Home Buying W/o Gc Risks

[dewarist]

good idea.... 5 yr ARM loan meda kuda mee opinion cheppandi 

 

20% pay cheysey antha ledu... 10% cheydam ani... may be next yr ending unte will pay all that lumpsum ... 

appudayina kuda can get rid of that PMI from then on kadaa... 

 

motham bank kaali cheyseyadam enduku ani.... 

 

ARM loan teesukunte..be prepared for the risk of rate increase after 5 years..

 

konni saarlu banks ki upfront payment katti PMI avoid cheyocchu..of course ee upfront payment is in addition to your down

 

 

[Hmm]

*7*^ 

 

three pushes ichaa. chala ? 

 

last push lo muncheysinattu anipisthindi  @3$%

[iTeachSAP]

svaary man

 

maa loser maayya anukunnna 

[andhravodu]

Chicago west suburbs bhayya... 

 

yeah nuvvu cheppina concept ardamayindhi... but ippudu 10% down ichi konte 1 - 1.5 yr paatu 3K/mnth ok... nuvvu cheppina 6/700 ekkuva pay cheyyalenu... maybe oka 2 yrs taruvatha cheyyagalachu... 

 

Uncle Scrooge cheppinattu may be will try to refinance after 2-2.5 yrs.appudu may be 15 yr loan ki... ippudu 30 yr loan teesukuni... 

 

alaney 5yr ARM loan meda opinion cheepu pls...

 

 

30 yrs ki 1.5yrs ok ante, 15yr concept lo adi 15 months avuddi. i would be comfortable with that

arm intial interest cheap. 4 yrs lo refinancing chestanu ante, adi teesuko. fees gurinchi naku idea ledu arm lo

 

ex. conventional loans lo origination fee, closing costs ivannee kalipi 4-5k daka avuddi. arm lo ee mortgage fees ekkuva ante waste

[k2s]

good idea.... 5 yr ARM loan meda kuda mee opinion cheppandi 

 

20% pay cheysey antha ledu... 10% cheydam ani... may be next yr ending unte will pay all that lumpsum ... 

appudayina kuda can get rid of that PMI from then on kadaa... 

 

motham bank kaali cheyseyadam enduku ani.... 

opinion antu emi undi man... 

1) 5 yrs ARM antey 5 yrs varaku fixed APR... tarvata variable based on market... if you think you can pay off atleast 20%-50% by then and want to refinance , ayithey go for it.. else stick to 30 yrs 

2) generally 30yrs loan ki fixed APR........ bank valu or lenders or builders etc vallu starting lo closing cost ki cash return/pay chestharu...... neeku starting lo ne closing ki cash kavali in addition to downpayment...... 

 

ippudu alochinchu..... 

[Hmm]

ARM loan teesukunte..be prepared for the risk of rate increase after 5 years..

 

konni saarlu banks ki upfront payment katti PMI avoid cheyocchu..of course ee upfront payment is in addition to your down

 

ok. but 5 yrs lopu may be in 4th yr or so.... 

 

refinance to 15 yr regular loan teesukovacha?? 

[Hmm]

svaary man

 

maa loser maayya anukunnna 

np bhayya

[k2s]

ok. but 5 yrs lopu may be in 4th yr or so.... 

 

refinance to 15 yr regular loan teesukovacha?? 

neeku istam ochindi cheyyochu man.. 

[andhravodu]

ok. but 5 yrs lopu may be in 4th yr or so.... 

 

refinance to 15 yr regular loan teesukovacha?? 

 

scrooge tata dialog chepta. nee ishtam vachindi cheyochu man

 

but refinance fees cost avutayi

[ARYA]

*7*^ 

 

three pushes ichaa. chala ? 

scooche thata avasarama ee vage lo aa kallu lepudu tannudu 

[dewarist]

ok. but 5 yrs lopu may be in 4th yr or so.... 

 

refinance to 15 yr regular loan teesukovacha?? 

 

you can refinance to any loan term after 5 years...but appudu 15 years rate ela untado manaki telidu kada..be prepared for the risk antunna

 

 

[k2s]

scooche thata avasarama ee vage lo aa kallu lepudu tannudu 

nuvvu 1st power of jua review thadu lo adigina qochen answer tell.. 15th min nunchi torture ante.. first 14 mins 59 sec movie soofer a ?

[ARYA]

nuvvu 1st power of jua review thadu lo adigina qochen answer tell.. 15th min nunchi torture ante.. first 14 mins 59 sec movie soofer a ?

nee chadastam tagaletta ani iccha reply ikkada kuda same  @3$%

[Hmm]

30 yrs ki 1.5yrs ok ante, 15yr concept lo adi 15 months avuddi. i would be comfortable with that

arm intial interest cheap. 4 yrs lo refinancing chestanu ante, adi teesuko. fees gurinchi naku idea ledu arm lo

 

ex. conventional loans lo origination fee, closing costs ivannee kalipi 4-5k daka avuddi. arm lo ee mortgage fees ekkuva ante waste

 

 

opinion antu emi undi man... 

1) 5 yrs ARM antey 5 yrs varaku fixed APR... tarvata variable based on market... if you think you can pay off atleast 20%-50% by then and want to refinance , ayithey go for it.. else stick to 30 yrs 

2) generally 30yrs loan ki fixed APR........ bank valu or lenders or builders etc vallu starting lo closing cost ki cash return/pay chestharu...... neeku starting lo ne closing ki cash kavali in addition to downpayment...... 

 

ippudu alochinchu..... 

org fee, closing costs etc etc around 5K prasthutham builder pay chestha annadu....

next refinancing appudu may be i need to add those 

 

 

20% - 50% of loan or Principle ?? 30% loan ithe pay cheyyagalanu in 4.5 yrs 

[k2s]

nee chadastam tagaletta ani iccha reply ikkada kuda same  @3$%