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401K Lo Invest/save Cheyyandi Even If You Are A Contractor


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Posted

Hmm Kaani Edanna Manchi Savings Options kadha maa.. Company Matching Money + No Tax Miss avthaav.. Calculate seste manaki Interest kanna ekkuva Workout avtadhi.. Atleast mee Company Matching varaku veste better emo,..

employer oka 50 cents match chesadhu annuko man...ante tax 30 sth perc and edhi kalipi mana account lo double avvudhi adhe interest lekka chusthe 3 years double avvudhi...kani edhi first lone double ayyinatu kanapaduthundi kani taruvatha returns anthaga kanapadatham ledu...naa 24k ki 18 mons ki ee roju chusthe oka 100 dollars undi...long term lo biscuit emo ani stop chesa...am2.gif

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Posted

decided not to do this year also...

 

already akkada oka 40K varaku unnai...em cheyalo ardham avvatam le..

 

company vadile daaka tiyalenu...avi even if im ready to pay taxes/fine...  -- COmpany Rule..

 

only thing is i can take loan on 20K..and pay the interest to myself...whcih i dont want to...

40k unna..100k unna..that is your savings which you will get when you retire..inka aa paisal uttine alaa undavu..it will be invested and you can choose where to invest..fidelity vaaditho maatladithe manchiga guide chestadu based on your preferences..like vanguard..WF..funds etc.,worst case lo you will get 5% 

Posted

decided not to do this year also...

 

already akkada oka 40K varaku unnai...em cheyalo ardham avvatam le..

 

company vadile daaka tiyalenu...avi even if im ready to pay taxes/fine...  -- COmpany Rule..

 

only thing is i can take loan on 20K..and pay the interest to myself...whcih i dont want to...

 

entha anedi ela telustundi ?

Posted

sunil3.gif  paina seppindi enti nenu..

 

ala eppudante appudu teskodaniki (with penalty/tax) option unte nene pette vadini kada

Intelligent buoy.. i thought wattowatt.. pettaniki Paisal levemo e year.. so nenu kadutha nee badhulu..

Paisal vacchinaaka icchestaavemo ani..sunil3.gif

Posted

40k unna..100k unna..that is your savings which you will get when you retire..inka aa paisal uttine alaa undavu..it will be invested and you can choose where to invest..fidelity vaaditho maatladithe manchiga guide chestadu based on your preferences..like vanguard..WF..funds etc.,worst case lo you will get 5% 

ante mari 55 years ante chala long way to go kada man...long term lo chusthe 5% perc is very low..

Posted

40k unna..100k unna..that is your savings which you will get when you retire..inka aa paisal uttine alaa undavu..it will be invested and you can choose where to invest..fidelity vaaditho maatladithe manchiga guide chestadu based on your preferences..like vanguard..WF..funds etc.,worst case lo you will get 5% 

 

already 90% allocated to stocks and 10% to bonds man..

 

vangaurd trading account vaadi..a 90% stocks lo evne ga distribute chesi petta...

 

+ve ga ne undi portfolio....

 

a 40K lo nenu actual ga pettindi chala takkuva..profits meeda oka 5K vachayi anuko stocks lo..apart from employer contribution..

Posted

40k unna..100k unna..that is your savings which you will get when you retire..inka aa paisal uttine alaa undavu..it will be invested and you can choose where to invest..fidelity vaaditho maatladithe manchiga guide chestadu based on your preferences..like vanguard..WF..funds etc.,worst case lo you will get 5% 

Lol.. naaku mari ghoramga perugutundhi Fidelity vaadu edho Funds lo pedithe..sunil3.gif

Posted

entha anedi ela telustundi ?

 

em teliyali...?

Posted

entha anedi ela telustundi ?

U Mean Contribution.,. Hiring appudu Benefits cheptaaru...sunil3.gif

Posted

employer oka 50 cents match chesadhu annuko man...ante tax 30 sth perc and edhi kalipi mana account lo double avvudhi adhe interest lekka chusthe 3 years double avvudhi...kani edhi first lone double ayyinatu kanapaduthundi kani taruvatha returns anthaga kanapadatham ledu...naa 24k ki 18 mons ki ee roju chusthe oka 100 dollars undi...long term lo biscuit emo ani stop chesa...am2.gif

Artham kaale.. mee odu entha % Contributing... sunil3.gif

Posted

Another one...ee employer contribution lo vesting period kuda teliyali...immediate vesting unte better...

Posted

Artham kaale.. mee odu entha % Contributing... sunil3.gif

1 dollar ki 50 cents sunil3.gif

Posted

Another one...ee employer contribution lo vesting period kuda teliyali...immediate vesting unte better...

 

i year unte ne..year end ki match chestaru...

 

earlier it was part-part basis ma deggara..

 

now whole year pani chesi contribute cheste ne..matching lekapote no...

Posted

1 dollar ki 50 cents sunil3.gif

Vaarni.. and Max Limit..?sunil3.gif

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