Icici Bank Car Loan Porocess Endhi

[Mama77]

edho NRI account ayithe open chesina...ippudu car loan isthada oka 5 lakhs... ikkada nundi ela ?

 

India la best ikkada personal loan isthe teeskovala ?

[puli_keka]

5 lakhs ki loan aa :O

LTT help

[ICANWIN]

ltt

[agora]

help

[zustrelaax]

icici customer care

[Mama77]

5 lakhs ki loan aa :O

LTT help

Entha chettuku antha gaali mama

[princeofheaven]

Entha chettuku antha gaali mama

 

India lo katte voddi kante oka 4 months ikkada salary kudabettu ...

[ronitreddy]

Ikkada oka loan approve avvadaniki nana sankalu naakali..Chala thiragali..Moodu cheruvula neelu thaagistharu..

 

Enduku apply chesamu ra anna feeling create chepistharu..Indian system mida virakthi oche laga chestharu..Inka cheppali ante oka page avthadi

[arshad]

Entha chettuku antha gaali mama

No aakul aa

[Gopaludu]

Istadu :)

[Jambhalheart]

@TS : ICICI ayithe no idea but HDFC lo ayithe pichaaa lite, naaku homeloan,personal loan, credit cards more than 3lakhs overdue vunna loan esthaa annaru, so private banks pichaa lite , car loan ayithe within 3 to 4 days vasthundi with HDFC bank, naaku thelisina vaadu gachibowli branch lo vunnaru, if interested with HDFC ping me 

 

I wnt thr coporation bank &  process(anni banks ki similar process) is like this : 

 

Hypothetication form oka attestation cheyinchaali bank name medha 

ne payslip

CIBIL score (thakkuva vunte overaction chesthaaru kaani lite)

 

[donganaaK]

Ikkada oka loan approve avvadaniki nana sankalu naakali..Chala thiragali..Moodu cheruvula neelu thaagistharu..

 

Enduku apply chesamu ra anna feeling create chepistharu..Indian system mida virakthi oche laga chestharu..Inka cheppali ante oka page avthadi

 

it depends on the kind of loan that u're applying , car loans are relatively easy to get ... India lo janaalu kuda atlaage untaru ga mari , chance dorkithey loan eggotti 10gsthaaru , anduke the'll be extra careful while giving out loans to people ...

 

monna na cousin gadu apply chesadu to buy a car he got it in like 3 days ...

[ronitreddy]

it depends on the kind of loan that u're applying , car loans are relatively easy to get ... India lo janaalu kuda atlaage untaru ga mari , chance dorkithey loan eggotti 10gsthaaru , anduke the'll be extra careful while giving out loans to people ...

 

monna na cousin gadu apply chesadu to buy a car he got it in like 3 days ...

LOL...I applied for a car loan a week ago..still not yet approved..Doesn't matter what loan you apply, still you land into so many troubles..

 

Let me tell you about my experience that I have been facing from the past 10 days..Monna call chesi bank vadini emaindi 2 days lo aypothadi annav kada ante ..vaadu antadu meeru interest leru ani nenu mee FILE pakkana pettanu sir anta..I was like WTF, antha time spend chesi anni docs ichi signatures chesi unte..Meeku interest ledemo ante manaki ela untadi..I just asked him..Isn't it your responsibility to act upon my loan application wisely ani..Ayna antadu correct ee sir, meeru oksari anni docs ichaka maaku roju call chesi Good Morning/Good night cheppali sarasalu aadali ani..Does it make any sense man? Ante manam just apply chesi loan docs isthe saripodu..Roju follow up cheyali..Idi INDIA paristhithi..

 

30 pages signatures tiskunnadu...Anni photo copies tiskunnadu,Na properties, Na most recent pay stubs, Na current employment status, Na prev employment, Prev EVL, Current EVL, Bank statements, India Bank Statements(enni unte anni), Employee identification number, Malla bank vadu maa HR ki email pedithe vaadu reply ichaka, Maa company gurinchi verification chestharu anta bank vallu..Idantha ayyaka, bank vadu oka 3rd party ki mana house verification ki pampisthadu..vadu na current address ki ochi, nijanga flat unda leda, evarevaru untaru intlo, flat loan mida unda, unte entha undi, eppudu aypothadi, EMI entha untadi ani sava laksha questions vesi chi denamma loan ki enduku apply chesam ra anna feeling teppisthadu..

 

Malla prev loans unte loan eligibility criteria ki nen eligible aa kada.na pindakoodu na shardham..Malla dennni substantiate cheyadaniki Experian/Transunion Credit report, Inka GPA registrar office ki velli validate chepinchi, approve chepinchukoni ochi, Malla registrar office lo loan lo 5% of the amount stamp paper emo registraion chepinchukoni..adi oka process..

 

Registration office lo pani kavali ante broker ki paisalu ivvali..ivvakapothe eppudu pani aythadi devudike teliyali..First emo GPA, loan process ni em halt cheyadu annadu..Monna antunadu GPA approve avvanidi nen mee loan process start cheyalenu ani..First cheppali kada..monna call chesthe kaani cheppatledu aa vishayam...Alanti manshulani ni organizations lo pettukuntunaru..Mana dourbhagyam..

 

Ivi common man kastalu..And u are saying it's relatively easy to get a loan in INDIA ani..Nu apply chesi reality lo chusthe telsedi..Enni issues untayo ani...NRI's ke intha scene chesthe..iga ikkada common man sangathi endo..Iche 10 laks ki with an annual salary around $100k ki intha scene chesthunaru..Last 4-5 years ki regular ga payroll run avthundi..W-2 forms 2 years vi submit chesa...

 

Inkoti highlight enti ante, na passport already photocopies unnayi avi submit chesa loan apply chesetappu...vadu antadu monna ochinappudu INDIA ki aa IMMIGRATION stamp ledu sir, adi kuda xerox tiskoni randi anta...Vammoooo..Intha scene unte asalu nenu loan ee apply cheyakapothundeee..

 

Loan eggotali ante ela aina eggodtharu..Streamlining the process should be efficient man..Edo anni verify chesthunama loan isthunama ani kadu..

 

P.S Nen apply chesindi private bank lo..Inka government banks lo apply chestheee..Eppudo osthado loan aa devudike teliyali..Anthakmundu home loan ki kuda inthe sampinruuuu..Kakapothe appudu nen daggara undi cheyinchaledu..Eesari self chesthuna..Picha na kodukulu.. RIP Indian system man..

[Comfort]

LOL...I applied for a car loan a week ago..still not yet approved..Doesn't matter what loan you apply, still you land into so many troubles..

 

Let me tell you about my experience that I have been facing from the past 10 days..Monna call chesi bank vadini emaindi 2 days lo aypothadi annav kada ante ..vaadu antadu meeru interest leru ani nenu mee FILE pakkana pettanu sir anta..I was like WTF, antha time spend chesi anni docs ichi signatures chesi unte..Meeku interest ledemo ante manaki ela untadi..I just asked him..Isn't it your responsibility to act upon my loan application wisely ani..Ayna antadu correct ee sir, meeru oksari anni docs ichaka maaku roju call chesi Good Morning/Good night cheppali sarasalu aadali ani..Does it make any sense man? Ante manam just apply chesi loan docs isthe saripodu..Roju follow up cheyali..Idi INDIA paristhithi..

 

30 pages signatures tiskunnadu...Anni photo copies tiskunnadu,Na properties, Na most recent pay stubs, Na current employment status, Na prev employment, Prev EVL, Current EVL, Bank statements, India Bank Statements(enni unte anni), Employee identification number, Malla bank vadu maa HR ki email pedithe vaadu reply ichaka, Maa company gurinchi verification chestharu anta bank vallu..Idantha ayyaka, bank vadu oka 3rd party ki mana house verification ki pampisthadu..vadu na current address ki ochi, nijanga flat unda leda, evarevaru untaru intlo, flat loan mida unda, unte entha undi, eppudu aypothadi, EMI entha untadi ani sava laksha questions vesi chi denamma loan ki enduku apply chesam ra anna feeling teppisthadu..

 

Malla prev loans unte loan eligibility criteria ki nen eligible aa kada.na pindakoodu na shardham..Malla dennni substantiate cheyadaniki Experian/Transunion Credit report, Inka GPA registrar office ki velli validate chepinchi, approve chepinchukoni ochi, Malla registrar office lo loan lo 5% emo registraion chepinchukoni..

 

Registration office lo pani kavali ante broker ki paisalu ivvali..ivvakapothe eppudu pani aythadi devudike teliyali..First emo GPA loan process em halt cheyadu annadu..Monna antunadu GPA approve avvanidi nen mee loan process start cheyalenu ani..First cheppali kada..monna call chesthe kaani cheppatledu aa vishayam...Alanti manshulani ni organizations lo pettukuntunaru..Mana dourbhagyam..

 

Ivi common man kastalu..And u are saying it's relatively easy to get a loan in INDIA ani..Nu apply chesi reality lo chusthe telsedi..Enni issues untayo ani...NRI's ke intha scene chesthe..iga ikkada common man sangathi endo..Iche 10 laks ki with an annual salary around $100k ki intha scene chesthunaru..Last 4-5 years ki regular ga payroll run avthundi..W-2 forms 2 years vi submit chesa...

 

Loan eggotali ante ela aina eggodtharu..Streamlining the process should be efficient man..Edo anni verify chesthunama loan isthunama ani kadu..

 

P.S Nen apply chesindi private bank lo..Inka government banks lo apply chestheee..Eppudo osthado loan aa devudike teliyali..Anthakmundu home loan ki kuda inthe sampinruuuu..Picha na kodukulu.. RIP Indian system man..

:3D_Smiles:  :3D_Smiles_38:  ardam iyyindi baa ne frustration naaa home loan approve seyyataniki nana armpits lick seypinchadu  :3D_Smiles_38:

[agora]

LOL...I applied for a car loan a week ago..still not yet approved..Doesn't matter what loan you apply, still you land into so many troubles..

 

Let me tell you about my experience that I have been facing from the past 10 days..Monna call chesi bank vadini emaindi 2 days lo aypothadi annav kada ante ..vaadu antadu meeru interest leru ani nenu mee FILE pakkana pettanu sir anta..I was like WTF, antha time spend chesi anni docs ichi signatures chesi unte..Meeku interest ledemo ante manaki ela untadi..I just asked him..Isn't it your responsibility to act upon my loan application wisely ani..Ayna antadu correct ee sir, meeru oksari anni docs ichaka maaku roju call chesi Good Morning/Good night cheppali sarasalu aadali ani..Does it make any sense man? Ante manam just apply chesi loan docs isthe saripodu..Roju follow up cheyali..Idi INDIA paristhithi..

 

30 pages signatures tiskunnadu...Anni photo copies tiskunnadu,Na properties, Na most recent pay stubs, Na current employment status, Na prev employment, Prev EVL, Current EVL, Bank statements, India Bank Statements(enni unte anni), Employee identification number, Malla bank vadu maa HR ki email pedithe vaadu reply ichaka, Maa company gurinchi verification chestharu anta bank vallu..Idantha ayyaka, bank vadu oka 3rd party ki mana house verification ki pampisthadu..vadu na current address ki ochi, nijanga flat unda leda, evarevaru untaru intlo, flat loan mida unda, unte entha undi, eppudu aypothadi, EMI entha untadi ani sava laksha questions vesi chi denamma loan ki enduku apply chesam ra anna feeling teppisthadu..

 

Malla prev loans unte loan eligibility criteria ki nen eligible aa kada.na pindakoodu na shardham..Malla dennni substantiate cheyadaniki Experian/Transunion Credit report, Inka GPA registrar office ki velli validate chepinchi, approve chepinchukoni ochi, Malla registrar office lo loan lo 5% emo registraion chepinchukoni..

 

Registration office lo pani kavali ante broker ki paisalu ivvali..ivvakapothe eppudu pani aythadi devudike teliyali..First emo GPA loan process em halt cheyadu annadu..Monna antunadu GPA approve avvanidi nen mee loan process start cheyalenu ani..First cheppali kada..monna call chesthe kaani cheppatledu aa vishayam...Alanti manshulani ni organizations lo pettukuntunaru..Mana dourbhagyam..

 

Ivi common man kastalu..And u are saying it's relatively easy to get a loan in INDIA ani..Nu apply chesi reality lo chusthe telsedi..Enni issues untayo ani...NRI's ke intha scene chesthe..iga ikkada common man sangathi endo..Iche 10 laks ki with an annual salary around $100k ki intha scene chesthunaru..Last 4-5 years ki regular ga payroll run avthundi..W-2 forms 2 years vi submit chesa...

 

Loan eggotali ante ela aina eggodtharu..Streamlining the process should be efficient man..Edo anni verify chesthunama loan isthunama ani kadu..

 

P.S Nen apply chesindi private bank lo..Inka government banks lo apply chestheee..Eppudo osthado loan aa devudike teliyali..Anthakmundu home loan ki kuda inthe sampinruuuu..Picha na kodukulu.. RIP Indian system man..

:3D_Smiles: