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Posted

bhayya, buying a house is not just the mortgage alone. There are other costs included too

 

1. Monthly Payment ( Bank Payment + HOA + County Taxes + Home Owners Insurance )

 

Your monthly payment is $400-$800 + Bank Mortgage. Nee price paranga choosthe you might be looking at $2100-$2500 depending upon the taxes.

 

2. Konni sarlu lawn maintanance/lawn mowing is included in HOA. If not add $100-$200 for that. Lawn mowing is only during spring/summer. Winter lo mowing is not needed.

 

3. Utilities- Water/Sewer + Power + Gas + Internet  should be around $350-$500.

 

4. Kotha illu antunnav kabatti repairs antaga raavu. But it's a house, so be prepared for anything that might come up.

 2.3.4 points already took into consideration. only point 1 meda clarity gurinchi asking 

 

thanks 

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Posted

 2.3.4 points already took into consideration. only point 1 meda clarity gurinchi asking 

 

thanks 

 

Also take Termite Bond/ Pest Control into consideration for monthly payments.

 

chuttu pakka illu comparisons teesukoni vaati valuation entho choodu.. daani batti you can get a idea about taxes.

 

HOA Fee - build should be able to tell you

 

Home Owners Insurance - You can shop around for quotes.depending on home valuation and coverages premium untundi

 

 

Posted

Monthly pakka kattalsinavi Ivi ... Bank payment 10% down kabati Pmi untadi ... So bank payment+Pmi+tax+hoa ... Migitavi regular ga avasaram ledu .. Single family kabati hoa ekkuva ga undadu .. Emaina unte you tube video chuskoni DIY project cheyadame ...

Posted

400K max. 

 

chicago west suburbs 

 

alage, new constructions appudu vallu advertise cheysina price kanna kuda entha ekkuva avuthundi ??

like 380K after adding hard wood floors, n inka memu anukunna konni other addons... so final ga vadu ichindhi Net price is 380K. 

 

so ippudu closing costs n ala inka emayina unataya ?? unte entha avuthundi final ga manam loan teesukovalsina value? 

see what are default options they are giving..... 

 

  • is floor laminated wood vs hardwood
  • carpet bed - no bed vs sponge bed beneath carpet
  • kitchen slab - wooden laminated vs granite vs quartz
  • Window blinds 
  • windows mesh
  • backyard landscape
  • fencing
  • garage door motor with remotes
  • doors 
  • water heater -tankless vs tank
  • bathrooms lo bathtub 
  • kitchen back splash
  • fridge 
  • washer  drier
  • kitchen appliances (ranger stove, microwave, dish washere etc)
  • ceiling light fixtures.... 
  •  
  • etc ila chala options chudu. prathidi 
Posted

Why dont you try ICF concrete roof tops, intial cost may be more but it will save 80% for Utilities and a STRONG home.

Posted

Monthly pakka kattalsinavi Ivi ... Bank payment 10% down kabati Pmi untadi ... So bank payment+Pmi+tax+hoa ... Migitavi regular ga avasaram ledu .. Single family kabati hoa ekkuva ga undadu .. Emaina unte you tube video chuskoni DIY project cheyadame ...

 

ok ty 

Posted

 

see what are default options they are giving..... 

 

  • is floor laminated wood vs hardwood 
  • carpet bed - no bed vs sponge bed beneath carpet 
  • kitchen slab - wooden laminated vs granite vs quartz
  • Window blinds 
  • windows mesh
  • backyard landscape
  • fencing
  • garage door motor with remotes
  • doors 
  • water heater -tankless vs tank
  • bathrooms lo bathtub 
  • kitchen back splash
  • fridge 
  • washer  drier
  • kitchen appliances (ranger stove, microwave, dish washere etc)
  • ceiling light fixtures.... 
  •  
  • etc ila chala options chudu. prathidi 

 

 

yeah doing all that ... ty 

Posted

Budget entha

Location kooda chepu


Devon la lungi lepkoni kayal kanpinchela tirguthunav...nuvvena..gallery_8818_6_385253.gif?1367349476
Posted

Devon la lungi lepkoni kayal kanpinchela tirguthunav...nuvvena..gallery_8818_6_385253.gif?1367349476


Exton lo endipoyina biryani mukkal yerukuntaandhi nuvvena?
Posted

yeah doing all that ... ty 

no need to take blinds, washer dryer, refrigerator these you can buy 

Posted

no need to take blinds, washer dryer, refrigerator these you can buy 

 

avi elago ivvatam le as part of basic price. 

may be signup or closing bonus lo ivachu 

Posted

avi elago ivvatam le as part of basic price. 

may be signup or closing bonus lo ivachu 

 

Door and window treatments like blinds, cieling fans and lighting fixtures may be not be part of the standard deal..it's better to check with them on these
 

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