Full Financial Tensions...

[Leonardo_Di_Carpio]

Antha Karchulu bachelor's ki emuntay bro ?
née expenditure cheppu avi tagginche plans fellow dbians cheptaru.


 

credit card payemnts ki....

food ki....

[Leonardo_Di_Carpio]

1 year strict ...decipline maintain cheyyi....chillara appulanni cleas chesukunelaa 1-2 parties tho low interest ki funds teesuko

 

Yup...I have to plan something very seriously....then only I can survive....

[arshad]

baa nako doubt 50% intiki pamputha antunav how? for example neeku oka 5k per month vasthe 50% ela pampagalguthunav and 10% donations ela? Jus 40% tho living + car+weekend Jalsas how ya how?

 

chepi Konchem punyam katuko babaya

 

without weeknd jalsas 1500 kante ekkuva kharchu kadu kada ba... wknd jalsas kharchu aithe naaku no idea

[AFDB_Director]

Yup...I have to plan something very seriously....then only I can survive....

 

Don_draper manchi plan chepthe , lol funny annav

 

ikkada I have to plan seriously antunnav. 

 

Do you really need suggestions or just want to vent out your frustration here? 

[KillChillPandey]

how funny I say....lol....

 

thanks anyways....

 

dantlo nik funny em anpinchindo.. nik evaru help cheyyaleru.. niku nuvvey help cheskovali..

[YeddiBK]

ee rojulo evaru dowry ivatledu bro....

 

girls andharu full josh mida unnaru...no dowry ani
 

Girls alane untaru, but valla parents society lo valla level kosam istharu ga

[KillChillPandey]

credit card payments....

and eating food outside....2 times a day....

 

CC plan already cheppa.. experiece toh cheppanu.. been there done that.. i repaid 17k on CC's by following that plan..during that period i had completely stopped eating outside and started eating healthy foods, diets gymming etc..  naaku okatey fear vundey,  i shouldn't see a day where i have to ask for money either to friends or relatives.. vallani money adgutey you will have a obligation to obey whatever they say...

 

nuvvu evarni adgina financial councelling teskunna vallu cheppedi bottom line idey..

[KillChillPandey]

without weeknd jalsas 1500 kante ekkuva kharchu kadu kada ba... wknd jalsas kharchu aithe naaku no idea

 

Rent+utilities+food+phone bill+internet bill +car & insurance payments = ivvi anni kalipi 2k avtai.. nuvvu cheppina scenario lo if you don't have a premium car.. premium cars will eat up like 700 to 1200 including insurance..

[KillChillPandey]

Girls alane untaru, but valla parents society lo valla level kosam istharu ga

 

ee madya ivvatledu ata.. only valla peru mida plots konesi avey ichestunnaru as dowry

[srshb445]

Same Boat brother 

 

Credit cards 33K 

Personal loan 13K

Carloan 8k

 

Naa daggara oka 6K aunnay :D

 

And yeah March lo pelli planning 

 

 

 

chaala jarigay le naaku fees, thammuni fees, hospital bills, accident etc em cheyyalo telvatledu 

 

 

nenu similar boat, but mari antha kadhu......feb lo pelli anukuntunnam

 

credit cards -> 14k

car loan -> 19k.....idhi recent ga ne teesukunna

 

main expense enti ante medical surgeries cheyinchukuntunna last 4 mths nunchi and inko 2 mths untadi, mth ki $1500 daniki ipotundi .......

[KillChillPandey]

Don_draper manchi plan chepthe , lol funny annav

 

ikkada I have to plan seriously antunnav. 

 

Do you really need suggestions or just want to vent out your frustration here? 

 

good question.. JL thread ankuntunna.. ilanti threads every month okati padtundi db lo..

 

[ronitreddy]

$15000 ke full tensions ante..Ikkada $67K undi..Ika nen sachipovalemooooo...

 

India lo 25 laks loan undi..

[AFDB_Director]

CC plan already cheppa.. experiece toh cheppanu.. been there done that.. i repaid 17k on CC's by following that plan..during that period i had completely stopped eating outside and started eating healthy foods, diets gymming etc..  naaku okatey fear vundey,  i shouldn't see a day where i have to ask for money either to friends or relatives.. vallani money adgutey you will have a obligation to obey whatever they say...

 

nuvvu evarni adgina financial councelling teskunna vallu cheppedi bottom line idey..

 

+1 friends ni relatives ni money adigithe relations bokka thappa em ledhu. 

 

also, followed same plan that you posted earlier. debt consolidate chesi higher interest rate first repay chesa. 

only outside food thinevadini, monthly it was ~$500, cut it down and started cooking, made a lot of diff

[YeddiBK]

ee madya ivvatledu ata.. only valla peru mida plots konesi avey ichestunnaru as dowry

[KillChillPandey]

nenu similar boat, but mari antha kadhu......feb lo pelli anukuntunnam

 

credit cards -> 14k

car loan -> 19k.....idhi recent ga ne teesukunna

 

main expense enti ante medical surgeries cheyinchukuntunna last 4 mths nunchi and inko 2 mths untadi, mth ki $1500 daniki ipotundi .......

 

feb ki pelli kada.. do this every month 600 pakkanna pettu 5 months ki $3k avtundi.. that is your emergency fund after pelli.. continue that fund.. 5k reach ayyaka .. even if you further continue it.. upper level money ni CC payments ki katteseyi.. i dinn knew emergency fund value until one of my married friends told me..