Home Buying W/o Gc Risks

[ARYA]

 

nee chadastam tagaletta ani iccha reply ikkada kuda same  @3$%

 

grandsons tho celebrations baga jariginda diwali  @3$%

[Guest]

opinion antu emi undi man...
1) 5 yrs ARM antey 5 yrs varaku fixed APR... tarvata variable based on market... if you think you can pay off atleast 20%-50% by then and want to refinance , ayithey go for it.. else stick to 30 yrs
2) generally 30yrs loan ki fixed APR........ bank valu or lenders or builders etc vallu starting lo closing cost ki cash return/pay chestharu...... neeku starting lo ne closing ki cash kavali in addition to downpayment......

ippudu alochinchu.....

Ankul neeku intha naaledge unda...:giggle:

[k2s]

grandsons tho celebrations baga jariginda diwali  @3$%

i no grandsons man ... 

just me & my wife anthey man 

[ARYA]

i no grandsons man ... 

just me & my wife anthey man 

adigo alavatu lo porapatu ga  thata gif esesav  @3$%

[macha]

PT 700/month is too much man. But depends upon area.
I dont know abt that returns. Wait for experts

700 too much aa? US loo ekadaa untavuu mama?? 

[andhravodu]

org fee, closing costs etc etc around 5K prasthutham builder pay chestha annadu....

next refinancing appudu may be i need to add those 

 

 

20% - 50% of loan or Principle ?? 30% loan ithe pay cheyyagalanu in 4.5 yrs 

 

30% kattagalanu 4.5 years lo ante, 15yrs ki povachu gaa. 30 yrs loan teesukunte, nuvvu kattedi anta interest ki paaye
 

edit: 5yr arm theesukuni tharvata 15yr refinance antunnavu, ok viable strategy

[vasu123]

I-140 unte kallu moosukoni koneyi..GC vachaka konali ante jeevitham lo konalevu.

 

I140 unte ayipotunda bro  Fulltime job vadha? even FT job lo kooda eppudu fire or roll off chestaro teliyadu, even long term contracts anukunna kooda vadu anytime theeseyyochu, H1B meeda konadam definite ga risk eh.

[k2s]

Ankul neeku intha naaledge unda... @3$%

[andhravodu]

I140 unte ayipotunda bro  Fulltime job vadha? even FT job lo kooda eppudu fire or roll off chestaro teliyadu, even long term contracts anukunna kooda vadu anytime theeseyyochu, H1B meeda konadam definite ga risk eh.

 

development apukuni koorchuntava man. inta negative post endi?
 

[vasu123]

development apukuni koorchuntava man. inta negative post endi?
 

 

development apukovadam enti bro, didn't get it.  illu h1 status meeda undi konadam risk eh kada bro

[dewarist]

I140 unte ayipotunda bro  Fulltime job vadha? even FT job lo kooda eppudu fire or roll off chestaro teliyadu, even long term contracts anukunna kooda vadu anytime theeseyyochu, H1B meeda konadam definite ga risk eh.

 

ala anukunte anni risk ee..you cannot wait for everything to fall in place

[k2s]

adigo alavatu lo porapatu ga  thata gif esesav  @3$%

[Spartan]

[zoloto]

700 too much aa? US loo ekadaa untavuu mama??

Nenu unna chota 0.9% undi pt
Nenu cheppina context chudu okasari
GC lekunda oorke hoa, pt ekkuva enduku ani cheppa. Ilaa ayithe rent cheyyatame best.

[andhravodu]

development apukovadam enti bro, didn't get it.  illu h1 status meeda undi konadam risk eh kada bro

 

inta weak confidence unte emi cheyalemu. 2yrs unte costs breakeven avutayi. 3yrs and above ayite rent kinda migultayi