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Is Life Insurance Worth?


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Posted

yealry 1 lakh paying..50 vache varaku pay cheyali anukunta

 

 

 

share the details, i asked my father even i want to take  policy 

 

 

will u get anything for 1lakh 

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Posted

yeah, some people don't agree this like whole is good , numbers bagunnayi veyalani pinchidinhi 
 
 
i want to take very less risk, account lo oorike dabbu undekanna almost koncham interest vasthundhi kadha anukunna


u can put that remaining amount(after term) in some FD or in some index funds and come better

risk averse kaabatti to save ur dependents,insurance..inka daanilo kooda investment ante agent ki benefit manaki kaadu

mana desis ke idi alaavatu..lic lo interest rates baaguntaayi..so india alavaatu idi
Posted

u can put that remaining amount(after term) in some FD or in some index funds and come better

risk averse kaabatti to save ur dependents,insurance..inka daanilo kooda investment ante agent ki benefit manaki kaadu

mana desis ke idi alaavatu..lic lo interest rates baaguntaayi..so india alavaatu idi

 

 

i don't know this 

 

what is index funds , FD ante i know what do we get here  pls put some light here 

 

andhuke whole life lo vaadi commission calcuate chesi nennu back step vesaa 

 

and more over don't want to take risk dont know where i will be 

Posted

monne  India vellinappudu SBI life insurance chesa... simple...

 

pay 1L every year for 15 years. They will give us Double(30L) after 15 years.  and life insurance will stay till you die... 

 

 

Example: a person age 30 and he will get 30L at age 45.  The family also get 30L when the person die. 

 

I did for 1L.  But you can do 5L or 10L etc...

Posted

monne  India vellinappudu SBI life insurance chesa... simple...

 

pay 1L every year for 15 years. They will give us Double(30L) after 15 years.  and life insurance will stay till you die... 

 

 

Example: a person age 30 and he will get 30L at age 45.  The family also get 30L when the person die. 

 

I did for 1L.  But you can do 5L or 10L etc...

 

 

good bagundhi 

Posted

good bagundhi


em baagundi

rbi vaallu dobbulu pettina kaani ee sbi bank managerlu commission ki kakkurthipadi ee policy lani janala meeda ruddthunnaaru
Posted

em baagundi

rbi vaallu dobbulu pettina kaani ee sbi bank managerlu commission ki kakkurthipadi ee policy lani janala meeda ruddthunnaaru

 

 

Managers ruddhina ... its good policy kadha... anduke proceeded...

Posted

em baagundi

rbi vaallu dobbulu pettina kaani ee sbi bank managerlu commission ki kakkurthipadi ee policy lani janala meeda ruddthunnaaru

 

 

 ippudu nee concept chepaledhu  abba nuvvu index funds , fd ? 

 

 

 

15 years ki vaadu 1 rs vaddi vesi isthunnadu which we get more than fd ? fd is some thing 9 percent

 

pavala ekkuva vasthundhi 

 

which is good kadha

 

15 years ki 15 lakhs tho another 15 lakhs , still you have insurance 

 

 

Posted

adhi toomuch asalu aa amount ki


what ur age ,

250k ki 25 dolllars ikkada

100k salary Bhayya 1.5 million kattalante 99$ annadu kattochha
Posted

100k salary Bhayya 1.5 million kattalante 99$ annadu kattochha

 

monthly naa ? it is good 

 

which compnay ?

Posted

monthly naa ? it is good

which compnay ?


New York life insurance but anta kattagalana future lo month ki ani alochistunna
Posted

i did some calculation

 

total 15 year....1st year 1 lakh FD kattu with 9%....at the end of that year take that money and add 1 lakh and repeat the FD process....in 15 years you will have 32 Lakhs almost....if that FD is 9% in all 15yrs...

 

So nuvu LIC tesukunte you will only loss 2 lakhs in 15yrs and benefit enti ante you will have your life insurance.....which is very benefit anipistundhi

Posted

Year_Add 1 lakh every year_9% FD interest_Total end of year

 

1 100000 9000 109000

2 209000 18810 227810

3 327810 29503 357313

4 457313 41158 498471

5 598471 53862 652333

6 752333 67710 820043

7 920043 82804 1002847

8 1102847 99256 1202104

9 1302104 117189 1419293

10 1519293 136736 1656029

11 1756029 158043 1914072

12 2014072 181266 2195338

13 2295338 206580 2501919

14 2601919 234173 2836092

15 2936092 264248 3200340

 

Posted

i did some calculation

 

total 15 year....1st year 1 lakh FD kattu with 9%....at the end of that year take that money and add 1 lakh and repeat the FD process....in 15 years you will have 32 Lakhs almost....if that FD is 9% in all 15yrs...

 

So nuvu LIC tesukunte you will only loss 2 lakhs in 15yrs and benefit enti ante you will have your life insurance.....which is very benefit anipistundhi

 

 

Oh good.... same policy LIC lo kuuda undha?

Posted

New York life insurance but anta kattagalana future lo month ki ani alochistunna

 

 

where did you get the quote ? is it from website 

 

get from the agent 

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