4, 2015 Report Posted February 4, 2015 Manki life insurance wortha. Monthly entha kadithe worth. Entha kadithe wasting money. super worth first decide u want to go for term or whole life
zoombi Posted February 4, 2015 Report Posted February 4, 2015 super worth first decide u want to go for term or whole life niku time unte....aah term or whole life ento kodiaga cheppu inka konni ques unnai..nenu kuda tesukundam anukuntunanu...koncham help cheyu edi tesukovala decide avutha
ZuniorVentiyar Posted February 4, 2015 Report Posted February 4, 2015 ok proceed .... niku time unte....aah term or whole life ento kodiaga cheppu inka konni ques unnai..nenu kuda tesukundam anukuntunanu...koncham help cheyu edi tesukovala decide avutha
zoombi Posted February 4, 2015 Report Posted February 4, 2015 ok proceed .... cheputha analedu..cheppandhi antunanu
mtkr Posted February 4, 2015 Report Posted February 4, 2015 eado okati teesko.. short term vi koncham takkuva untaii... n benifits kuda takkuve... its better to hav one... mana tym eppudu etla untado evvafiki teliyadu
UNITED99 Posted February 4, 2015 Report Posted February 4, 2015 better to take for your family atleast.. FT aithe company a provide chesthaadhi
massmaharaj Posted February 4, 2015 Report Posted February 4, 2015 term ante period of time like 10 ,15,20, 30 i haven't seen more than 30 , where you get coverage if you die thats all, premium is low example 250k ki 25 dollars avg per month yearly 300 dollars whole life ante its a type of investment where you get returns i checked with northwestern mutual, state farm, gaurdian, met life, nylife i liked ny life because numbers were good ( agents wants you take and agents are very happy when you take this because they get 1st premium as their first year commission , from 2nd year they get every 10percent of your premium) i liked nylife because of numbers were good nylife whole insurance 500k ki 6500 dollars my age is 28 , i will say like i want to retire in 65 and pay 6500 dollars every year upto 37 years ( you can reduce to 20 years aswell, amount of premium will be reduced to if you pay less numbers of years if you want to get same benfits, ) if you pay 37 years with 6500 it will come some where around 240k what they will do is they add 30k dollars in the form of dividends they make 270k is the guaranted amount ( guaranted ante which they should pay defiinitely when you alive) and after death what your family gets is 500k-270k which is 230k if you look at the non gauranted amount here is what ny life is good business ee roju prakaaram vaadu 1.15 million chesthadu ( i have quotes also) from the age of 66 age he will give 50k every year as a phension for 15 years which is around around 750k you get when you alive suppose you die at 90 years and you got all the alive benefits , milgilna 500k ki compound interest petti isthadu i stepped back to term only becuase i don't have gc or i can't commit 6500 year if any questions i will let you know more over you can take loan apr will be 5 percent how it works is suppose you paid 200k , you need money , you take the loan from ny life that i want 100k here they pay to 200k dividensd every year but you have pay the loan for the apr what you take which is good
bondjamesbond Posted February 4, 2015 Author Report Posted February 4, 2015 Nelaku entha invest cheyyochhu max as a normal software employ ga
massmaharaj Posted February 4, 2015 Report Posted February 4, 2015 Nelaku entha invest cheyyochhu max as a normal software employ ga adhe nee istam what you pay is what you get pindi kodhi rottte 500k ki 6500 1m ki 13000
Bhalegunde Posted February 4, 2015 Report Posted February 4, 2015 if ur life is worth something to others, then u need insurancewhole life is ripoff.. just term lifeentha anedi -based on how much ur dependents need in ur absence-
Bhalegunde Posted February 4, 2015 Report Posted February 4, 2015 term ante period of time like 10 ,15,20, 30 i haven't seen more than 30 , where you get coverage if you die thats all, premium is low example 250k ki 25 dollars avg per month yearly 300 dollars whole life ante its a type of investment where you get returns i checked with northwestern mutual, state farm, gaurdian, met life, nylife i liked ny life because numbers were good ( agents wants you take and agents are very happy when you take this because they get 1st premium as their first year commission , from 2nd year they get every 10percent of your premium) i liked nylife because of numbers were good nylife whole insurance 500k ki 6500 dollars my age is 28 , i will say like i want to retire in 65 and pay 6500 dollars every year upto 37 years ( you can reduce to 20 years aswell, amount of premium will be reduced to if you pay less numbers of years if you want to get same benfits, ) if you pay 37 years with 6500 it will come some where around 240k what they will do is they add 30k dollars in the form of dividends they make 270k is the guaranted amount ( guaranted ante which they should pay defiinitely when you alive) and after death what your family gets is 500k-270k which is 230k if you look at the non gauranted amount here is what ny life is good business ee roju prakaaram vaadu 1.15 million chesthadu ( i have quotes also) from the age of 66 age he will give 50k every year as a phension for 15 years which is around around 750k you get when you alive suppose you die at 90 years and you got all the alive benefits , milgilna 500k ki compound interest petti isthadu i stepped back to term only becuase i don't have gc or i can't commit 6500 year if any questions i will let you know more over you can take loan apr will be 5 percent how it works is suppose you paid 200k , you need money , you take the loan from ny life that i want 100k here they pay to 200k dividensd every year but you have pay the loan for the apr what you take which is good insurance ni insurance laa choodandiinvestment laa kaaduemanna ayithe adi kaasta blow ni soften chesthundi..anthe kaani kaduthunnaam kaabatti edokati raavali anedi tappuif u lived through the term then thank god that u didnt have to use insuranceanthekaani ado investment vehicle laa choododdu
massmaharaj Posted February 4, 2015 Report Posted February 4, 2015 insurance ni insurance laa choodandi investment laa kaadu emanna ayithe adi kaasta blow ni soften chesthundi..anthe kaani kaduthunnaam kaabatti edokati raavali anedi tappu if u lived through the term then thank god that u didnt have to use insurance anthekaani ado investment vehicle laa choododdu nenu emi cheppanu , nuvvu chepthunnavu explain chesaa nenu velli venakki kuda vachesa ani cheppa naadhi term not whole life
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