Lease Vs Loan

[Bairagi From Bapatla]

nenu 445 e kadtuna 

lease lo 445 but finance chei perigidi... nd already 1yr pai nunchi lease kabati nu ippudu finance chesina thaggidi... around 500-550 kattachu after 5yrs car neeke sontham

[ronitreddy]

already last 1yr nunchi lease lo unnav ga so ippudu konte finance thakkuve padidhi ga 620 endhuku?

 

dcu lo thesukoni kattei... naadi same car $525/month kaduthunna but 1.9% apr

Lease chesaka kuda malli finance cheyocha aithe?

[Bairagi From Bapatla]

Lease chesaka kuda malli finance cheyocha aithe?

yes ippudu unna market value prakaram konukovachu

[Raja123]

Lease chesaka kuda malli finance cheyocha aithe?

yeah..payoff amount katteyali anta on that day entha unte antha..

 

extra charges will be : sales tax+any paper work charges that dealer may claim..

[Raja123]

:3D_Smiles:

yes ippudu unna market value prakaram konukovachu

kaadu...loan lo entha pay off undo adi

[ronitreddy]

yes ippudu unna market value prakaram konukovachu

Ippudu unna market value ela decide chesthadu..KBB lo chusi daniki atu itu chepthada?

[Raja123]

lease lo 445 but finance chei perigidi... nd already 1yr pai nunchi lease kabati nu ippudu finance chesina thaggidi... around 500-550 kattachu after 5yrs car neeke sontham

call chey matladuddaam...550 ostundi reasonable ee antava?

[ronitreddy]

yeah..payoff amount katteyali anta on that day entha unte antha..

 

extra charges will be : sales tax+any paper work charges that dealer may claim..

Ala ela man..

 

Say for example nu car lease ki tiskunnav..1 year lo oka $5k pay chesav..Car price ochesi $30k

 

Remaining ippudu $25k untadi..So $25k pay cheseyala leka $10k lease amount pay cheyala?

[Raja123]

Ala ela man..

 

Say for example nu car lease ki tiskunnav..1 year lo oka $5k pay chesav..Car price ochesi $30k

 

Remaining ippudu $25k untadi..So $25k pay cheseyala endi?

anthe seppadu dealer naku ninna...

 

 

plus bank odu kuda payoff amount ke quote ichadu

 

nuvu down pay chesina amount gaalilo kalisipotundi anuko :P

[Raja123]

Ippudu unna market value ela decide chesthadu..KBB lo chusi daniki atu itu chepthada?

not agreed.

[ronitreddy]

anthe seppadu dealer naku ninna...

 

 

plus bank odu kuda payoff amount ke quote ichadu

 

nuvu down pay chesina amount gaalilo kalisipotundi anuko :P

endo man antha ardam ayinatte ayi malli ardam kaledu man..

[ronitreddy]

not agreed.

Mari ela sesthadu man

[Bairagi From Bapatla]

call chey matladuddaam...550 ostundi reasonable ee antava?

ok oka 15mins lo chestha

[Raja123]

endo man antha ardam ayinatte ayi malli ardam kaledu man..

 

 

Mari ela sesthadu man

Lease :

Down pay X $ kattinav

Monthly  Y $ kadtunav

Current Payoff Quote : A $ undi (whoch is car price-monthly payments)

Ivala nuvu konalante ne pay off rate ki kontav...dats it

[Bairagi From Bapatla]

anthe seppadu dealer naku ninna...

 

 

plus bank odu kuda payoff amount ke quote ichadu

 

nuvu down pay chesina amount gaalilo kalisipotundi anuko :P

ala undadhu baa... say for example 35k msrp + 3k taxes +1k title nd paper work anuko

nu down 2k and 1yr lo 5k pay chesthe.. total 39-7=32k pay cheyali and bank kooda alane quote isthadi + their apr