RoyalBengalTiger Posted November 4, 2015 Report Posted November 4, 2015 Bhayya ... Credit card max cheste credit score emana effect avtada ? Na deggara 2 credit cards unnai .. Inkokati kottaga vachindi .. Zero percent Apr.. Adi max cheseste emana credit score effect avtada ? Pls cheppandi
RoyalBengalTiger Posted November 4, 2015 Author Report Posted November 4, 2015 First 2 credit cards prasrutam zero balance
mastercheif Posted November 4, 2015 Report Posted November 4, 2015 30% of credit score is affect by % of credit utilization. full ga utilize chesthey credit points baga debbatisthayi score baga undali ante <10% of your credit utilize cheyyali.
accuman Posted November 4, 2015 Report Posted November 4, 2015 Try to use 50% of limits Credit score won't be affected But there is a factor credit usage or analysts call credit stress factor in credit modeling banks use that it tells so many things about you to lenders. To keep it short use always 50% of limits to follow thumb rule. Mari limits enduku ante? Vunnadi antha nakeyyamani kaadu .
mastercheif Posted November 4, 2015 Report Posted November 4, 2015 Try to use 50% of limits Credit score won't be affected But there is a factor credit usage or analysts call credit stress factor in credit modeling banks use that it tells so many things about you to lenders. To keep it short use always 50% of limits to follow thumb rule. Mari limits enduku ante? Vunnadi antha nakeyyamani kaadu . <10% undali ani capital one fico chepthundhi man... 50% utilize chetshey simulator lo naa score 767 to 671 ki paduthundi. so <10% is the rule
RoyalBengalTiger Posted November 4, 2015 Author Report Posted November 4, 2015 Ante naku 3 credit cards unnai .. So each credit card ki less than 10 or 50 undala. Lekapote mottam limits kalipi less than 10 or 50 percent undala ?
Spartan Posted November 4, 2015 Report Posted November 4, 2015 30% of total credit limit is the optimal value.... 3 cards 10K each...30K total limit aite.. ur balance shud not be more than 9K...simple as that...
Kuyakula Posted November 4, 2015 Report Posted November 4, 2015 30% of total credit limit is the optimal value.... 3 cards 10K each...30K total limit aite.. ur balance shud not be more than 9K...simple as that... Sittankul..na id unban seyinchava..pleeeejjjj...itlu spider_reddy...
Spartan Posted November 4, 2015 Report Posted November 4, 2015 Sittankul..na id unban seyinchava..pleeeejjjj...itlu spider_reddy... ask Tom Bhayya...im not MOD Reddy..
Kuyakula Posted November 4, 2015 Report Posted November 4, 2015 ask Tom Bhayya...im not MOD Reddy.. Tom bhayya mod aa...ee kuyya id tho tirgalante siggestundi...
Spartan Posted November 4, 2015 Report Posted November 4, 2015 Tom bhayya mod aa...ee kuyya id tho tirgalante siggestundi... abbo...
Kuyakula Posted November 4, 2015 Report Posted November 4, 2015 abbo... Kothaga undhani try sesa...lopala original atlane undhi...
Spartan Posted November 4, 2015 Report Posted November 4, 2015 Kothaga undhani try sesa...lopala original atlane undhi... mari vere ID enduku.ne spamming chusi janalu nuvve ani telsukuntar le..
RoyalBengalTiger Posted November 4, 2015 Author Report Posted November 4, 2015 Pls don't spam this thread
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