Sentiosys Posted February 9, 2015 Report Posted February 9, 2015 Living in US for past 6 months using bull crap secured credit card from BOFA with annual fee of facking 40 dollars.. which credit card is the best one to apply. thanks... I have some needs in India ..may need to balance transfer some 6000 bucks.. thanks for your valuable suggestions .. your friend :)
Sentiosys Posted February 9, 2015 Author Report Posted February 9, 2015 After 6 months of usage BOFA mofo increased my secured credit line to 700 from 600.. what a joke.. Am getting lots of mails from capital one, discover ..please suggest thnx
just2deal Posted February 9, 2015 Report Posted February 9, 2015 After 6 months of usage BOFA mofo increased my secured credit line to 700 from 600.. what a joke.. Am getting lots of mails from capital one, discover ..please suggest thnx You have limited credit history..with very low credit line.You nee dto build up our credit hostory and lines. Capital one is crappiest card..they will not give more than $500 credit limit in your case..and discover may give you around $2000 max Check how much is your credit score before even trying apply for a new card..don't apply for credit cards aggressively as every hard pull will reduce your credit score by about 15 to 20 points ! I suggest you to get some store cards like Macys,JCP,Sears etc and build up your credit (with usage and paying in full and before due date) for atleast another 3 to 6 months and then apply (if your score is atleast 700+) and you will approved with higher limit caredit cards ! BTW, BOFA will automatically increase your credit limite and refund your deposit after 6 months ,if your credit/usage is good !
saradagakasepu Posted February 9, 2015 Report Posted February 9, 2015 Living in US for past 6 months using bull crap secured credit card from BOFA with annual fee of facking 40 dollars.. which credit card is the best one to apply. thanks... I have some needs in India ..may need to balance transfer some 6000 bucks.. thanks for your valuable suggestions .. your friend :) nuvvu india lo mpharm chesthunnav ani ninna post vesav kada...ivala enti 6 months nunchi untunna ani inko post vesav?
srikanthraparla Posted February 9, 2015 Report Posted February 9, 2015 creditkarma.com lo log in ayyi chusko ur credit history and credit card suggestions
Nellore Pedda reddy Posted February 9, 2015 Report Posted February 9, 2015 $6000 balance transfer gurinchi ippudu marchipo, Nee limited credit history ki evadu mundu 6k card ivvadu
Sentiosys Posted February 10, 2015 Author Report Posted February 10, 2015 nuvvu india lo mpharm chesthunnav ani ninna post vesav kada...ivala enti 6 months nunchi untunna ani inko post vesav? Thats for somebodyelse dude
Bhalegunde Posted February 10, 2015 Report Posted February 10, 2015 creditkarma.com lo log in ayyi chusko ur credit history and credit card suggestions drecitkarma is fako score actual score kaavalante myfico.com ki velli dabbul pay cheyyaal edo promot undi first month $5 ani..daaniki signup ayyi report and score choosukuni cancel cheskovaali ventane
saradagakasepu Posted February 10, 2015 Report Posted February 10, 2015 Thats for somebodyelse dude okk
.thumb.jpg.ce42bb16ec102475a78c2087ce269c7d.jpg)
.thumb.gif.343fe49c7e1c507ae0056326bd8cf77e.gif)
Recommended Posts