BReBeL Posted August 31, 2015 Report Posted August 31, 2015 Hi bhayyas credit card amount motham pay chesi close cheyocha card ..will that affect my credit score or improves it...evarina suggest cheyandi..thanks in advance
rrc_2015 Posted August 31, 2015 Report Posted August 31, 2015 Credits clear - Score increases Card closure - Score decrease. P.S : This is not anywhere reliable source... Only from personal experience/understnading ... LTT for experts
SUBBARAVU Posted August 31, 2015 Report Posted August 31, 2015 Yes it will affect.. your length of credit history will reduce.. it will not affect if the credit card is more recent and u have another credit card applied before this..
SUBBARAVU Posted August 31, 2015 Report Posted August 31, 2015 useful info for you: 3. Length of credit history: 15 percent of the total credit score is based on the length of time each account has been open and the length of time since the account's most recent action. As a result, it is impossible for a person who is new to credit to have a perfect credit score. A longer credit history provides more information and offers a better picture of long-term financial behavior. Therefore, to improve their credit scores, individuals without a history should begin using credit, and those with credit should maintain long-standing accounts
BReBeL Posted August 31, 2015 Author Report Posted August 31, 2015 @subbaravu bhayya ee card almost 4years avthundi naku inko 4 cards unnay ...correct ga manage cheyalekapothunna so anduke ...
Raja123 Posted August 31, 2015 Report Posted August 31, 2015 Hi bhayyas credit card amount motham pay chesi close cheyocha card ..will that affect my credit score or improves it...evarina suggest cheyandi..thanks in advance what do you mean by close? paying off and asking the cc company to block ur card?
SUBBARAVU Posted August 31, 2015 Report Posted August 31, 2015 @subbaravu bhayya ee card almost 4years avthundi naku inko 4 cards unnay ...correct ga manage cheyalekapothunna so anduke ... clear the bill and just dont use the card.. there is no fee even u dont use.. closing not suggested..
Raja123 Posted August 31, 2015 Report Posted August 31, 2015 clear the bill and just dont use the card.. there is no fee even u dont use.. closing not suggested.. gp
avipisces Posted August 31, 2015 Report Posted August 31, 2015 Don't close, it will affect, credit card rendu mukkalu chesi dustbin lo pade and leave the account like that..
Chitti_the_ROBO2 Posted August 31, 2015 Report Posted August 31, 2015 clear the bill and just dont use the card.. there is no fee even u dont use.. closing not suggested..Use cheyakunda card unna will effect score
Raja123 Posted August 31, 2015 Report Posted August 31, 2015 Don't close, it will affect, credit card rendu mukkalu chesi dustbin lo pade and leave the account like that.. Use cheyakunda card unna will effect score
Chitti_the_ROBO2 Posted August 31, 2015 Report Posted August 31, 2015 Mobile or net bill or eydo oka bill ni add chey man aa credit card ki and auto bill petteysey... Naku 5 unnay andulo 3 total clear cheysi pettanu.. Okati Internet okati mobile okati Inko daniki assign cheysaa pay raganey total katteystha.. 3 cards kalipi 20K unnay.. Just safe side eppudaina urgent money kavali annappudu transfer cheysuko daniki.. Close cheysthey emosthadi
SamosaChai Posted August 31, 2015 Report Posted August 31, 2015 Annual fee lekuntey card amount full pay chesi.... intlo oka corner padeyy... aa card tho history generate ayyindi use avutadi future lo close cheyadam valla history potadi and customer closed ani credit report lo vuntadi Annual fee lekuntey picha lite
avipisces Posted August 31, 2015 Report Posted August 31, 2015 who said? naku 20 cards lu vunte, 20 use cheyali ah mari..
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